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Terms of Use

Introduction

Welcome to StockInvest.us, a research service that provides financial data and technical analysis of publicly traded stocks. The website is operated by UAB Exigam. By using our site, you agree to these Terms of Service and our Privacy Policy.

Changes to these Terms

UAB Exigam reserves the right to modify these Terms at any time.

Eligibility

By using our services, you confirm that you are at least 18 years of age, an emancipated minor, or possess legal parental or guardian consent, and that you are competent to agree to these Terms.

Responsibilities of Users

As a user, you should consult your financial advisor before making any investment decisions. By using this site, you agree to be responsible for your own investment decisions, and understand that StockInvest.us should not be the sole basis for any investment decision.

Restricted Uses

You may use StockInvest.us and its contents for individual, non-commercial, and informational purposes only. Any other uses, including commercial ones, are strictly prohibited without our express written consent. Systematic retrieval of data or content from StockInvest.us to create or compile a collection, compilation, database, or directory is also prohibited without our express written consent.

Intellectual Property

All intellectual property rights related to this website are reserved.

Third-Party Links

Our site may contain links to third-party sites that are not owned or controlled by UAB Exigam.

Disclaimer of Warranties and Limitation of Liability

Our site is provided on an 'as is' and 'as available' basis. UAB Exigam makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the website.

Indemnification

By using our site, you agree to indemnify, defend, and hold harmless UAB Exigam, its officers, directors, employees, agents, and third parties from any losses, costs, liabilities, and expenses related to or arising from your use of the Site or services, your violation of these Terms, or your violation of any rights of a third party.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Lithuania and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

Usage and Availability

The AI Stock Analysis feature on StockInvest.us is a premium service which uses the GPT-4 model from OpenAI. This feature is currently experimental and its use should be considered as such. Users agree to use this feature responsibly and understand that it should not be the sole basis for any investment decision.

Limitation

UAB Exigam reserves the right to modify, suspend, or discontinue the AI Stock Analysis feature at any time for any reason, including but not limited to legal reasons, technical issues, or instances of unfair use. We may not provide notice of such changes or interruptions.

No Warranty

Given the experimental nature of the AI Stock Analysis feature, it is provided without warranty of any kind, either express or implied. UAB Exigam makes no guarantee regarding the accuracy, suitability, or reliability of the AI Stock Analysis feature.

Usage and Terms

StockInvest.us offers a "Lifetime" plan, granting access to Premium features for an indefinite period. "Lifetime" refers to the lifespan of the website or until UAB Exigam ceases to commercially offer the services, not the lifespan of the user. This is a one-time payment plan.

Fees Preservation

In the event of company dissolution, bankruptcy, or if UAB Exigam otherwise ceases operation, "Lifetime" plan fees are non-refundable. Users acknowledge that they forfeit their right to a "Lifetime" plan fee refund upon purchase.

Fair Use

To ensure the quality and availability of our services to all users, UAB Exigam reserves the right to limit or suspend the services for any user who uses the services in a manner that constitutes "unfair use". Unfair use includes, but is not limited to, excessive utilization of the services that negatively impacts the ability of other users to use the services, or manipulation of the services or their usage in a manner that is contrary to their intended use.

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