Sign In
Buy BAC-PS
Bank Of America Earnings Calls
| Release date | Jul 14, 2026 |
| EPS estimate | $1.13 |
| EPS actual | $1.21 |
| EPS Surprise | 7.08% |
| Revenue estimate | 30.776B |
| Revenue actual | 31.558B |
| Revenue Surprise | 2.54% |
| Release date | Apr 15, 2026 |
| EPS estimate | $1.01 |
| EPS actual | $1.11 |
| EPS Surprise | 9.90% |
| Revenue estimate | 29.949B |
| Revenue actual | 30.272B |
| Revenue Surprise | 1.08% |
| Release date | Jan 14, 2026 |
| EPS estimate | $0.96 |
| EPS actual | $0.98 |
| EPS Surprise | 2.30% |
| Revenue estimate | 27.761B |
| Revenue actual | 28.367B |
| Revenue Surprise | 2.18% |
| Release date | Oct 15, 2025 |
| EPS estimate | $0.95 |
| EPS actual | $1.10 |
| EPS Surprise | 15.55% |
| Revenue estimate | 27.515B |
| Revenue actual | 12.855B |
| Revenue Surprise | -53.28% |
Last 4 Quarters for Bank Of America
Below you can see how BAC-PS performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Oct 15, 2025 |
| Price on release | $20.56 |
| EPS estimate | $0.95 |
| EPS actual | $1.10 |
| EPS surprise | 15.55% |
| Date | Price |
|---|---|
| Oct 09, 2025 | $20.43 |
| Oct 10, 2025 | $20.25 |
| Oct 13, 2025 | $20.43 |
| Oct 14, 2025 | $20.40 |
| Oct 15, 2025 | $20.56 |
| Oct 16, 2025 | $20.43 |
| Oct 17, 2025 | $20.40 |
| Oct 20, 2025 | $20.64 |
| Oct 21, 2025 | $20.73 |
| 4 days before | 0.636% |
| 4 days after | 0.83% |
| On release day | -0.632% |
| Change in period | 1.47% |
| Release date | Jan 14, 2026 |
| Price on release | $19.87 |
| EPS estimate | $0.96 |
| EPS actual | $0.98 |
| EPS surprise | 2.30% |
| Date | Price |
|---|---|
| Jan 08, 2026 | $19.83 |
| Jan 09, 2026 | $19.86 |
| Jan 12, 2026 | $19.82 |
| Jan 13, 2026 | $19.80 |
| Jan 14, 2026 | $19.87 |
| Jan 15, 2026 | $20.01 |
| Jan 16, 2026 | $20.05 |
| Jan 20, 2026 | $19.89 |
| Jan 21, 2026 | $20.07 |
| 4 days before | 0.202% |
| 4 days after | 1.01% |
| On release day | 0.705% |
| Change in period | 1.21% |
| Release date | Apr 15, 2026 |
| Price on release | $19.64 |
| EPS estimate | $1.01 |
| EPS actual | $1.11 |
| EPS surprise | 9.90% |
| Date | Price |
|---|---|
| Apr 09, 2026 | $19.47 |
| Apr 10, 2026 | $19.44 |
| Apr 13, 2026 | $19.52 |
| Apr 14, 2026 | $19.66 |
| Apr 15, 2026 | $19.64 |
| Apr 16, 2026 | $19.56 |
| Apr 17, 2026 | $19.61 |
| Apr 20, 2026 | $19.62 |
| Apr 21, 2026 | $19.52 |
| 4 days before | 0.85% |
| 4 days after | -0.589% |
| On release day | -0.385% |
| Change in period | 0.257% |
| Release date | Jul 14, 2026 |
| Price on release | $18.89 |
| EPS estimate | $1.13 |
| EPS actual | $1.21 |
| EPS surprise | 7.08% |
| Date | Price |
|---|---|
| Jul 08, 2026 | $18.92 |
| Jul 09, 2026 | $18.94 |
| Jul 10, 2026 | $18.94 |
| Jul 13, 2026 | $18.85 |
| Jul 14, 2026 | $18.89 |
| Jul 15, 2026 | $18.93 |
| Jul 16, 2026 | $18.90 |
| Jul 17, 2026 | $18.99 |
| Jul 20, 2026 | $18.95 |
| 4 days before | -0.159% |
| 4 days after | 0.318% |
| On release day | 0.212% |
| Change in period | 0.159% |
Bank Of America Earnings Call Transcript Summary of Q2 2026
Bank of America reported a strong quarter with broad-based, organic growth across businesses. Revenue rose 15% YoY to $31.6 billion; net income was $9.1 billion (up 27%) and EPS grew 34% to $1.21. Net interest income (FTE) was ~$16.2 billion, up 9% YoY, driven by loan and deposit growth, repricing and Global Markets activity. Non-interest income grew 22% YoY led by investment banking (fees up 50% to >$2.1B), wealth management, and sales & trading (sales & trading revenue up 33% to $7.2B). Deposits remain a competitive advantage (average deposits $2.02T, up 2.5% YoY with NBAs up 4%), and loans continue to expand (ending loans $1.22T, up 6% YoY). Capital returns were meaningful ($8B repurchased/paid in the quarter); CET1 ratio was 11.2% and tangible ROE was 17%. Management highlighted robust operating leverage (6.6% in the quarter; first-half operating leverage ~450 bps) and raised full-year operating leverage expectations to 300–400 bps. They expect full-year 2026 NII growth at the top end of the prior 6–8% range, assuming modest loan/deposit growth and the current forward curve. Credit quality is stable: provisions and net charge-offs were ~$1.4B each, non-performing loans remained low (~$5.8B) and reservable criticized commercial exposures declined. The firm emphasized accelerated adoption of AI (300+ approved AI use cases, 114 live generative AI use cases, >400k prompts/day) as a productivity and client-engagement lever. Management remains constructive on the economic backdrop but cautioned about inflation/monetary policy risks.
