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Atlanticus Holdings 6.125% Senior Notes Due 2026 Earnings Calls
| Release date | May 07, 2026 |
| EPS estimate | $1.72 |
| EPS actual | $2.77 |
| EPS Surprise | 61.05% |
| Revenue estimate | 704.801M |
| Revenue actual | 679.534M |
| Revenue Surprise | -3.59% |
| Release date | Mar 18, 2026 |
| EPS estimate | $1.59 |
| EPS actual | $1.87 |
| EPS Surprise | 17.61% |
| Revenue estimate | 691.857M |
| Revenue actual | 734.375M |
| Revenue Surprise | 6.15% |
| Release date | Nov 10, 2025 |
| EPS estimate | $1.70 |
| EPS actual | $1.30 |
| EPS Surprise | -23.53% |
| Revenue estimate | 506.667M |
| Revenue actual | 495.292M |
| Revenue Surprise | -2.25% |
| Release date | Aug 07, 2025 |
| EPS estimate | $1.23 |
| EPS actual | $1.59 |
| EPS Surprise | 29.27% |
| Revenue estimate | 355.451M |
| Revenue actual | 393.82M |
| Revenue Surprise | 10.79% |
Last 4 Quarters for Atlanticus Holdings 6.125% Senior Notes Due 2026
Below you can see how ATLCL performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Aug 07, 2025 |
| Price on release | $24.57 |
| EPS estimate | $1.23 |
| EPS actual | $1.59 |
| EPS surprise | 29.27% |
| Date | Price |
|---|---|
| Aug 01, 2025 | $24.37 |
| Aug 04, 2025 | $24.55 |
| Aug 05, 2025 | $24.52 |
| Aug 06, 2025 | $24.56 |
| Aug 07, 2025 | $24.57 |
| Aug 08, 2025 | $24.66 |
| Aug 11, 2025 | $24.60 |
| Aug 12, 2025 | $24.70 |
| Aug 13, 2025 | $24.76 |
| 4 days before | 0.82% |
| 4 days after | 0.773% |
| On release day | 0.386% |
| Change in period | 1.60% |
| Release date | Nov 10, 2025 |
| Price on release | $24.76 |
| EPS estimate | $1.70 |
| EPS actual | $1.30 |
| EPS surprise | -23.53% |
| Date | Price |
|---|---|
| Nov 04, 2025 | $24.78 |
| Nov 05, 2025 | $24.72 |
| Nov 06, 2025 | $24.72 |
| Nov 07, 2025 | $24.70 |
| Nov 10, 2025 | $24.76 |
| Nov 11, 2025 | $24.78 |
| Nov 12, 2025 | $24.75 |
| Nov 13, 2025 | $24.73 |
| Nov 14, 2025 | $24.78 |
| 4 days before | -0.0807% |
| 4 days after | 0.0804% |
| On release day | 0.0727% |
| Change in period | -0.0004% |
| Release date | Mar 18, 2026 |
| Price on release | $24.99 |
| EPS estimate | $1.59 |
| EPS actual | $1.87 |
| EPS surprise | 17.61% |
| Date | Price |
|---|---|
| Mar 12, 2026 | $25.04 |
| Mar 13, 2026 | $24.99 |
| Mar 16, 2026 | $24.99 |
| Mar 17, 2026 | $24.99 |
| Mar 18, 2026 | $24.99 |
| Mar 19, 2026 | $24.99 |
| Mar 20, 2026 | $24.98 |
| Mar 23, 2026 | $25.00 |
| Mar 24, 2026 | $24.97 |
| 4 days before | -0.208% |
| 4 days after | -0.0800% |
| On release day | 0% |
| Change in period | -0.288% |
| Release date | May 07, 2026 |
| Price on release | $25.00 |
| EPS estimate | $1.72 |
| EPS actual | $2.77 |
| EPS surprise | 61.05% |
| Date | Price |
|---|---|
| May 01, 2026 | $24.99 |
| May 04, 2026 | $25.00 |
| May 05, 2026 | $25.00 |
| May 06, 2026 | $25.00 |
| May 07, 2026 | $25.00 |
| May 08, 2026 | $25.03 |
| May 11, 2026 | $25.01 |
| May 12, 2026 | $25.01 |
| May 13, 2026 | $25.05 |
| 4 days before | 0.0400% |
| 4 days after | 0.180% |
| On release day | 0.120% |
| Change in period | 0.220% |
Atlanticus Holdings 6.125% Senior Notes Due 2026 Earnings Call Transcript Summary of Q1 2026
Atlanticus reported a strong start to 2026 driven by the Mercury Financial acquisition and solid performance in legacy portfolios. Management says integration of Mercury is progressing ahead of plan, with better-than-modeled origination volumes, repricing results and faster operational integration. Managed receivables (excluding Mercury) grew 35% year-over-year and portfolio performance metrics (utilization, payment rates, first-pay default, delinquencies) remain stable. Financial highlights include net income attributable to common shareholders of $41.9 million ($2.23 diluted EPS), return on average equity of 26.8%, total operating revenue up 97% year-over-year to $680 million (including $224 million from Mercury), net margin of $190 million, and total assets of $7.5 billion with $650 million of unrestricted cash. Management expects to remain disciplined on profitable growth, believes the combined company is better positioned, and expects to complete remaining integration work within the previously outlined timeline (potentially sooner).
