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Evaluation of Old Second Bancorp stock downgraded after the last trading session
(Updated on Jul 31, 2026)

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Buy or Hold candidate since Jun 04, 2026 Gain 18.07%

The Old Second Bancorp stock price fell by -0.197% on the last day (Friday, 31st Jul 2026) from $25.34 to $25.29. During the last trading day the stock fluctuated 1.60% from a day low at $24.94 to a day high of $25.34. The price has risen in 7 of the last 10 days and is up by 6.98% over the past 2 weeks. Volume fell on the last day along with the stock, which is actually a good sign as volume should follow the stock. On the last day, the trading volume fell by -3 thousand shares and in total, 327 thousand shares were bought and sold for approximately $8.26 million.

The stock lies in the upper part of a strong rising trend in the short term, and this may normally pose a very good selling opportunity for the short-term trader as reaction back towards the lower part of the trend can be expected. A break-up at the top trend line at $25.41 will firstly indicate a stronger rate of rising. Given the current short-term trend, the stock is expected to rise 19.93% during the next 3 months and, with a 90% probability hold a price between $28.15 and $30.47 at the end of this 3-month period.

OSBC Signals & Forecast

The Old Second Bancorp stock holds buy signals from both short and long-term Moving Averages giving a positive forecast for the stock. Also, there is a general buy signal from the relation between the two signals where the short-term average is above the long-term average. On corrections down, there will be some support from the lines at $24.77 and $23.29. A breakdown below any of these levels will issue sell signals. Furthermore, there is a buy signal from the 3 month Moving Average Convergence Divergence (MACD). Some negative signals were issued as well, and these may have some influence on the near short-term development. A sell signal was issued from a pivot top point on Thursday, July 30, 2026, and so far it has fallen -0.197%. Further fall is indicated until a new bottom pivot has been found. Volume fell together with the price during the last trading day and this reduces the overall risk as volume should follow the price movements.

Support, Risk & Stop-loss for Old Second Bancorp stock

On the downside, the stock finds support just below today's level from accumulated volume at $23.88 and $23.38. There is a natural risk involved when a stock is testing a support level, since if this is broken, the stock then may fall to the next support level. In this case, Old Second Bancorp finds support just below today's level at $23.88. If this is broken, then the next support from accumulated volume will be at $23.38 and $21.08.

This stock has average movements during the day and with good trading volume, the risk is considered to be medium. During the last day, the stock moved $0.400 between high and low, or 1.60%. For the last week, the stock has had daily average volatility of 2.13%.

The Old Second Bancorp stock is overbought on RSI14 and lies in the upper part of the trend. Normally this may pose a good selling opportunity for the short-term trader, but some stocks may go long and hard while being overbought. Regardless, the high RSI together with the trend position increases the risk and higher daily movements (volatility) should be expected. A correction down in the nearby future seems very likely and it is of great importance that the stock manages to break the trend before that occurs.

Our recommended stop-loss: $24.42 (-3.43%) (This stock has medium daily movements and this gives medium risk. The RSI14 is 82 and this increases the risk substantially. There is a sell signal from a pivot top found 1 day ago.)

Trading Expectations (OSBC) For The Upcoming Trading Day Of Monday 3rd

For the upcoming trading day on Monday, 3rd we expect Old Second Bancorp to open at $25.19, and during the day (based on 14 day Average True Range), to move between $25.03 and $25.55, which gives a possible trading interval of +/-$0.525 (+/-2.10%) up or down from last closing price. If Old Second Bancorp takes out the full calculated possible swing range there will be an estimated 2.10% move between the lowest and the highest trading price during the day.

Since the stock is closer to the resistance from accumulated volume at $25.34 (0.20%) than the support at $23.88 (5.58%), our systems don't find the trading risk/reward intra-day attractive and any bets should be held until the stock is closer to the support level.

Is Old Second Bancorp stock A Buy?

Several short-term signals, along with a general good trend, are positive and we conclude that the current level may hold a buying opportunity as there is a fair chance for Old Second Bancorp stock to perform well in the short-term. Due to some small weaknesses in the technical picture we have downgraded our analysis conclusion for this stock since the last evaluation from a Strong Buy to a Buy candidate.

Current score: 2.969 Buy Candidate Downgraded

Predicted Fair Opening Price

Predicted fair opening price on August 3, 2026 - $25.19 ( 0.395%).

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OSBC Performance

Trading levels for OSBC

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Fibonacci Support & Resistance Levels

Level Price
R3 25.59 1.19%
R2 25.44 0.582%
R1 25.34 0.209%
Price 25.29
S1 25.04 -1.00%
S2 24.94 -1.37%
S3 24.79 -1.98%

Accumulated Volume Support & Resistance Levels

Level Price
R3 0 -
R2 0 -
R1 25.34 0.198%
Price 25.29
S1 23.88 -5.58%
S2 23.38 -7.55%
S3 21.08 -16.65%

OSBC Dividend Payout History


# Declaration Date Ex-Date Pay Date Amount Yield
1 Jul 21, 2026 Jul 31, 2026 Aug 10, 2026 $0.0700 0.298%
2 Apr 21, 2026 May 01, 2026 May 11, 2026 $0.0700 0.353%
3 Jan 20, 2026 Jan 30, 2026 Feb 09, 2026 $0.0700 0.329%
4 Oct 31, 2025 Oct 31, 2025 Nov 10, 2025 $0.0700 0.390%
5 Jul 15, 2025 Jul 25, 2025 Aug 04, 2025 $0.0600 0.323%

FAQ

What is the symbol for Old Second Bancorp Stock and on which exchange is it traded?
The symbol for Old Second Bancorp is OSBC and it is traded on the NASDAQ (NASDAQ Stock Exchange).

Should I buy or sell Old Second Bancorp Stock?
Several short-term signals, along with a general good trend, are positive and we conclude that the current level may hold a buying opportunity as there is a fair chance for Old Second Bancorp stock to perform well in the short-term. Due to some small weaknesses in the technical picture we have downgraded our analysis conclusion for this stock since the last evaluation from a Strong Buy to a Buy candidate.

How to buy Old Second Bancorp Stock?
Old Second Bancorp Stock can be purchased through just about any brokerage firm, including online brokerage services.
Click here for our free guide on how to buy Old Second Bancorp Stock.

What's the current price of Old Second Bancorp Stock?
As of the end of day on the Jul 31, 2026, the price of an Old Second Bancorp (OSBC) share was $25.29.

What is the 52-week high and low for Old Second Bancorp Stock?
The 52-week high for Old Second Bancorp Stock is $25.67 and the 52-week low is $16.43.

What is the market capitalization of Old Second Bancorp Stock?
As of the Jul 31, 2026, the market capitalization of Old Second Bancorp is 1.301B.

When is the next earnings date for Old Second Bancorp?
The upcoming earnings date for Old Second Bancorp is Oct 21, 2026.
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ABOUT OLD SECOND BANCORP
Old Second Bancorp
Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services. It provides demand, NOW, money market, savings, time deposit, individual retirement, and checking accounts, as well as certificate of deposit accounts. The company also offers commercial loans; lease financing receivables; commercial real estate loans; construction loans; residential real estate loans, such as resid...
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