Sign In
Buy BSVN
Bank7 Earnings Calls
| Release date | Oct 15, 2025 |
| EPS estimate | $1.03 |
| EPS actual | $1.13 |
| EPS Surprise | 9.71% |
| Revenue estimate | 24.098M |
| Revenue actual | 25.236M |
| Revenue Surprise | 4.72% |
| Release date | Jul 17, 2025 |
| EPS estimate | $0.98 |
| EPS actual | $1.16 |
| EPS Surprise | 18.37% |
| Revenue estimate | 22.924M |
| Revenue actual | 24.439M |
| Revenue Surprise | 6.61% |
| Release date | Apr 10, 2025 |
| EPS estimate | $0.97 |
| EPS actual | $1.08 |
| EPS Surprise | 11.34% |
| Revenue estimate | 22.015M |
| Revenue actual | 22.595M |
| Revenue Surprise | 2.63% |
| Release date | Feb 03, 2025 |
| EPS estimate | $1.05 |
| EPS actual | $0.120 |
| EPS Surprise | -88.57% |
| Revenue estimate | - |
| Revenue actual | 34.732M |
Last 4 Quarters for Bank7
Below you can see how BSVN performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Feb 03, 2025 |
| Price on release | $42.08 |
| EPS estimate | $1.05 |
| EPS actual | $0.120 |
| EPS surprise | -88.57% |
| Date | Price |
|---|---|
| Jan 28, 2025 | $43.72 |
| Jan 29, 2025 | $43.50 |
| Jan 30, 2025 | $43.58 |
| Jan 31, 2025 | $42.96 |
| Feb 03, 2025 | $42.08 |
| Feb 04, 2025 | $42.64 |
| Feb 05, 2025 | $42.64 |
| Feb 06, 2025 | $42.88 |
| Feb 07, 2025 | $42.24 |
| 4 days before | -3.75% |
| 4 days after | 0.380% |
| On release day | 1.33% |
| Change in period | -3.39% |
| Release date | Apr 10, 2025 |
| Price on release | $35.37 |
| EPS estimate | $0.97 |
| EPS actual | $1.08 |
| EPS surprise | 11.34% |
| Date | Price |
|---|---|
| Apr 04, 2025 | $36.34 |
| Apr 07, 2025 | $36.01 |
| Apr 08, 2025 | $35.79 |
| Apr 09, 2025 | $37.16 |
| Apr 10, 2025 | $35.37 |
| Apr 11, 2025 | $34.55 |
| Apr 14, 2025 | $35.52 |
| Apr 15, 2025 | $35.90 |
| Apr 16, 2025 | $35.49 |
| 4 days before | -2.67% |
| 4 days after | 0.339% |
| On release day | -2.32% |
| Change in period | -2.34% |
| Release date | Jul 17, 2025 |
| Price on release | $46.44 |
| EPS estimate | $0.98 |
| EPS actual | $1.16 |
| EPS surprise | 18.37% |
| Date | Price |
|---|---|
| Jul 11, 2025 | $45.04 |
| Jul 14, 2025 | $46.27 |
| Jul 15, 2025 | $45.55 |
| Jul 16, 2025 | $45.58 |
| Jul 17, 2025 | $46.44 |
| Jul 18, 2025 | $48.51 |
| Jul 21, 2025 | $48.30 |
| Jul 22, 2025 | $48.82 |
| Jul 23, 2025 | $48.31 |
| 4 days before | 3.11% |
| 4 days after | 4.03% |
| On release day | 4.46% |
| Change in period | 7.26% |
| Release date | Oct 15, 2025 |
| Price on release | $45.59 |
| EPS estimate | $1.03 |
| EPS actual | $1.13 |
| EPS surprise | 9.71% |
| Date | Price |
|---|---|
| Oct 09, 2025 | $45.56 |
| Oct 10, 2025 | $43.60 |
| Oct 13, 2025 | $43.95 |
| Oct 14, 2025 | $45.33 |
| Oct 15, 2025 | $45.59 |
| Oct 16, 2025 | $43.36 |
| Oct 17, 2025 | $43.08 |
| Oct 20, 2025 | $43.05 |
| Oct 21, 2025 | $42.61 |
| 4 days before | 0.0658% |
| 4 days after | -6.54% |
| On release day | -4.89% |
| Change in period | -6.47% |
Bank7 Earnings Call Transcript Summary of Q3 2025
Bank7 reported a very strong Q3 2025 driven by continued organic loan and deposit growth, leading to solid income, margin expansion, and strong capital ratios. Management highlighted robust loan pipeline activity but cautioned about lumpiness from paydowns and potential macro-driven volatility. Net interest margin (quarter-end) was 4.55% with management expecting modest compression into Q4 (roughly 4.50% and potentially to ~4.47% with additional rate cuts) as deposit costs respond and loan floors kick in. Fee income (including loan fees) has outperformed recently but may normalize; core fee and expense run-rates were expected to be roughly in line with Q3 (core fees near prior levels and non-interest expense around $9.5M). Credit quality remains strong and migration was benign in the quarter, though management increased the reserve ratio modestly as a prudent response to portfolio growth and increased macro volatility. Mortgage, after a recent small acquisition, is currently subdued but pipeline has improved and management expects 2026 could be better than 2025. Bank7 remains active and disciplined on M&A—several opportunities reviewed, but management is selective given capital/valuation dynamics in the market.
