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Bank Of America Earnings Calls
| Release date | Oct 15, 2025 |
| EPS estimate | $0.95 |
| EPS actual | $1.06 |
| EPS Surprise | 11.34% |
| Revenue estimate | 27.515B |
| Revenue actual | 28.088B |
| Revenue Surprise | 2.08% |
| Release date | Jul 16, 2025 |
| EPS estimate | $0.86 |
| EPS actual | $0.93 |
| EPS Surprise | 8.14% |
| Revenue estimate | 27.305B |
| Revenue actual | 46.666B |
| Revenue Surprise | 70.91% |
| Release date | Apr 15, 2025 |
| EPS estimate | $0.82 |
| EPS actual | $0.95 |
| EPS Surprise | 16.52% |
| Revenue estimate | 26.826B |
| Revenue actual | 12.923B |
| Revenue Surprise | -51.83% |
| Release date | Jan 16, 2025 |
| EPS estimate | - |
| EPS actual | $0.84 |
| Revenue estimate | 26.887B |
| Revenue actual | 25.347B |
| Revenue Surprise | -5.73% |
Last 4 Quarters for Bank Of America
Below you can see how BAC-PM performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Jan 16, 2025 |
| Price on release | $23.17 |
| EPS estimate | - |
| EPS actual | $0.84 |
| Date | Price |
|---|---|
| Jan 10, 2025 | $22.67 |
| Jan 13, 2025 | $22.50 |
| Jan 14, 2025 | $22.61 |
| Jan 15, 2025 | $23.12 |
| Jan 16, 2025 | $23.17 |
| Jan 17, 2025 | $23.27 |
| Jan 21, 2025 | $23.56 |
| Jan 22, 2025 | $23.43 |
| Jan 23, 2025 | $23.40 |
| 4 days before | 2.21% |
| 4 days after | 0.99% |
| On release day | 0.432% |
| Change in period | 3.22% |
| Release date | Apr 15, 2025 |
| Price on release | $21.65 |
| EPS estimate | $0.82 |
| EPS actual | $0.95 |
| EPS surprise | 16.52% |
| Date | Price |
|---|---|
| Apr 09, 2025 | $22.39 |
| Apr 10, 2025 | $21.90 |
| Apr 11, 2025 | $21.61 |
| Apr 14, 2025 | $21.61 |
| Apr 15, 2025 | $21.65 |
| Apr 16, 2025 | $21.73 |
| Apr 17, 2025 | $21.85 |
| Apr 21, 2025 | $21.69 |
| Apr 22, 2025 | $21.83 |
| 4 days before | -3.31% |
| 4 days after | 0.83% |
| On release day | 0.371% |
| Change in period | -2.50% |
| Release date | Jul 16, 2025 |
| Price on release | $21.86 |
| EPS estimate | $0.86 |
| EPS actual | $0.93 |
| EPS surprise | 8.14% |
| Date | Price |
|---|---|
| Jul 10, 2025 | $22.22 |
| Jul 11, 2025 | $22.09 |
| Jul 14, 2025 | $21.91 |
| Jul 15, 2025 | $21.82 |
| Jul 16, 2025 | $21.86 |
| Jul 17, 2025 | $22.15 |
| Jul 18, 2025 | $22.16 |
| Jul 21, 2025 | $22.10 |
| Jul 22, 2025 | $22.03 |
| 4 days before | -1.62% |
| 4 days after | 0.778% |
| On release day | 1.33% |
| Change in period | -0.86% |
| Release date | Oct 15, 2025 |
| Price on release | $22.94 |
| EPS estimate | $0.95 |
| EPS actual | $1.06 |
| EPS surprise | 11.34% |
| Date | Price |
|---|---|
| Oct 09, 2025 | $22.86 |
| Oct 10, 2025 | $22.66 |
| Oct 13, 2025 | $22.74 |
| Oct 14, 2025 | $22.77 |
| Oct 15, 2025 | $22.94 |
| Oct 16, 2025 | $22.91 |
| Oct 17, 2025 | $22.95 |
| Oct 20, 2025 | $23.13 |
| Oct 21, 2025 | $23.22 |
| 4 days before | 0.350% |
| 4 days after | 1.22% |
| On release day | -0.138% |
| Change in period | 1.57% |
Bank Of America Earnings Call Transcript Summary of Q3 2025
Bank of America reported a strong Q3 driven by revenue and EPS growth, operating leverage and continued organic growth across consumer, wealth, global banking and markets. Highlights: revenue $28.2B (+11% y/y), EPS $1.06 (+31% y/y), ROTC 15.4%, operating leverage ~560 bps and efficiency ratio <62%. Record net interest income (FTE) ~$15.4B supported by commercial loan and deposit growth; Alastair guided Q4 NII to the high end of the prior $15.5–15.7B range (~$15.6B+) and said 2026 NII could grow ~5–7% vs. 2025 driven by core loan/deposit growth and fixed-rate asset repricing. Investment banking fees topped $2B (+43% y/y) and sales & trading revenue rose 8% (14th straight quarter of y/y growth). Consumer banking added 212k net new checking accounts (27 consecutive quarters of growth) and GWIM AUM exceeded $4.6T with strong flows and advisor productivity. Credit quality remains healthy: NCOs down ~10% and modest reserve releases (improvements in credit card and CRE). Capital remains strong (CET1 11.6%, SLR 5.8%, TLAC comfortably above requirement); returned $7.4B to shareholders (dividends + buybacks). Expense discipline: operating expense growth ~5% y/y, Q4 expenses expected roughly flat vs Q3 with continued focus on headcount management. Management emphasized continued investment in technology and applied AI (Erica and other models) as a key driver of client engagement and efficiency; Investor Day in November to provide more detail.
