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Bank Of America Earnings Calls
| Release date | Jul 14, 2026 |
| EPS estimate | $1.13 |
| EPS actual | $1.21 |
| EPS Surprise | 7.08% |
| Revenue estimate | 30.776B |
| Revenue actual | 31.558B |
| Revenue Surprise | 2.54% |
| Release date | Apr 15, 2026 |
| EPS estimate | $1.01 |
| EPS actual | $1.11 |
| EPS Surprise | 9.90% |
| Revenue estimate | 29.949B |
| Revenue actual | 30.272B |
| Revenue Surprise | 1.08% |
| Release date | Jan 14, 2026 |
| EPS estimate | $0.96 |
| EPS actual | $0.98 |
| EPS Surprise | 2.30% |
| Revenue estimate | 27.761B |
| Revenue actual | 28.367B |
| Revenue Surprise | 2.18% |
| Release date | Oct 15, 2025 |
| EPS estimate | $0.95 |
| EPS actual | $1.10 |
| EPS Surprise | 15.55% |
| Revenue estimate | 27.515B |
| Revenue actual | 12.855B |
| Revenue Surprise | -53.28% |
Last 4 Quarters for Bank Of America
Below you can see how BAC-PQ performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Oct 15, 2025 |
| Price on release | $18.26 |
| EPS estimate | $0.95 |
| EPS actual | $1.10 |
| EPS surprise | 15.55% |
| Date | Price |
|---|---|
| Oct 09, 2025 | $18.08 |
| Oct 10, 2025 | $17.97 |
| Oct 13, 2025 | $18.11 |
| Oct 14, 2025 | $18.13 |
| Oct 15, 2025 | $18.26 |
| Oct 16, 2025 | $18.23 |
| Oct 17, 2025 | $18.16 |
| Oct 20, 2025 | $18.32 |
| Oct 21, 2025 | $18.30 |
| 4 days before | 1.00% |
| 4 days after | 0.219% |
| On release day | -0.164% |
| Change in period | 1.22% |
| Release date | Jan 14, 2026 |
| Price on release | $17.80 |
| EPS estimate | $0.96 |
| EPS actual | $0.98 |
| EPS surprise | 2.30% |
| Date | Price |
|---|---|
| Jan 08, 2026 | $17.70 |
| Jan 09, 2026 | $17.77 |
| Jan 12, 2026 | $17.75 |
| Jan 13, 2026 | $17.76 |
| Jan 14, 2026 | $17.80 |
| Jan 15, 2026 | $17.88 |
| Jan 16, 2026 | $17.86 |
| Jan 20, 2026 | $17.75 |
| Jan 21, 2026 | $17.84 |
| 4 days before | 0.565% |
| 4 days after | 0.225% |
| On release day | 0.449% |
| Change in period | 0.791% |
| Release date | Apr 15, 2026 |
| Price on release | $17.43 |
| EPS estimate | $1.01 |
| EPS actual | $1.11 |
| EPS surprise | 9.90% |
| Date | Price |
|---|---|
| Apr 09, 2026 | $17.31 |
| Apr 10, 2026 | $17.30 |
| Apr 13, 2026 | $17.37 |
| Apr 14, 2026 | $17.44 |
| Apr 15, 2026 | $17.43 |
| Apr 16, 2026 | $17.38 |
| Apr 17, 2026 | $17.48 |
| Apr 20, 2026 | $17.43 |
| Apr 21, 2026 | $17.38 |
| 4 days before | 0.693% |
| 4 days after | -0.287% |
| On release day | -0.287% |
| Change in period | 0.404% |
| Release date | Jul 14, 2026 |
| Price on release | $16.95 |
| EPS estimate | $1.13 |
| EPS actual | $1.21 |
| EPS surprise | 7.08% |
| Date | Price |
|---|---|
| Jul 08, 2026 | $16.96 |
| Jul 09, 2026 | $16.97 |
| Jul 10, 2026 | $16.90 |
| Jul 13, 2026 | $16.89 |
| Jul 14, 2026 | $16.95 |
| Jul 15, 2026 | $16.92 |
| Jul 16, 2026 | $16.90 |
| Jul 17, 2026 | $16.93 |
| Jul 20, 2026 | $16.91 |
| 4 days before | -0.0590% |
| 4 days after | -0.236% |
| On release day | -0.177% |
| Change in period | -0.295% |
Bank Of America Earnings Call Transcript Summary of Q2 2026
Bank of America delivered a strong Q2: revenue grew 15% y/y to $31.6B, net income was $9.1B (up 27%), and EPS rose 34% to $1.21. Net interest income (FTE ~$16.2B) and fee businesses (investment banking, wealth, sales & trading) drove results; management now expects full-year 2026 NII growth at the upper end of a 6%-8% range. Operating leverage was excellent (6.6% for the quarter; 660 bps H1), and the firm raised its full-year operating leverage expectation to 300–400 bps. Deposits and loans continued to grow (average deposits $2.02T, average loans/leases $1.2T), with deposits benefiting from non-interest-bearing mix and relationship-driven growth. AI adoption is progressing rapidly (300+ approved AI use cases, ~114 live generative use cases; employees generating ~400k prompts/day) and is being used for productivity and client workflows. Credit quality remains stable (provision expense and net charge-offs ~$1.4B each; modest reserve release), and capital returns remain robust ($8B returned in the quarter; CET1 11.2%). Key risks cited: inflation/tighter policy and macro/market volatility. Overall, the quarter showed broad-based organic growth, improved efficiency (efficiency ratio 59%), strong returns (ROTCE 17%), continued investment in technology/AI, and a constructive outlook for the second half assuming current market/forward-rate expectations hold.
