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FinVolution Group Earnings Calls
| Release date | Nov 19, 2025 |
| EPS estimate | - |
| EPS actual | - |
| Revenue estimate | - |
| Revenue actual | - |
| Expected change | +/- 8.49% |
| Release date | Aug 20, 2025 |
| EPS estimate | - |
| EPS actual | $0.410 |
| Revenue estimate | - |
| Revenue actual | 498.945M |
| Release date | May 20, 2025 |
| EPS estimate | - |
| EPS actual | $0.410 |
| Revenue estimate | - |
| Revenue actual | 478.086M |
| Release date | Mar 17, 2025 |
| EPS estimate | - |
| EPS actual | $0.380 |
| Revenue estimate | - |
| Revenue actual | 473.429M |
Last 4 Quarters for FinVolution Group
Below you can see how FINV performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Mar 17, 2025 |
| Price on release | $9.12 |
| EPS estimate | - |
| EPS actual | $0.380 |
| Date | Price |
|---|---|
| Mar 11, 2025 | $8.26 |
| Mar 12, 2025 | $8.31 |
| Mar 13, 2025 | $8.30 |
| Mar 14, 2025 | $8.71 |
| Mar 17, 2025 | $9.12 |
| Mar 18, 2025 | $10.72 |
| Mar 19, 2025 | $10.61 |
| Mar 20, 2025 | $9.99 |
| Mar 21, 2025 | $10.04 |
| 4 days before | 10.41% |
| 4 days after | 10.09% |
| On release day | 17.54% |
| Change in period | 21.55% |
| Release date | May 20, 2025 |
| Price on release | $8.63 |
| EPS estimate | - |
| EPS actual | $0.410 |
| Date | Price |
|---|---|
| May 14, 2025 | $8.79 |
| May 15, 2025 | $8.54 |
| May 16, 2025 | $8.50 |
| May 19, 2025 | $8.81 |
| May 20, 2025 | $8.63 |
| May 21, 2025 | $8.59 |
| May 22, 2025 | $8.41 |
| May 23, 2025 | $8.61 |
| May 27, 2025 | $8.67 |
| 4 days before | -1.82% |
| 4 days after | 0.463% |
| On release day | -0.463% |
| Change in period | -1.37% |
| Release date | Aug 20, 2025 |
| Price on release | $8.65 |
| EPS estimate | - |
| EPS actual | $0.410 |
| Date | Price |
|---|---|
| Aug 14, 2025 | $8.82 |
| Aug 15, 2025 | $9.33 |
| Aug 18, 2025 | $9.01 |
| Aug 19, 2025 | $8.79 |
| Aug 20, 2025 | $8.65 |
| Aug 21, 2025 | $9.13 |
| Aug 22, 2025 | $9.43 |
| Aug 25, 2025 | $9.33 |
| Aug 26, 2025 | $8.88 |
| 4 days before | -1.93% |
| 4 days after | 2.66% |
| On release day | 5.55% |
| Change in period | 0.680% |
| Release date | Nov 19, 2025 |
| Price on release | - |
| EPS estimate | - |
| EPS actual | - |
| Date | Price |
|---|---|
| Nov 11, 2025 | $6.13 |
| Nov 12, 2025 | $6.02 |
| Nov 13, 2025 | $6.02 |
| Nov 14, 2025 | $5.98 |
| Nov 17, 2025 | $5.90 |
FinVolution Group Earnings Call Transcript Summary of Q2 2025
FinVolution reported RMB 3.6 billion in net revenue and RMB 751 million in net income for Q2 2025, with management citing continued momentum driven by strong international expansion and stable China operations. International transaction volume grew ~39% YoY (outstanding loan balance +50% YoY), contributing ~22% of net revenue and benefiting from partnerships (e.g., TikTok Shop) and BNPL traction in the Philippines. China faces evolving consumer finance regulation (new Internet loan facilitation rules effective Oct 1); management expects potential short-term volume adjustments but views regulation as ultimately supportive for industry consolidation and long-term sustainability. Key risk metrics: day-1 delinquency ~4.7% in Q2 (ticked to ~4.9% in July/August), 30-day collection rate ~89%, and provision coverage ratio at 543%. Balance sheet and capital actions: RMB 7.9 billion cash and short-term investments, leverage ratio ~2.6x, completed a USD 150 million convertible bond in June to lower funding cost and accelerate international growth, repurchased USD 63.8 million of shares in H1 2025 (buyback program up to USD 115 million), and raised dividend policy to a 20–30% payout range. Management reiterated full-year 2025 revenue guidance (RMB 14.4–15.0 billion, +10%–15% YoY) and emphasized AI-driven fraud prevention and ongoing investments in technology and customer acquisition.
