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Hartford Financial Services Group (The) Earnings Calls
| Release date | Apr 23, 2026 |
| EPS estimate | $3.39 |
| EPS actual | $3.09 |
| EPS Surprise | -8.85% |
| Revenue estimate | 7.349B |
| Revenue actual | 7.226B |
| Revenue Surprise | -1.68% |
| Release date | Jan 29, 2026 |
| EPS estimate | $3.17 |
| EPS actual | $4.06 |
| EPS Surprise | 28.08% |
| Revenue estimate | 7.295B |
| Revenue actual | 7.339B |
| Revenue Surprise | 0.608% |
| Release date | Oct 27, 2025 |
| EPS estimate | $3.09 |
| EPS actual | $3.78 |
| EPS Surprise | 22.33% |
| Revenue estimate | 7.165B |
| Revenue actual | 7.147B |
| Revenue Surprise | -0.257% |
| Release date | Jul 28, 2025 |
| EPS estimate | $2.83 |
| EPS actual | $3.41 |
| EPS Surprise | 20.49% |
| Revenue estimate | 7.043B |
| Revenue actual | 6.987B |
| Revenue Surprise | -0.790% |
Last 4 Quarters for Hartford Financial Services Group (The)
Below you can see how HIG performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Jul 28, 2025 |
| Price on release | $121.24 |
| EPS estimate | $2.83 |
| EPS actual | $3.41 |
| EPS surprise | 20.49% |
| Date | Price |
|---|---|
| Jul 22, 2025 | $123.21 |
| Jul 23, 2025 | $123.23 |
| Jul 24, 2025 | $123.04 |
| Jul 25, 2025 | $123.35 |
| Jul 28, 2025 | $121.24 |
| Jul 29, 2025 | $124.64 |
| Jul 30, 2025 | $124.63 |
| Jul 31, 2025 | $124.39 |
| Aug 01, 2025 | $123.00 |
| 4 days before | -1.60% |
| 4 days after | 1.45% |
| On release day | 2.80% |
| Change in period | -0.170% |
| Release date | Oct 27, 2025 |
| Price on release | $124.97 |
| EPS estimate | $3.09 |
| EPS actual | $3.78 |
| EPS surprise | 22.33% |
| Date | Price |
|---|---|
| Oct 21, 2025 | $125.10 |
| Oct 22, 2025 | $124.88 |
| Oct 23, 2025 | $125.25 |
| Oct 24, 2025 | $125.11 |
| Oct 27, 2025 | $124.97 |
| Oct 28, 2025 | $122.69 |
| Oct 29, 2025 | $122.36 |
| Oct 30, 2025 | $123.46 |
| Oct 31, 2025 | $124.18 |
| 4 days before | -0.104% |
| 4 days after | -0.632% |
| On release day | -1.82% |
| Change in period | -0.735% |
| Release date | Jan 29, 2026 |
| Price on release | $132.37 |
| EPS estimate | $3.17 |
| EPS actual | $4.06 |
| EPS surprise | 28.08% |
| Date | Price |
|---|---|
| Jan 23, 2026 | $128.62 |
| Jan 26, 2026 | $130.74 |
| Jan 27, 2026 | $130.31 |
| Jan 28, 2026 | $130.67 |
| Jan 29, 2026 | $132.37 |
| Jan 30, 2026 | $135.06 |
| Feb 02, 2026 | $137.17 |
| Feb 03, 2026 | $138.44 |
| Feb 04, 2026 | $140.86 |
| 4 days before | 2.92% |
| 4 days after | 6.41% |
| On release day | 2.03% |
| Change in period | 9.52% |
| Release date | Apr 23, 2026 |
| Price on release | $139.70 |
| EPS estimate | $3.39 |
| EPS actual | $3.09 |
| EPS surprise | -8.85% |
| Date | Price |
|---|---|
| Apr 17, 2026 | $139.84 |
| Apr 20, 2026 | $138.94 |
| Apr 21, 2026 | $139.15 |
| Apr 22, 2026 | $138.11 |
| Apr 23, 2026 | $139.70 |
| Apr 24, 2026 | $134.48 |
| Apr 27, 2026 | $136.71 |
| Apr 28, 2026 | $138.79 |
| Apr 29, 2026 | $136.64 |
| 4 days before | -0.100% |
| 4 days after | -2.19% |
| On release day | -3.74% |
| Change in period | -2.29% |
Hartford Financial Services Group (The) Earnings Call Transcript Summary of Q1 2026
The Hartford reported a strong Q1 2026 driven by disciplined underwriting, technology-enabled execution and diversified businesses. Core earnings were $866 million ($3.09 per diluted share) with a trailing 12-month core earnings ROE of 20.3%. Business Insurance produced solid written premium growth (6% overall; 8% in small business) with attractive underlying combined ratios (89.2% overall; 89.4% small business). Pricing remained generally resilient across commercial lines (renewal pricing ~6% ex workers' comp), with particularly strong pricing in commercial auto, liability and property. Personal Insurance saw an improved underlying combined ratio (85%) but softening written premium (down 6%, driven by a 10% decline in auto); agency channel growth and rollout of a new agency product remain priorities. Employee Benefits delivered a 6.9% core earnings margin, strong sales growth, and continued investments in digital and API integration; some short-term disability and paid family/medical leave utilization pressured disability loss trends, and pricing actions are being taken. Net investment income was robust at $739 million, benefiting from higher yields and alternatives; investment portfolio quality remains a focus and direct lending/BDC exposure is small (~2% of invested assets). Reserves included a $70 million increase related to legacy general liability (sexual abuse/molestation) matters; excluding that, prior-year development was favorable. Catastrophe losses were $230 million pre-tax (5.1 combined ratio points), with winter storms disproportionately impacting small business. Capital management: holding company liquidity was $1.8 billion at quarter-end, and the company repurchased 3.3 million shares for $450 million in the quarter with ~$1.1 billion remaining on its authorization. Management reiterated targets for expense ratio improvements into 2027 and emphasized a consistent, disciplined approach to growth and underwriting amid a competitive market.
