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Enterprise Financial Services Earnings Calls
| Release date | Apr 22, 2026 |
| EPS estimate | $1.29 |
| EPS actual | $1.30 |
| EPS Surprise | 0.775% |
| Revenue estimate | 169.691M |
| Revenue actual | 188.85M |
| Revenue Surprise | 11.29% |
| Release date | Jan 26, 2026 |
| EPS estimate | $1.33 |
| EPS actual | $1.45 |
| EPS Surprise | 9.02% |
| Revenue estimate | 188.562M |
| Revenue actual | 190.951M |
| Revenue Surprise | 1.27% |
| Release date | Oct 27, 2025 |
| EPS estimate | $1.29 |
| EPS actual | $1.21 |
| EPS Surprise | -6.20% |
| Revenue estimate | 181.189M |
| Revenue actual | -325258000 |
| Revenue Surprise | -279.51% |
| Release date | Jul 28, 2025 |
| EPS estimate | $1.21 |
| EPS actual | $1.38 |
| EPS Surprise | 14.05% |
| Revenue estimate | 181.264M |
| Revenue actual | 209.355M |
| Revenue Surprise | 15.50% |
Last 4 Quarters for Enterprise Financial Services
Below you can see how EFSCP performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Jul 28, 2025 |
| Price on release | $20.13 |
| EPS estimate | $1.21 |
| EPS actual | $1.38 |
| EPS surprise | 14.05% |
| Date | Price |
|---|---|
| Jul 22, 2025 | $20.04 |
| Jul 23, 2025 | $20.20 |
| Jul 24, 2025 | $20.50 |
| Jul 25, 2025 | $20.13 |
| Jul 28, 2025 | $20.13 |
| Jul 29, 2025 | $20.13 |
| Jul 30, 2025 | $20.16 |
| Jul 31, 2025 | $20.03 |
| Aug 01, 2025 | $20.01 |
| 4 days before | 0.450% |
| 4 days after | -0.597% |
| On release day | -0.0005% |
| Change in period | -0.150% |
| Release date | Oct 27, 2025 |
| Price on release | $20.34 |
| EPS estimate | $1.29 |
| EPS actual | $1.21 |
| EPS surprise | -6.20% |
| Date | Price |
|---|---|
| Oct 21, 2025 | $19.79 |
| Oct 22, 2025 | $19.68 |
| Oct 23, 2025 | $20.33 |
| Oct 24, 2025 | $20.21 |
| Oct 27, 2025 | $20.34 |
| Oct 28, 2025 | $20.44 |
| Oct 29, 2025 | $20.40 |
| Oct 30, 2025 | $20.20 |
| Oct 31, 2025 | $20.20 |
| 4 days before | 2.77% |
| 4 days after | -0.688% |
| On release day | 0.492% |
| Change in period | 2.06% |
| Release date | Jan 26, 2026 |
| Price on release | $20.55 |
| EPS estimate | $1.33 |
| EPS actual | $1.45 |
| EPS surprise | 9.02% |
| Date | Price |
|---|---|
| Jan 20, 2026 | $20.50 |
| Jan 21, 2026 | $20.56 |
| Jan 22, 2026 | $20.60 |
| Jan 23, 2026 | $20.67 |
| Jan 26, 2026 | $20.55 |
| Jan 27, 2026 | $20.68 |
| Jan 28, 2026 | $20.68 |
| Jan 29, 2026 | $20.34 |
| Jan 30, 2026 | $20.30 |
| 4 days before | 0.232% |
| 4 days after | -1.20% |
| On release day | 0.645% |
| Change in period | -0.98% |
| Release date | Apr 22, 2026 |
| Price on release | $19.79 |
| EPS estimate | $1.29 |
| EPS actual | $1.30 |
| EPS surprise | 0.775% |
| Date | Price |
|---|---|
| Apr 16, 2026 | $19.79 |
| Apr 17, 2026 | $19.74 |
| Apr 20, 2026 | $19.78 |
| Apr 21, 2026 | $19.50 |
| Apr 22, 2026 | $19.79 |
| Apr 23, 2026 | $19.79 |
| Apr 24, 2026 | $19.87 |
| Apr 27, 2026 | $20.00 |
| Apr 28, 2026 | $20.00 |
| 4 days before | 0% |
| 4 days after | 1.04% |
| On release day | 0% |
| Change in period | 1.04% |
Enterprise Financial Services Earnings Call Transcript Summary of Q1 2026
Enterprise Financial Services Corp delivered a solid Q1 2026: EPS of $1.30 (adjusted $1.31), net income $49M, ROA 1.16% and ROTCE 12.53%. Net interest income was stable at $166M and NIM expanded slightly to 4.28%. Loans dipped modestly due to timing of closings, a scheduled $100M paydown of low-income housing tax credit loans (at a 3.29% coupon) and a $25M SBA loan sale (with a $1.4M gain). Deposit balances experienced normal seasonality but deposit costs fell (cost of deposits 1.52%). Credit trends improved: net charge-offs fell to $4.4M, nonperforming assets decreased, and 4 of 7 previously troubled Southern California OREO properties are under contract (with the rest progressing). The allowance for credit losses increased modestly to 1.21% of loans (1.32% excluding government-guaranteed loans), including a qualitative reserve add for potential impacts from the Iran conflict. Management raised the quarterly dividend $0.01 to $0.34 and repurchased ~483k shares for ~$27M. Priorities for 2026 remain mid-single-digit balance sheet growth, continued deposit diversification and efficiency/technology improvements. Guidance/positioning: management expects NIM to remain in the low- to mid-4.2% range, continued NII growth as loan growth resumes, stable capital metrics (TCE ~9%), and continued opportunistic share repurchases while M&A remains low priority.
