Dave Stock Earnings Reports
Dave Earnings Calls
Release date | May 06, 2025 |
EPS estimate | $1.54 |
EPS actual | - |
Revenue estimate | 93.6M |
Revenue actual | - |
Expected change | +/- 14.67% |
Release date | Mar 03, 2025 |
EPS estimate | $1.09 |
EPS actual | $2.04 |
EPS Surprise | 87.16% |
Revenue estimate | 90.28M |
Revenue actual | 100.84M |
Revenue Surprise | 11.70% |
Release date | Nov 12, 2024 |
EPS estimate | $0.490 |
EPS actual | $1.51 |
EPS Surprise | 208.16% |
Revenue estimate | 80.7M |
Revenue actual | 92.489M |
Revenue Surprise | 14.61% |
Release date | Aug 05, 2024 |
EPS estimate | $0.120 |
EPS actual | $1.01 |
EPS Surprise | 741.67% |
Revenue estimate | 75.5M |
Revenue actual | 80.117M |
Revenue Surprise | 6.12% |
Last 4 Quarters for Dave
Below you can see how DAVE performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
Release date | Aug 05, 2024 |
Fiscal end date | Jun 30, 2024 |
Price on release | $30.58 |
EPS estimate | $0.120 |
EPS actual | $1.01 |
EPS surprise | 741.67% |
Date | Price |
---|---|
Jul 30, 2024 | $34.34 |
Jul 31, 2024 | $36.36 |
Aug 01, 2024 | $34.81 |
Aug 02, 2024 | $33.31 |
Aug 05, 2024 | $30.58 |
Aug 06, 2024 | $31.21 |
Aug 07, 2024 | $31.46 |
Aug 08, 2024 | $31.98 |
Aug 09, 2024 | $30.53 |
4 days before | -10.95% |
4 days after | -0.164% |
On release day | 2.06% |
Change in period | -11.09% |
Release date | Nov 12, 2024 |
Fiscal end date | Sep 30, 2024 |
Price on release | $62.80 |
EPS estimate | $0.490 |
EPS actual | $1.51 |
EPS surprise | 208.16% |
Date | Price |
---|---|
Nov 06, 2024 | $45.87 |
Nov 07, 2024 | $45.91 |
Nov 08, 2024 | $53.00 |
Nov 11, 2024 | $59.26 |
Nov 12, 2024 | $62.80 |
Nov 13, 2024 | $90.43 |
Nov 14, 2024 | $79.96 |
Nov 15, 2024 | $80.06 |
Nov 18, 2024 | $79.68 |
4 days before | 36.91% |
4 days after | 26.88% |
On release day | 44.00% |
Change in period | 73.71% |
Release date | Mar 03, 2025 |
Fiscal end date | Dec 31, 2024 |
Price on release | $95.03 |
EPS estimate | $1.09 |
EPS actual | $2.04 |
EPS surprise | 87.16% |
Date | Price |
---|---|
Feb 25, 2025 | $99.60 |
Feb 26, 2025 | $103.55 |
Feb 27, 2025 | $96.74 |
Feb 28, 2025 | $100.66 |
Mar 03, 2025 | $95.03 |
Mar 04, 2025 | $90.38 |
Mar 05, 2025 | $91.42 |
Mar 06, 2025 | $83.21 |
Mar 07, 2025 | $83.36 |
4 days before | -4.59% |
4 days after | -12.28% |
On release day | -4.89% |
Change in period | -16.31% |
Release date | May 06, 2025 |
Fiscal end date | Mar 30, 2025 |
Price on release | - |
EPS estimate | $1.54 |
EPS actual | - |
Date | Price |
---|---|
Apr 16, 2025 | $82.17 |
Apr 17, 2025 | $84.27 |
Apr 21, 2025 | $80.66 |
Apr 22, 2025 | $83.37 |
Apr 23, 2025 | $85.91 |
Dave Earnings Call Transcript Summary of Q4 2024
Record Performance
Dave achieved a record-setting Q4 2024 with over $100 million in quarterly revenue and more than $30 million in adjusted EBITDA for the first time. This partnership will support the launch of next-generation products aimed at expanding access to financial services.
Financial Guidance for 2025
- Expected GAAP revenue between $415 million and $435 million, representing growth of 20% to 25% compared to 2024.
- Adjusted EBITDA is anticipated to reach $110 million to $120 million, indicating growth of 27% to 39%.
Operating Efficiency
- Notable improvements in operational margins, with a variable profit margin of 72%, indicating successful scaling of operations against fixed costs.
- Focus on maintaining low provision for credit losses while managing increased transaction volumes.
Future Product Development
- Plans for further investment in product development with an eye toward launching longer-duration credit products that meet customer needs beyond short-term borrowing.
Capital Allocation Strategy
- Management indicated plans to use free cash flow for stock buybacks as a way to manage dilution. They'll also explore potential M&A opportunities to further advance their growth strategy.
Conclusion
The overall outlook for Dave remains optimistic, with a clear strategy to enhance member value and expand offerings while achieving sustainable growth. Investors are encouraged to monitor the successful implementation of the new fee structure and ongoing product developments to maximize potential returns.