Bay Bancorp Fund Company Profile

Description

Bay Bancorp, Inc. operates as a bank holding company for Bay Bank, FSB that provides banking products and services to individuals, businesses, and organizations in Maryland. Its deposit products include noninterest-bearing deposits, interest-bearing deposits, such as checking, savings, and money market deposits; time deposits; demand deposits; and certificate of deposit registry service and insured cash sweep deposits. The company’s loan portfolio comprises commercial loans, such as lines of credit, revolving credit facilities, accounts receivable and inventory financing, term loans, equipment loans, small business administration loans, stand-by letters of credit, and unsecured loans; commercial and residential real estate loans; consumer loans; loans for land acquisition, land development, and/or construction of residential or commercial structures; and home equity line of credit. It also offers wire transfer, ACH, and automated teller machine (ATM) services; safe deposit boxes; ATM and check cards, and credit cards; telephone banking, mobile banking, Internet banking, and Internet bill paying services; and remote and mobile capture services. In addition, the company provides brokerage services, as well as various financial planning and investment options. It operates through a network of 11 branches located in the Baltimore metropolitan statistical area primarily in Baltimore city, as well as the Anne Arundel, Howard, Harford, and south along the Baltimore-Washington corridor. Bay Bancorp, Inc. is headquartered in Columbia, Maryland.