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Alerus Financial Earnings Calls
| Release date | Apr 29, 2026 |
| EPS estimate | $0.580 |
| EPS actual | $0.89 |
| EPS Surprise | 53.45% |
| Revenue estimate | 73.784M |
| Revenue actual | 75.759M |
| Revenue Surprise | 2.68% |
| Release date | Jan 28, 2026 |
| EPS estimate | $0.570 |
| EPS actual | $0.85 |
| EPS Surprise | 49.12% |
| Revenue estimate | 71.431M |
| Revenue actual | 77.825M |
| Revenue Surprise | 8.95% |
| Release date | Oct 30, 2025 |
| EPS estimate | $0.590 |
| EPS actual | $0.660 |
| EPS Surprise | 11.86% |
| Revenue estimate | 71.431M |
| Revenue actual | 71.541M |
| Revenue Surprise | 0.153% |
| Release date | Jul 28, 2025 |
| EPS estimate | $0.560 |
| EPS actual | $0.720 |
| EPS Surprise | 28.57% |
| Revenue estimate | 70.962M |
| Revenue actual | 73.855M |
| Revenue Surprise | 4.08% |
Last 4 Quarters for Alerus Financial
Below you can see how ALRS performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Jul 28, 2025 |
| Price on release | $23.07 |
| EPS estimate | $0.560 |
| EPS actual | $0.720 |
| EPS surprise | 28.57% |
| Date | Price |
|---|---|
| Jul 22, 2025 | $22.12 |
| Jul 23, 2025 | $22.26 |
| Jul 24, 2025 | $21.64 |
| Jul 25, 2025 | $21.72 |
| Jul 28, 2025 | $23.07 |
| Jul 29, 2025 | $22.49 |
| Jul 30, 2025 | $21.69 |
| Jul 31, 2025 | $21.14 |
| Aug 01, 2025 | $20.44 |
| 4 days before | 4.29% |
| 4 days after | -11.40% |
| On release day | -2.51% |
| Change in period | -7.59% |
| Release date | Oct 30, 2025 |
| Price on release | $21.21 |
| EPS estimate | $0.590 |
| EPS actual | $0.660 |
| EPS surprise | 11.86% |
| Date | Price |
|---|---|
| Oct 24, 2025 | $21.69 |
| Oct 27, 2025 | $21.50 |
| Oct 28, 2025 | $21.41 |
| Oct 29, 2025 | $20.97 |
| Oct 30, 2025 | $21.21 |
| Oct 31, 2025 | $21.12 |
| Nov 03, 2025 | $21.12 |
| Nov 04, 2025 | $20.93 |
| Nov 05, 2025 | $21.29 |
| 4 days before | -2.21% |
| 4 days after | 0.377% |
| On release day | -0.424% |
| Change in period | -1.84% |
| Release date | Jan 28, 2026 |
| Price on release | $23.80 |
| EPS estimate | $0.570 |
| EPS actual | $0.85 |
| EPS surprise | 49.12% |
| Date | Price |
|---|---|
| Jan 22, 2026 | $24.80 |
| Jan 23, 2026 | $23.66 |
| Jan 26, 2026 | $23.74 |
| Jan 27, 2026 | $23.97 |
| Jan 28, 2026 | $23.80 |
| Jan 29, 2026 | $24.36 |
| Jan 30, 2026 | $24.62 |
| Feb 02, 2026 | $25.06 |
| Feb 03, 2026 | $25.59 |
| 4 days before | -4.03% |
| 4 days after | 7.52% |
| On release day | 2.35% |
| Change in period | 3.19% |
| Release date | Apr 29, 2026 |
| Price on release | $25.75 |
| EPS estimate | $0.580 |
| EPS actual | $0.89 |
| EPS surprise | 53.45% |
| Date | Price |
|---|---|
| Apr 23, 2026 | $25.49 |
| Apr 24, 2026 | $25.47 |
| Apr 27, 2026 | $25.94 |
| Apr 28, 2026 | $26.03 |
| Apr 29, 2026 | $25.75 |
| Apr 30, 2026 | $26.94 |
| May 01, 2026 | $26.95 |
| May 04, 2026 | $26.59 |
| May 05, 2026 | $27.10 |
| 4 days before | 1.02% |
| 4 days after | 5.24% |
| On release day | 4.62% |
| Change in period | 6.32% |
Alerus Financial Earnings Call Transcript Summary of Q1 2026
Alerus Financial reported a strong start to 2026 with Q1 net income of $23.0 million ($0.89 diluted EPS), ROA of 1.79% and adjusted ROTCE ~22%. Key drivers were net interest margin expansion (reported NIM 3.77%, core NIM 3.52%), disciplined funding and balance-sheet repositioning, resilient fee income (fee revenue >40% of total), controlled expenses (positive operating leverage), and improving asset quality (nonperforming assets down, criticized loans down, $4.9 million reserve release; ACL 1.25% of loans). Deposits grew 3.7% period-end, loan-to-deposit improved to 92.8%, liquidity remained robust (~$2.7B), tangible book value per share rose to $18.15, and tangible common equity/tangible assets to 8.85%. Management repurchased $6 million of stock and continued quarterly dividends. Guidance for 2026: mid-single-digit loan growth, low-single-digit deposit growth, NIM ~3.55%–3.65% (reported, including expected accretion), mid-single-digit adjusted noninterest income growth, low-single-digit noninterest expense growth, and full-year ROA >1.25%. Management emphasized continued focus on higher-quality, diversified, capital-light fee businesses, selective growth in C&I/private banking and wealth adviser recruitment, continued credit discipline, and opportunistic capital returns.
