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Bank Of America Earnings Calls
| Release date | Oct 15, 2025 |
| EPS estimate | $0.95 |
| EPS actual | $21.93 |
| EPS Surprise | 2,203.57% |
| Revenue estimate | 27.515B |
| Revenue actual | -56084000000 |
| Revenue Surprise | -303.83% |
| Release date | Jul 16, 2025 |
| EPS estimate | $0.86 |
| EPS actual | $18.60 |
| EPS Surprise | 2,062.79% |
| Revenue estimate | 27.305B |
| Revenue actual | 46.666B |
| Revenue Surprise | 70.91% |
| Release date | Apr 15, 2025 |
| EPS estimate | $0.82 |
| EPS actual | $0.95 |
| EPS Surprise | 16.52% |
| Revenue estimate | 26.826B |
| Revenue actual | 46.989B |
| Revenue Surprise | 75.16% |
| Release date | Jan 16, 2025 |
| EPS estimate | - |
| EPS actual | $0.84 |
| Revenue estimate | 26.887B |
| Revenue actual | 25.347B |
| Revenue Surprise | -5.73% |
Last 4 Quarters for Bank Of America
Below you can see how BAC-PL performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Jan 16, 2025 |
| Price on release | $1,230.00 |
| EPS estimate | - |
| EPS actual | $0.84 |
| Date | Price |
|---|---|
| Jan 10, 2025 | $1,202.50 |
| Jan 13, 2025 | $1,188.28 |
| Jan 14, 2025 | $1,200.00 |
| Jan 15, 2025 | $1,223.00 |
| Jan 16, 2025 | $1,230.00 |
| Jan 17, 2025 | $1,222.03 |
| Jan 21, 2025 | $1,234.80 |
| Jan 22, 2025 | $1,230.11 |
| Jan 23, 2025 | $1,228.80 |
| 4 days before | 2.29% |
| 4 days after | -0.0972% |
| On release day | -0.648% |
| Change in period | 2.19% |
| Release date | Apr 15, 2025 |
| Price on release | $1,169.00 |
| EPS estimate | $0.82 |
| EPS actual | $0.95 |
| EPS surprise | 16.52% |
| Date | Price |
|---|---|
| Apr 09, 2025 | $1,184.49 |
| Apr 10, 2025 | $1,162.50 |
| Apr 11, 2025 | $1,154.00 |
| Apr 14, 2025 | $1,164.00 |
| Apr 15, 2025 | $1,169.00 |
| Apr 16, 2025 | $1,168.75 |
| Apr 17, 2025 | $1,178.00 |
| Apr 21, 2025 | $1,164.98 |
| Apr 22, 2025 | $1,170.01 |
| 4 days before | -1.31% |
| 4 days after | 0.0864% |
| On release day | -0.0214% |
| Change in period | -1.22% |
| Release date | Jul 16, 2025 |
| Price on release | $1,210.00 |
| EPS estimate | $0.86 |
| EPS actual | $18.60 |
| EPS surprise | 2,062.79% |
| Date | Price |
|---|---|
| Jul 10, 2025 | $1,212.95 |
| Jul 11, 2025 | $1,212.04 |
| Jul 14, 2025 | $1,210.99 |
| Jul 15, 2025 | $1,212.00 |
| Jul 16, 2025 | $1,210.00 |
| Jul 17, 2025 | $1,214.93 |
| Jul 18, 2025 | $1,220.30 |
| Jul 21, 2025 | $1,221.47 |
| Jul 22, 2025 | $1,222.00 |
| 4 days before | -0.243% |
| 4 days after | 0.99% |
| On release day | 0.407% |
| Change in period | 0.746% |
| Release date | Oct 15, 2025 |
| Price on release | $1,275.01 |
| EPS estimate | $0.95 |
| EPS actual | $21.93 |
| EPS surprise | 2,203.57% |
| Date | Price |
|---|---|
| Oct 09, 2025 | $1,257.99 |
| Oct 10, 2025 | $1,247.05 |
| Oct 13, 2025 | $1,250.11 |
| Oct 14, 2025 | $1,252.75 |
| Oct 15, 2025 | $1,275.01 |
| Oct 16, 2025 | $1,275.60 |
| Oct 17, 2025 | $1,270.75 |
| Oct 20, 2025 | $1,270.00 |
| Oct 21, 2025 | $1,268.50 |
| 4 days before | 1.35% |
| 4 days after | -0.511% |
| On release day | 0.0460% |
| Change in period | 0.84% |
Bank Of America Earnings Call Transcript Summary of Q3 2025
Bank of America reported a strong Q3 with broad-based revenue and earnings growth driven by operating leverage and continued organic client growth. Revenue was $28.2B (up ~11% Y/Y) and EPS was $1.06 (up 31% Y/Y). ROTC improved to 15.4%, the efficiency ratio fell below 62%, and return on assets was 98 bps. Net interest income (FTE) reached a record ~$15.4B supported by commercial loan and deposit growth and balance sheet positioning. Investment banking fees exceeded $2B (up 43% Y/Y), sales & trading revenues grew for the 14th consecutive quarter, and wealth management AUM and loan growth were strong. Asset quality improved (net charge-offs down ~10% sequentially, modest reserve release) and regulatory capital remains healthy (CET1 11.6%). The firm returned $7.4B to shareholders (dividends + buybacks). Forward commentary: Q4 NII is expected at the higher end of the prior $15.5–15.7B range (i.e., ~$15.6B+ FTE); 2026 NII growth is expected to be roughly similar to 2025 (~5–7% year over year) driven by core loan/deposit growth and fixed rate asset repricing. Expenses are expected to be roughly flattish Q4 vs Q3 (headcount managed closely). Management emphasized continued deployment of applied technology/AI (customer and employee use cases) as a driver of durable operating leverage. Investor Day is scheduled for November for more detail.
