- Excellent financial health (Piotroski 8/9)
- Consistently positive technical signals over the last month
- High gross margin of 64.0%
First Citizens Bancshares, Inc. stock downgraded from Buy Candidate to Sell Candidate after Friday trading session
(Updated on Jul 31, 2026)
The First Citizens Bancshares, Inc. stock price fell by -0.492% on the last day (Friday, 31st Jul 2026) from $20.31 to $20.21. During the last trading day the stock fluctuated 1.19% from a day low at $20.13 to a day high of $20.37. The price has fallen in 6 of the last 10 days and is down by -1.13% for this period. Volume has increased on the last day by 27 thousand shares but on falling prices. This may be an early warning and the risk will be increased slightly over the next couple of days. In total, 29 thousand shares were bought and sold for approximately $581.02 thousand.
The stock lies in the middle of a falling trend in the short term and further fall within the trend is signaled. Given the current short-term trend, the stock is expected to fall -3.30% during the next 3 months and, with a 90% probability hold a price between $18.87 and $19.91 at the end of this 3-month period. Do note, that if the stock price manages to stay at current levels or higher, our prediction target will start to change positively over the next few days as the conditions for the current predictions will be broken.
FCNCP Signals & Forecast
A buy signal was issued from a pivot bottom point on Thursday, June 25, 2026, and so far it has risen 2.07%. Further rise is indicated until a new top pivot has been found. Some negative signals were issued as well, and these may have some influence on the near short-term development. The First Citizens Bancshares, Inc. stock holds sell signals from both short and long-term Moving Averages giving a more negative forecast for the stock. On corrections up, there will be some resistance from the lines at $20.29 and $20.23. A break-up above any of these levels will issue buy signals. Furthermore, there is currently a sell signal from the 3 month Moving Average Convergence Divergence (MACD). First Citizens Bancshares, Inc. gained volume on the last day, but on falling prices. In technical terms, this is called divergence and may be an early warning. In some cases, increasing volume on falling prices may be considered positive, but that is mainly in typical "sell-offs".
Support, Risk & Stop-loss for First Citizens Bancshares, Inc. stock
First Citizens Bancshares, Inc. finds support from accumulated volume at $20.16 and this level may hold a buying opportunity as an upwards reaction can be expected when the support is being tested.
In general the stock tends to have very controlled movements and with good liquidity the risk is considered very low in this stock. During the last day, the stock moved $0.240 between high and low, or 1.19%. For the last week the stock has had daily average volatility of 0.634%.
Our recommended stop-loss: We hold a negative evaluation for this stock. No stop-loss is set.
Trading Expectations (FCNCP) For The Upcoming Trading Day Of Monday 3rd
For the upcoming trading day on Monday, 3rd we expect First Citizens Bancshares, Inc. to open at $20.24, and during the day (based on 14 day Average True Range), to move between $20.12 and $20.30, which gives a possible trading interval of +/-$0.184 (+/-0.91%) up or down from last closing price. If First Citizens Bancshares, Inc. takes out the full calculated possible swing range there will be an estimated 0.91% move between the lowest and the highest trading price during the day.
Since the stock is closer to the resistance from accumulated volume at $20.26 (0.22%) than the support at $20.16 (0.25%), our systems don't find the trading risk/reward intra-day attractive and any bets should be held until the stock is closer to the support level.
Earnings coming up
First Citizens Bancshares, Inc. will release earnings on Tuesday, August 04, 2026.The consensus among the analysts for the expected earnings (EPS) is $40.42. We will update the financials statements for First Citizens Bancshares, Inc., that can be found here as soon as the records are public. Our systems has calculated a possible swing of +/- 1.29% in the first trading day after earnings release.
Dividend Warning For FCNCP
Dividend coming up for FCNCP: Ex-dividend date (Monday 31st August, 2026) is 28 days away. The dividend is $0.340.Is First Citizens Bancshares, Inc. stock A Buy?
First Citizens Bancshares, Inc. holds several negative signals and is within a falling trend, so we believe it will still perform weakly in the next couple of days or weeks. We therefore hold a negative evaluation of this stock. Due to some small weaknesses in the technical picture we have downgraded our analysis conclusion for this stock since the last evaluation from a Buy to a Sell candidate.
Current score:
-3.182
Sell Candidate
Downgraded
Predicted Fair Opening Price
Predicted fair opening price on August 3, 2026 - $20.24 ( 0.132%).
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FCNCP Performance
Trading levels for FCNCP
Fibonacci Support & Resistance Levels
| Level | Price | |
|---|---|---|
| R3 | 20.48 | 1.32% |
| R2 | 20.38 | 0.87% |
| R1 | 20.33 | 0.586% |
| Price | 20.21 | |
| S1 | 20.14 | -0.322% |
| S2 | 20.09 | -0.602% |
| S3 | 20.00 | -1.06% |
Accumulated Volume Support & Resistance Levels
| Level | Price | |
|---|---|---|
| R3 | 20.44 | 1.14% |
| R2 | 20.34 | 0.643% |
| R1 | 20.26 | 0.223% |
| Price | 20.21 | |
| S1 | 20.16 | -0.247% |
| S2 | 20.03 | -0.89% |
| S3 | 19.92 | -1.43% |
FCNCP Dividend Payout History
| # | Ex-Date | Pay Date | Amount | Yield | |
|---|---|---|---|---|---|
| 1 | Jul 23, 2026 | Aug 31, 2026 | Sep 15, 2026 | $0.336 | 1.66% |
| 2 | May 29, 2026 | May 29, 2026 | Jun 15, 2026 | $0.336 | 1.56% |
| 3 | Jan 20, 2026 | Feb 27, 2026 | Mar 16, 2026 | $0.336 | 1.61% |
| 4 | Oct 23, 2025 | Nov 28, 2025 | Dec 15, 2025 | $0.336 | 1.51% |
| 5 | Jul 22, 2025 | Aug 29, 2025 | Sep 15, 2025 | $0.336 | 1.62% |
FAQ
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