Sign In
Buy CUBI
Customers Bancorp Earnings Calls
| Release date | Apr 23, 2026 |
| EPS estimate | $1.88 |
| EPS actual | $1.97 |
| EPS Surprise | 4.79% |
| Revenue estimate | 223.454M |
| Revenue actual | 225.398M |
| Revenue Surprise | 0.87% |
| Release date | Jan 22, 2026 |
| EPS estimate | $2.04 |
| EPS actual | $2.06 |
| EPS Surprise | 0.98% |
| Revenue estimate | 228.354M |
| Revenue actual | 236.897M |
| Revenue Surprise | 3.74% |
| Release date | Oct 23, 2025 |
| EPS estimate | $1.90 |
| EPS actual | $2.20 |
| EPS Surprise | 15.79% |
| Revenue estimate | 215.129M |
| Revenue actual | 227.936M |
| Revenue Surprise | 5.95% |
| Release date | Jul 24, 2025 |
| EPS estimate | $1.50 |
| EPS actual | $1.80 |
| EPS Surprise | 20.00% |
| Revenue estimate | 186.022M |
| Revenue actual | 202.256M |
| Revenue Surprise | 8.73% |
Last 4 Quarters for Customers Bancorp
Below you can see how CUBI performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Jul 24, 2025 |
| Price on release | $61.44 |
| EPS estimate | $1.50 |
| EPS actual | $1.80 |
| EPS surprise | 20.00% |
| Date | Price |
|---|---|
| Jul 18, 2025 | $64.11 |
| Jul 21, 2025 | $63.93 |
| Jul 22, 2025 | $63.27 |
| Jul 23, 2025 | $62.55 |
| Jul 24, 2025 | $61.44 |
| Jul 25, 2025 | $61.69 |
| Jul 28, 2025 | $65.74 |
| Jul 29, 2025 | $65.33 |
| Jul 30, 2025 | $65.02 |
| 4 days before | -4.16% |
| 4 days after | 5.83% |
| On release day | 0.407% |
| Change in period | 1.42% |
| Release date | Oct 23, 2025 |
| Price on release | $65.55 |
| EPS estimate | $1.90 |
| EPS actual | $2.20 |
| EPS surprise | 15.79% |
| Date | Price |
|---|---|
| Oct 17, 2025 | $62.44 |
| Oct 20, 2025 | $64.50 |
| Oct 21, 2025 | $64.97 |
| Oct 22, 2025 | $64.01 |
| Oct 23, 2025 | $65.55 |
| Oct 24, 2025 | $70.11 |
| Oct 27, 2025 | $68.90 |
| Oct 28, 2025 | $68.21 |
| Oct 29, 2025 | $67.48 |
| 4 days before | 4.98% |
| 4 days after | 2.94% |
| On release day | 6.96% |
| Change in period | 8.07% |
| Release date | Jan 22, 2026 |
| Price on release | $81.21 |
| EPS estimate | $2.04 |
| EPS actual | $2.06 |
| EPS surprise | 0.98% |
| Date | Price |
|---|---|
| Jan 15, 2026 | $78.73 |
| Jan 16, 2026 | $78.46 |
| Jan 20, 2026 | $75.38 |
| Jan 21, 2026 | $80.20 |
| Jan 22, 2026 | $81.21 |
| Jan 23, 2026 | $74.52 |
| Jan 26, 2026 | $77.52 |
| Jan 27, 2026 | $75.91 |
| Jan 28, 2026 | $76.51 |
| 4 days before | 3.15% |
| 4 days after | -5.79% |
| On release day | -8.24% |
| Change in period | -2.82% |
| Release date | Apr 23, 2026 |
| Price on release | $77.47 |
| EPS estimate | $1.88 |
| EPS actual | $1.97 |
| EPS surprise | 4.79% |
| Date | Price |
|---|---|
| Apr 17, 2026 | $77.42 |
| Apr 20, 2026 | $78.37 |
| Apr 21, 2026 | $76.95 |
| Apr 22, 2026 | $76.61 |
| Apr 23, 2026 | $77.47 |
| Apr 24, 2026 | $74.38 |
| Apr 27, 2026 | $77.92 |
| Apr 28, 2026 | $77.14 |
| Apr 29, 2026 | $75.82 |
| 4 days before | 0.0646% |
| 4 days after | -2.13% |
| On release day | -3.99% |
| Change in period | -2.07% |
Customers Bancorp Earnings Call Transcript Summary of Q1 2026
Customers Bancorp reported a strong Q1 2026 with broad-based growth, operating leverage and continued focus on technology and risk management. Key financials: total deposits grew ~14% YoY to $21.6B, total loans grew ~15% annualized to $17.4B, noninterest-bearing deposits hit a record $6.7B (~31% of total deposits), GAAP and core EPS were $1.97 (core EPS +28% YoY), core ROE 13.1% and core ROA 1.13%. Net interest income rose 14% YoY; management reaffirmed 2026 guidance (NII +7–11% YoY; noninterest expense guide $440–$460M). Efficiency improved materially (300 bps improvement in core efficiency ratio) and tangible book value per share increased 16% YoY to $63.54. Strategic priorities for 2026 are: (1) aggressive operationalization of AI and workflow orchestration, (2) scaling the cubiX payments ecosystem beyond digital assets into mortgage/real estate and capital markets, (3) continued organic balance-sheet growth via recruiting commercial banking teams, and (4) positioning risk management as a competitive advantage. AI adoption metrics cited: 75% of employees have AI licenses, >500 agents/custom GPTs built, >28,000 hours saved (≈15 FTEs). Management emphasized strong credit performance, increased reserve coverage modestly, and continued capital flexibility (redeemed subordinated debt, repurchased ~620k shares).
