State Bank Financial Corporation. Fund Company Profile

Description

State Bank Financial Corporation operates as the bank holding company for State Bank and Trust Company that provides various community banking services to individuals and businesses. The company offers a range of deposit products and services, including checking accounts, commercial operating accounts, savings and money market accounts, and short-term to longer-term certificates of deposits, as well as time deposit products and retirement account services. It also provides loans to small and medium-sized businesses, residential and commercial construction and development loans, commercial real estate loans, farmland and agricultural production loans, residential mortgage loans, home equity loans, and consumer loans. In addition, the company’s payment solutions for funds collection and concentration services include ACH origination, electronic bill presentment and payment, remote deposit capture, remote cash deposit, retail and wholesale lockbox, and wire services. Further, it offers cash management accounts; disbursement services comprising on-line bill pay, person-to-person payments, and bank-to-bank transfers; fraud controls, such as Positive Pay, and IBM Security Trustee Rapport malware protection; and on-line cash management systems. Additionally, the company offers payroll services, such as automated human resources information system, payroll, benefits, and labor management services. It also provides online banking and safe deposit box rental services; and debit card and automated teller machines card services. As of December 31, 2015, the company operated 26 banking offices in the counties of Georgia comprising Bibb, Cobb, Columbia, Dooly, Houston, Fulton, Gwinnett, Jones, McDuffie, and Richmond; and 7 mortgage production offices. State Bank Financial Corporation was founded in 2005 and is headquartered in Atlanta, Georgia.