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Bank Of America Earnings Calls
| Release date | Apr 15, 2026 |
| EPS estimate | $1.01 |
| EPS actual | $1.11 |
| EPS Surprise | 9.90% |
| Revenue estimate | 29.949B |
| Revenue actual | 30.272B |
| Revenue Surprise | 1.08% |
| Release date | Jan 14, 2026 |
| EPS estimate | $0.96 |
| EPS actual | $0.98 |
| EPS Surprise | 2.30% |
| Revenue estimate | 27.761B |
| Revenue actual | 28.367B |
| Revenue Surprise | 2.18% |
| Release date | Oct 15, 2025 |
| EPS estimate | $0.95 |
| EPS actual | $21.93 |
| EPS Surprise | 2,203.57% |
| Revenue estimate | 27.515B |
| Revenue actual | 12.855B |
| Revenue Surprise | -53.28% |
| Release date | Jul 16, 2025 |
| EPS estimate | $0.86 |
| EPS actual | $18.60 |
| EPS Surprise | 2,062.79% |
| Revenue estimate | 27.305B |
| Revenue actual | 46.666B |
| Revenue Surprise | 70.91% |
Last 4 Quarters for Bank Of America
Below you can see how BAC-PL performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Jul 16, 2025 |
| Price on release | $1,210.00 |
| EPS estimate | $0.86 |
| EPS actual | $18.60 |
| EPS surprise | 2,062.79% |
| Date | Price |
|---|---|
| Jul 10, 2025 | $1,212.95 |
| Jul 11, 2025 | $1,212.04 |
| Jul 14, 2025 | $1,210.99 |
| Jul 15, 2025 | $1,212.00 |
| Jul 16, 2025 | $1,210.00 |
| Jul 17, 2025 | $1,214.93 |
| Jul 18, 2025 | $1,220.30 |
| Jul 21, 2025 | $1,221.47 |
| Jul 22, 2025 | $1,222.00 |
| 4 days before | -0.243% |
| 4 days after | 0.99% |
| On release day | 0.407% |
| Change in period | 0.746% |
| Release date | Oct 15, 2025 |
| Price on release | $1,275.01 |
| EPS estimate | $0.95 |
| EPS actual | $21.93 |
| EPS surprise | 2,203.57% |
| Date | Price |
|---|---|
| Oct 09, 2025 | $1,257.99 |
| Oct 10, 2025 | $1,247.05 |
| Oct 13, 2025 | $1,250.11 |
| Oct 14, 2025 | $1,252.75 |
| Oct 15, 2025 | $1,275.01 |
| Oct 16, 2025 | $1,275.60 |
| Oct 17, 2025 | $1,270.75 |
| Oct 20, 2025 | $1,270.00 |
| Oct 21, 2025 | $1,268.50 |
| 4 days before | 1.35% |
| 4 days after | -0.511% |
| On release day | 0.0460% |
| Change in period | 0.84% |
| Release date | Jan 14, 2026 |
| Price on release | $1,243.51 |
| EPS estimate | $0.96 |
| EPS actual | $0.98 |
| EPS surprise | 2.30% |
| Date | Price |
|---|---|
| Jan 08, 2026 | $1,256.31 |
| Jan 09, 2026 | $1,258.95 |
| Jan 12, 2026 | $1,252.83 |
| Jan 13, 2026 | $1,251.00 |
| Jan 14, 2026 | $1,243.51 |
| Jan 15, 2026 | $1,244.80 |
| Jan 16, 2026 | $1,242.56 |
| Jan 20, 2026 | $1,234.00 |
| Jan 21, 2026 | $1,237.50 |
| 4 days before | -1.02% |
| 4 days after | -0.483% |
| On release day | 0.104% |
| Change in period | -1.50% |
| Release date | Apr 15, 2026 |
| Price on release | $1,220.12 |
| EPS estimate | $1.01 |
| EPS actual | $1.11 |
| EPS surprise | 9.90% |
| Date | Price |
|---|---|
| Apr 09, 2026 | $1,211.00 |
| Apr 10, 2026 | $1,209.71 |
| Apr 13, 2026 | $1,212.30 |
| Apr 14, 2026 | $1,215.30 |
| Apr 15, 2026 | $1,220.12 |
| Apr 16, 2026 | $1,217.41 |
| Apr 17, 2026 | $1,231.50 |
| Apr 20, 2026 | $1,227.00 |
| Apr 21, 2026 | $1,233.00 |
| 4 days before | 0.753% |
| 4 days after | 1.06% |
| On release day | -0.222% |
| Change in period | 1.82% |
Bank Of America Earnings Call Transcript Summary of Q1 2026
Bank of America reported a strong Q1 2026: revenue rose 7% YoY to $30.3B and EPS increased 25% YoY to $1.11. Net interest income (FTE) was $15.9B, up 9% YoY, and management raised full‑year NII growth guidance to +6%–8% vs. 2025. Every business segment grew revenue, loans and deposits; average deposits exceeded $2T and average loans grew ~9% YoY. Operating leverage was 290 bps, noninterest expense rose ~4% YoY to $18.5B, and the efficiency ratio improved to 61%. ROTCE reached 16%. Asset quality remained benign: provision expense was ~$1.3B (vs. $1.5B a year ago) with net charge‑offs down, a modest net reserve release, and no new inflows to office nonperforming assets this quarter. Capital and liquidity remain strong: CET1 was 11.2% (down 14 bps q/q) after $2B in dividends and $7.2B in share repurchases, and management signaled that proposed Basel III / G‑SIB changes could modestly lower future capital requirements as currently drafted. Management reiterated disciplined expense/Headcount management, ongoing investments in revenue‑producing areas (including AI/technology), and a targeted ~50 bps buffer over regulatory minimums for capital.
