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Bank Of America Earnings Calls
| Release date | Apr 15, 2026 |
| EPS estimate | $1.01 |
| EPS actual | $1.11 |
| EPS Surprise | 9.90% |
| Revenue estimate | 29.949B |
| Revenue actual | 30.272B |
| Revenue Surprise | 1.08% |
| Release date | Jan 14, 2026 |
| EPS estimate | $0.96 |
| EPS actual | $0.98 |
| EPS Surprise | 2.30% |
| Revenue estimate | 27.761B |
| Revenue actual | 28.367B |
| Revenue Surprise | 2.18% |
| Release date | Oct 15, 2025 |
| EPS estimate | $0.95 |
| EPS actual | $1.10 |
| EPS Surprise | 15.55% |
| Revenue estimate | 27.515B |
| Revenue actual | 12.855B |
| Revenue Surprise | -53.28% |
| Release date | Jul 16, 2025 |
| EPS estimate | $0.86 |
| EPS actual | $0.93 |
| EPS Surprise | 8.14% |
| Revenue estimate | 27.305B |
| Revenue actual | 46.666B |
| Revenue Surprise | 70.91% |
Last 4 Quarters for Bank Of America
Below you can see how BAC-PS performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Jul 16, 2025 |
| Price on release | $19.44 |
| EPS estimate | $0.86 |
| EPS actual | $0.93 |
| EPS surprise | 8.14% |
| Date | Price |
|---|---|
| Jul 10, 2025 | $19.79 |
| Jul 11, 2025 | $19.70 |
| Jul 14, 2025 | $19.59 |
| Jul 15, 2025 | $19.44 |
| Jul 16, 2025 | $19.44 |
| Jul 17, 2025 | $19.68 |
| Jul 18, 2025 | $19.63 |
| Jul 21, 2025 | $19.65 |
| Jul 22, 2025 | $19.56 |
| 4 days before | -1.74% |
| 4 days after | 0.592% |
| On release day | 1.23% |
| Change in period | -1.16% |
| Release date | Oct 15, 2025 |
| Price on release | $20.56 |
| EPS estimate | $0.95 |
| EPS actual | $1.10 |
| EPS surprise | 15.55% |
| Date | Price |
|---|---|
| Oct 09, 2025 | $20.43 |
| Oct 10, 2025 | $20.25 |
| Oct 13, 2025 | $20.43 |
| Oct 14, 2025 | $20.40 |
| Oct 15, 2025 | $20.56 |
| Oct 16, 2025 | $20.43 |
| Oct 17, 2025 | $20.40 |
| Oct 20, 2025 | $20.64 |
| Oct 21, 2025 | $20.73 |
| 4 days before | 0.636% |
| 4 days after | 0.83% |
| On release day | -0.632% |
| Change in period | 1.47% |
| Release date | Jan 14, 2026 |
| Price on release | $19.87 |
| EPS estimate | $0.96 |
| EPS actual | $0.98 |
| EPS surprise | 2.30% |
| Date | Price |
|---|---|
| Jan 08, 2026 | $19.83 |
| Jan 09, 2026 | $19.86 |
| Jan 12, 2026 | $19.82 |
| Jan 13, 2026 | $19.80 |
| Jan 14, 2026 | $19.87 |
| Jan 15, 2026 | $20.01 |
| Jan 16, 2026 | $20.05 |
| Jan 20, 2026 | $19.89 |
| Jan 21, 2026 | $20.07 |
| 4 days before | 0.202% |
| 4 days after | 1.01% |
| On release day | 0.705% |
| Change in period | 1.21% |
| Release date | Apr 15, 2026 |
| Price on release | $19.64 |
| EPS estimate | $1.01 |
| EPS actual | $1.11 |
| EPS surprise | 9.90% |
| Date | Price |
|---|---|
| Apr 09, 2026 | $19.47 |
| Apr 10, 2026 | $19.44 |
| Apr 13, 2026 | $19.52 |
| Apr 14, 2026 | $19.66 |
| Apr 15, 2026 | $19.64 |
| Apr 16, 2026 | $19.56 |
| Apr 17, 2026 | $19.61 |
| Apr 20, 2026 | $19.62 |
| Apr 21, 2026 | $19.52 |
| 4 days before | 0.85% |
| 4 days after | -0.589% |
| On release day | -0.385% |
| Change in period | 0.257% |
Bank Of America Earnings Call Transcript Summary of Q1 2026
Bank of America reported a strong Q1 2026: revenue rose 7% y/y to $30.3B and EPS grew 25% y/y to $1.11. Net interest income (FTE) was $15.9B, up 9% y/y, and management raised full‑year NII growth guidance to +6%–8% vs. 2025. The firm generated 290 bps of operating leverage, improved efficiency to a 61% ratio (down 170 bps y/y), and achieved a 16% ROTCE (within the 16%–18% medium‑term target). Deposits exceeded $2.0T and average loans grew ~9% y/y (consumer loans ~4%). Asset quality remained benign: provisions were ~$1.3B, net charge‑offs ~$1.4B, and several credit metrics improved (including declines in card delinquencies and reservable criticized commercial exposure). Capital and liquidity remain strong (CET1 ~11.2%, $960B+ global liquidity); the company returned capital via $2B of dividends and $7.2B of buybacks. Management emphasized disciplined expense management while selectively investing (headcount down ~1,070 since YE2025), continued adoption of technology/AI, and close monitoring of pending Basel III Endgame/G‑SIB proposals that may modestly change capital requirements. Overall message: diversified revenue streams, durable operating leverage, continued balance sheet growth, and conservative credit posture.
