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Essent Group Earnings Calls
| Release date | May 08, 2026 |
| EPS estimate | $1.75 |
| EPS actual | $1.82 |
| EPS Surprise | 4.00% |
| Revenue estimate | 297.556M |
| Revenue actual | 336.072M |
| Revenue Surprise | 12.94% |
| Release date | Feb 13, 2026 |
| EPS estimate | $1.74 |
| EPS actual | $1.60 |
| EPS Surprise | -8.05% |
| Revenue estimate | 312.622M |
| Revenue actual | 312.404M |
| Revenue Surprise | -0.0697% |
| Release date | Nov 07, 2025 |
| EPS estimate | $1.77 |
| EPS actual | $1.67 |
| EPS Surprise | -5.65% |
| Revenue estimate | 315.614M |
| Revenue actual | 318.725M |
| Revenue Surprise | 0.99% |
| Release date | Aug 08, 2025 |
| EPS estimate | $1.68 |
| EPS actual | $1.93 |
| EPS Surprise | 14.88% |
| Revenue estimate | 323.061M |
| Revenue actual | 319.143M |
| Revenue Surprise | -1.21% |
Last 4 Quarters for Essent Group
Below you can see how ESNT performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Aug 08, 2025 |
| Price on release | $60.27 |
| EPS estimate | $1.68 |
| EPS actual | $1.93 |
| EPS surprise | 14.88% |
| Date | Price |
|---|---|
| Aug 04, 2025 | $56.93 |
| Aug 05, 2025 | $57.56 |
| Aug 06, 2025 | $57.85 |
| Aug 07, 2025 | $57.02 |
| Aug 08, 2025 | $60.27 |
| Aug 11, 2025 | $61.19 |
| Aug 12, 2025 | $62.03 |
| Aug 13, 2025 | $62.81 |
| Aug 14, 2025 | $62.82 |
| 4 days before | 5.87% |
| 4 days after | 4.23% |
| On release day | 1.53% |
| Change in period | 10.35% |
| Release date | Nov 07, 2025 |
| Price on release | $61.11 |
| EPS estimate | $1.77 |
| EPS actual | $1.67 |
| EPS surprise | -5.65% |
| Date | Price |
|---|---|
| Nov 03, 2025 | $60.90 |
| Nov 04, 2025 | $61.87 |
| Nov 05, 2025 | $61.40 |
| Nov 06, 2025 | $60.78 |
| Nov 07, 2025 | $61.11 |
| Nov 10, 2025 | $61.81 |
| Nov 11, 2025 | $62.06 |
| Nov 12, 2025 | $61.51 |
| Nov 13, 2025 | $61.20 |
| 4 days before | 0.345% |
| 4 days after | 0.147% |
| On release day | 1.15% |
| Change in period | 0.493% |
| Release date | Feb 13, 2026 |
| Price on release | $61.42 |
| EPS estimate | $1.74 |
| EPS actual | $1.60 |
| EPS surprise | -8.05% |
| Date | Price |
|---|---|
| Feb 09, 2026 | $63.94 |
| Feb 10, 2026 | $64.24 |
| Feb 11, 2026 | $65.51 |
| Feb 12, 2026 | $65.64 |
| Feb 13, 2026 | $61.42 |
| Feb 17, 2026 | $62.19 |
| Feb 18, 2026 | $61.25 |
| Feb 19, 2026 | $60.22 |
| Feb 20, 2026 | $60.36 |
| 4 days before | -3.94% |
| 4 days after | -1.73% |
| On release day | 1.25% |
| Change in period | -5.60% |
| Release date | May 08, 2026 |
| Price on release | $63.13 |
| EPS estimate | $1.75 |
| EPS actual | $1.82 |
| EPS surprise | 4.00% |
| Date | Price |
|---|---|
| May 04, 2026 | $60.13 |
| May 05, 2026 | $60.17 |
| May 06, 2026 | $61.41 |
| May 07, 2026 | $61.59 |
| May 08, 2026 | $63.13 |
| May 11, 2026 | $61.47 |
| May 12, 2026 | $60.87 |
| May 13, 2026 | $59.94 |
| May 14, 2026 | $60.15 |
| 4 days before | 4.99% |
| 4 days after | -4.72% |
| On release day | -2.63% |
| Change in period | 0.0333% |
Essent Group Earnings Call Transcript Summary of Q1 2026
Essent reported stable first-quarter 2026 results driven by a well-capitalized mortgage insurance (MI) franchise and early-stage expansion of its reinsurance and title adjacencies. Mortgage insurance in force was $248 billion (up ~1% YoY) with 12-month persistency of 84.7%. Credit quality remains strong (weighted avg FICO ~747; avg original LTV 93%); default rates were effectively flat q/q and management attributes recent losses largely to seasoning (peak defaults at 36–60 months). The company expanded Essent Re’s P&C reinsurance platform (including a Lloyd’s program expected to generate ~$120M of 2026 premium and a quota share generating ~$200M), with near-term earnings immaterial but expected to provide longer-term income and capital diversification benefits. Liquidity and capital remain robust: consolidated cash & investments of $6.6B, GAAP equity of $5.7B, holding company cash/investments of $1.1B, trailing 12-month operating cash flow of $827M, and Essent Guaranty PMIERs sufficiency of 174% (with $1.6B excess available assets). Management returned capital via share repurchases (~3.5M shares YTD for >$200M) and announced a $0.35 common dividend for 2026. Management emphasized a measured capital allocation approach—prioritizing shareholder returns, strategic investments (Essent Re, title, other invested assets), and preservation of optionality until housing affordability and origination volumes recover.
