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Jiayin Group Earnings Calls
| Release date | Nov 19, 2025 |
| EPS estimate | - |
| EPS actual | - |
| Revenue estimate | - |
| Revenue actual | - |
| Expected change | +/- 17.04% |
| Release date | Aug 20, 2025 |
| EPS estimate | - |
| EPS actual | $1.36 |
| Revenue estimate | - |
| Revenue actual | 263.031M |
| Release date | Jun 04, 2025 |
| EPS estimate | - |
| EPS actual | $1.40 |
| Revenue estimate | - |
| Revenue actual | 243.858M |
| Release date | Mar 27, 2025 |
| EPS estimate | - |
| EPS actual | $0.720 |
| Revenue estimate | - |
| Revenue actual | 192.359M |
Last 4 Quarters for Jiayin Group
Below you can see how JFIN performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Mar 27, 2025 |
| Price on release | $14.84 |
| EPS estimate | - |
| EPS actual | $0.720 |
| Date | Price |
|---|---|
| Mar 21, 2025 | $11.62 |
| Mar 24, 2025 | $11.91 |
| Mar 25, 2025 | $11.74 |
| Mar 26, 2025 | $12.10 |
| Mar 27, 2025 | $14.84 |
| Mar 28, 2025 | $13.95 |
| Mar 31, 2025 | $13.74 |
| Apr 01, 2025 | $13.55 |
| Apr 02, 2025 | $14.30 |
| 4 days before | 27.71% |
| 4 days after | -3.64% |
| On release day | -6.00% |
| Change in period | 23.06% |
| Release date | Jun 04, 2025 |
| Price on release | $16.46 |
| EPS estimate | - |
| EPS actual | $1.40 |
| Date | Price |
|---|---|
| May 29, 2025 | $14.35 |
| May 30, 2025 | $15.25 |
| Jun 02, 2025 | $14.78 |
| Jun 03, 2025 | $15.20 |
| Jun 04, 2025 | $16.46 |
| Jun 05, 2025 | $16.08 |
| Jun 06, 2025 | $18.19 |
| Jun 09, 2025 | $17.69 |
| Jun 10, 2025 | $17.52 |
| 4 days before | 14.70% |
| 4 days after | 6.44% |
| On release day | -2.31% |
| Change in period | 22.09% |
| Release date | Aug 20, 2025 |
| Price on release | $12.25 |
| EPS estimate | - |
| EPS actual | $1.36 |
| Date | Price |
|---|---|
| Aug 14, 2025 | $13.26 |
| Aug 15, 2025 | $13.53 |
| Aug 18, 2025 | $13.02 |
| Aug 19, 2025 | $12.84 |
| Aug 20, 2025 | $12.25 |
| Aug 21, 2025 | $13.28 |
| Aug 22, 2025 | $14.09 |
| Aug 25, 2025 | $14.24 |
| Aug 26, 2025 | $13.75 |
| 4 days before | -7.62% |
| 4 days after | 12.24% |
| On release day | 8.41% |
| Change in period | 3.70% |
| Release date | Nov 19, 2025 |
| Price on release | - |
| EPS estimate | - |
| EPS actual | - |
| Date | Price |
|---|---|
| Nov 11, 2025 | $9.34 |
| Nov 12, 2025 | $9.16 |
| Nov 13, 2025 | $8.88 |
| Nov 14, 2025 | $8.72 |
| Nov 17, 2025 | $8.73 |
Jiayin Group Earnings Call Transcript Summary of Q2 2025
Jiayin delivered a strong Q2 2025 with record loan facilitation volume of RMB 37.1 billion (up ~54.6% YoY) and significant profitability improvement: non‑GAAP income from operations RMB 737.6 million (up ~182% YoY) and net income RMB 519.1 million (up ~117.8% YoY). Key drivers were scale expansion, a favorable revenue mix shift toward higher‑margin loan facilitation services (facilitation revenue rose to ~85% of total revenue vs. 64% a year ago) and AI/data investments that improved operational efficiency. Risk metrics remained stable (90+ day delinquency ~1.12%) supported by expanded risk tech (voiceprint anti‑fraud, customized models) and borrower segmentation. Management highlighted strong institutional partnerships (70+ partners, 58 under negotiation) and overseas growth (Indonesia and Mexico). They signaled a cautious but constructive view on new loan‑facilitation regulation, provided Q3 guidance of RMB 32–34 billion loan facilitation and RMB 490–560 million non‑GAAP operating income, and reiterated a shareholder‑friendly stance (annual dividend policy ~30% of prior year net income; July cash dividend of USD 0.8/ADS and an expanded share repurchase authorization to USD 80 million, USD ~30.4 million executed YTD). Costs: marketing and G&A rose (borrower acquisition and compensation), while facilitation & servicing expense fell materially year‑over‑year. Management remains focused on compliance, AI/data-driven credit tech, diversified funding and measured operational pacing amid evolving regulations.
