- Bullish trend confirmed on both short and long timeframes
- High gross margin of 62.1%
- Highly efficient cash conversion (84% FCF/OCF ratio)
SmartFinancial stock upgraded to Buy Candidate
(Updated on Jul 10, 2026)
The SmartFinancial stock price gained 0.715% on the last trading day (Friday, 10th Jul 2026), rising from $46.16 to $46.49. During the last trading day the stock fluctuated 1.72% from a day low at $45.93 to a day high of $46.72. The price has fallen in 6 of the last 10 days and is down by -0.36% for this period. Volume has increased on the last day along with the price, which is a positive technical sign, and, in total, 11 thousand more shares were traded than the day before. In total, 50 thousand shares were bought and sold for approximately $2.31 million.
The stock lies in the middle of a wide and strong rising trend in the short term and a further rise within the trend is signaled. Given the current short-term trend, the stock is expected to rise 13.60% during the next 3 months and, with a 90% probability hold a price between $48.89 and $55.36 at the end of this 3-month period.
SMBK Signals & Forecast
The SmartFinancial stock holds a sell signal from the short-term Moving Average; at the same time, however, there is a buy signal from the long-term average. Since the short-term average is above the long-term average there is a general buy signal in the stock giving a positive forecast for the stock. On further gains, the stock will meet resistance from the short-term Moving Average at approximately $46.85. On a fall, the stock will find some support from the long-term average at approximately $44.31. A break-up through the short-term average will send a buy signal, whereas a breakdown through the long-term average will send a sell signal. Volume is rising along with the price. This is considered to be a good technical signal. Some negative signals were issued as well, and these may have some influence on the near short-term development. A sell signal was issued from a pivot top point on Wednesday, July 01, 2026, and so far it has fallen -3.47%. Further fall is indicated until a new bottom pivot has been found. Furthermore, there is currently a sell signal from the 3 month Moving Average Convergence Divergence (MACD).
Support, Risk & Stop-loss for SmartFinancial stock
SmartFinancial finds support from accumulated volume at $44.84 and this level may hold a buying opportunity as an upwards reaction can be expected when the support is being tested.
This stock has average movements during the day and with good trading volume, the risk is considered to be medium. During the last day, the stock moved $0.790 between high and low, or 1.72%. For the last week, the stock has had daily average volatility of 2.04%.
Our recommended stop-loss: $44.28 (-4.75%) (This stock has medium daily movements and this gives medium risk. There is a sell signal from a pivot top found 6 days ago.)
Trading Expectations (SMBK) For The Upcoming Trading Day Of Monday 13th
For the upcoming trading day on Monday, 13th we expect SmartFinancial to open at $46.38, and during the day (based on 14 day Average True Range), to move between $45.90 and $47.08, which gives a possible trading interval of +/-$1.17 (+/-2.55%) up or down from last closing price. If SmartFinancial takes out the full calculated possible swing range there will be an estimated 2.55% move between the lowest and the highest trading price during the day.
Since the stock is closer to the resistance from accumulated volume at $46.66 (0.37%) than the support at $44.84 (3.55%), our systems don't find the trading risk/reward intra-day attractive and any bets should be held until the stock is closer to the support level.
Earnings coming up
SmartFinancial will release earnings AMC on Monday, July 20, 2026.The consensus among the analysts for the expected earnings (EPS) is $0.90. We will update the financials statements for SmartFinancial, that can be found here as soon as the records are public. Our systems has calculated a possible swing of +/- 3.68% in the first trading day after earnings release.
Is SmartFinancial stock A Buy?
Several short-term signals, along with a general good trend, are positive and we conclude that the current level may hold a buying opportunity as there is a fair chance for SmartFinancial stock to perform well in the short-term. We have upgraded our analysis conclusion for this stock since the last evaluation from a Hold to a Buy candidate.
Current score:
1.639
Buy Candidate
Upgraded
Predicted Fair Opening Price
Predicted fair opening price on July 13, 2026 - $46.38 ( 0.237%).
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SMBK Performance
Trading levels for SMBK
Fibonacci Support & Resistance Levels
| Level | Price | |
|---|---|---|
| R3 | 47.17 | 1.46% |
| R2 | 46.87 | 0.81% |
| R1 | 46.68 | 0.413% |
| Price | 46.49 | |
| S1 | 46.08 | -0.89% |
| S2 | 45.89 | -1.29% |
| S3 | 45.59 | -1.94% |
Accumulated Volume Support & Resistance Levels
| Level | Price | |
|---|---|---|
| R3 | 48.16 | 3.59% |
| R2 | 47.97 | 3.18% |
| R1 | 46.66 | 0.366% |
| Price | 46.49 | |
| S1 | 44.84 | -3.55% |
| S2 | 44.65 | -3.96% |
| S3 | 42.27 | -9.08% |
SMBK Dividend Payout History
| # | Ex-Date | Pay Date | Amount | Yield | |
|---|---|---|---|---|---|
| 1 | Apr 30, 2026 | May 15, 2026 | Jun 01, 2026 | $0.0900 | 0.218% |
| 2 | Jan 29, 2026 | Feb 13, 2026 | Mar 02, 2026 | $0.0800 | 0.189% |
| 3 | Oct 31, 2025 | Nov 17, 2025 | Dec 02, 2025 | $0.0800 | 0.224% |
| 4 | Jul 24, 2025 | Aug 08, 2025 | Aug 25, 2025 | $0.0800 | 0.227% |
| 5 | Apr 21, 2025 | May 02, 2025 | May 19, 2025 | $0.0800 | 0.247% |
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