Bear State Financial Fund Company Profile

Description

Bear State Financial, Inc. operates as the bank holding company for Bear State Bank, N.A. that provides various financial products and services to individuals and businesses. The company offers a range of retail and business deposit accounts, including noninterest and interest bearing checking, savings and money market, and individual retirement accounts, as well as certificates of deposit. It also provides loans comprising one-to four-family residential real estate, multifamily residential real estate, nonfarm nonresidential, farmland, construction and land development, and commercial real estate and commercial business loans; and consumer loans, such as automobile, deposit account secured, and unsecured loans, as well as lines of credit. In addition, the company offers other financial services, such as automated teller machine services; telephone banking services; online banking services, including account access, bill payment, and e-statement services; mobile banking comprising remote deposit capture and funds transfer services; overdraft services; debit cards; and safe deposit boxes. As of March 2, 2016, it operated 43 branches and 3 loan production offices in Arkansas and Southeast Oklahoma; and 12 branches and 1 loan production office in Southwest Missouri. The company was founded in 1934 and is headquartered in Little Rock, Arkansas.