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Bridgewater Bancshares Earnings Calls
| Release date | Apr 21, 2026 |
| EPS estimate | $0.413 |
| EPS actual | $0.410 |
| EPS Surprise | -0.606% |
| Revenue estimate | 39.333M |
| Revenue actual | 38.96M |
| Revenue Surprise | -0.95% |
| Release date | Jan 27, 2026 |
| EPS estimate | $0.410 |
| EPS actual | $0.440 |
| EPS Surprise | 7.32% |
| Revenue estimate | 38.075M |
| Revenue actual | 38.755M |
| Revenue Surprise | 1.79% |
| Release date | Oct 21, 2025 |
| EPS estimate | $0.393 |
| EPS actual | $0.390 |
| EPS Surprise | -0.84% |
| Revenue estimate | 36.5M |
| Revenue actual | 36.093M |
| Revenue Surprise | -1.12% |
| Release date | Jul 23, 2025 |
| EPS estimate | $0.343 |
| EPS actual | $0.412 |
| EPS Surprise | 19.87% |
| Revenue estimate | 34.4M |
| Revenue actual | 72.453M |
| Revenue Surprise | 110.62% |
Last 4 Quarters for Bridgewater Bancshares
Below you can see how BWBBP performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Jul 23, 2025 |
| Price on release | $19.25 |
| EPS estimate | $0.343 |
| EPS actual | $0.412 |
| EPS surprise | 19.87% |
| Date | Price |
|---|---|
| Jul 17, 2025 | $18.98 |
| Jul 18, 2025 | $18.96 |
| Jul 21, 2025 | $19.24 |
| Jul 22, 2025 | $19.25 |
| Jul 23, 2025 | $19.25 |
| Jul 24, 2025 | $19.37 |
| Jul 25, 2025 | $19.54 |
| Jul 28, 2025 | $19.89 |
| Jul 29, 2025 | $19.81 |
| 4 days before | 1.40% |
| 4 days after | 2.93% |
| On release day | 0.646% |
| Change in period | 4.37% |
| Release date | Oct 21, 2025 |
| Price on release | $19.37 |
| EPS estimate | $0.393 |
| EPS actual | $0.390 |
| EPS surprise | -0.84% |
| Date | Price |
|---|---|
| Oct 15, 2025 | $19.47 |
| Oct 16, 2025 | $19.20 |
| Oct 17, 2025 | $19.26 |
| Oct 20, 2025 | $19.38 |
| Oct 21, 2025 | $19.37 |
| Oct 22, 2025 | $19.55 |
| Oct 23, 2025 | $20.00 |
| Oct 24, 2025 | $20.22 |
| Oct 27, 2025 | $20.45 |
| 4 days before | -0.527% |
| 4 days after | 5.59% |
| On release day | 0.94% |
| Change in period | 5.03% |
| Release date | Jan 27, 2026 |
| Price on release | $19.43 |
| EPS estimate | $0.410 |
| EPS actual | $0.440 |
| EPS surprise | 7.32% |
| Date | Price |
|---|---|
| Jan 21, 2026 | $19.43 |
| Jan 22, 2026 | $19.43 |
| Jan 23, 2026 | $19.49 |
| Jan 26, 2026 | $19.47 |
| Jan 27, 2026 | $19.43 |
| Jan 28, 2026 | $19.45 |
| Jan 29, 2026 | $19.41 |
| Jan 30, 2026 | $19.45 |
| Feb 02, 2026 | $19.85 |
| 4 days before | -0.0257% |
| 4 days after | 2.19% |
| On release day | 0.129% |
| Change in period | 2.16% |
| Release date | Apr 21, 2026 |
| Price on release | $20.00 |
| EPS estimate | $0.413 |
| EPS actual | $0.410 |
| EPS surprise | -0.606% |
| Date | Price |
|---|---|
| Apr 15, 2026 | $20.01 |
| Apr 16, 2026 | $20.15 |
| Apr 17, 2026 | $20.05 |
| Apr 20, 2026 | $20.10 |
| Apr 21, 2026 | $20.00 |
| Apr 22, 2026 | $20.34 |
| Apr 23, 2026 | $20.19 |
| Apr 24, 2026 | $20.10 |
| Apr 27, 2026 | $20.00 |
| 4 days before | -0.0500% |
| 4 days after | 0% |
| On release day | 1.68% |
| Change in period | -0.0500% |
Bridgewater Bancshares Earnings Call Transcript Summary of Q1 2026
Bridgewater Bancshares reported a strong start to 2026 driven by near‑term margin expansion, opportunistic balance sheet actions, and continued core growth. Net interest margin expanded to 2.99% (near the prior-year-end target of 3.0) as deposit costs declined and loan yields repriced; net interest income grew despite a smaller average balance sheet due to strategic sales of securities that produced ~$7.3 million pretax in incremental first‑quarter income. Loans grew 5.5% annualized (with meaningful traction in affordable housing and C&I), core deposits rose 3.2% annualized and deposit mix improved (lower brokered/time balances), and asset quality remained strong (NPAs 0.22%, reserves 1.31% of loans, minimal net charge‑offs). CET1 strengthened to 9.53%; management launched an ATM for up to $50 million of common stock for optionality but did not issue shares in the quarter. Near‑term outlook: management expects high single‑digit loan growth for 2026, only modest additional NIM expansion from here absent further rate cuts, expense growth to generally track asset growth, and continued focus on organic market share gains (including hiring from M&A disruption), affordable housing, and selective M&A when appropriate.
