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Hancock Whitney Earnings Calls
| Release date | Oct 14, 2025 |
| EPS estimate | $1.41 |
| EPS actual | $1.49 |
| EPS Surprise | 5.67% |
| Revenue estimate | 391.779M |
| Revenue actual | 383.659M |
| Revenue Surprise | -2.07% |
| Release date | Jul 15, 2025 |
| EPS estimate | $1.34 |
| EPS actual | $1.37 |
| EPS Surprise | 2.24% |
| Revenue estimate | 391.317M |
| Revenue actual | 374.447M |
| Revenue Surprise | -4.31% |
| Release date | Apr 15, 2025 |
| EPS estimate | $1.29 |
| EPS actual | $1.38 |
| EPS Surprise | 6.98% |
| Revenue estimate | 367.962M |
| Revenue actual | 362.839M |
| Revenue Surprise | -1.39% |
| Release date | Jan 21, 2025 |
| EPS estimate | $1.28 |
| EPS actual | $1.40 |
| EPS Surprise | 9.37% |
| Revenue estimate | 365.133M |
| Revenue actual | 363.71M |
| Revenue Surprise | -0.390% |
Last 4 Quarters for Hancock Whitney
Below you can see how HWC performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Jan 21, 2025 |
| Price on release | $60.74 |
| EPS estimate | $1.28 |
| EPS actual | $1.40 |
| EPS surprise | 9.37% |
| Date | Price |
|---|---|
| Jan 14, 2025 | $57.63 |
| Jan 15, 2025 | $59.46 |
| Jan 16, 2025 | $58.46 |
| Jan 17, 2025 | $59.10 |
| Jan 21, 2025 | $60.74 |
| Jan 22, 2025 | $59.72 |
| Jan 23, 2025 | $59.41 |
| Jan 24, 2025 | $58.97 |
| Jan 27, 2025 | $59.45 |
| 4 days before | 5.40% |
| 4 days after | -2.12% |
| On release day | -1.68% |
| Change in period | 3.16% |
| Release date | Apr 15, 2025 |
| Price on release | $48.69 |
| EPS estimate | $1.29 |
| EPS actual | $1.38 |
| EPS surprise | 6.98% |
| Date | Price |
|---|---|
| Apr 09, 2025 | $49.99 |
| Apr 10, 2025 | $46.62 |
| Apr 11, 2025 | $46.61 |
| Apr 14, 2025 | $47.63 |
| Apr 15, 2025 | $48.69 |
| Apr 16, 2025 | $48.52 |
| Apr 17, 2025 | $48.65 |
| Apr 21, 2025 | $48.18 |
| Apr 22, 2025 | $49.96 |
| 4 days before | -2.60% |
| 4 days after | 2.61% |
| On release day | -0.349% |
| Change in period | -0.0600% |
| Release date | Jul 15, 2025 |
| Price on release | $58.22 |
| EPS estimate | $1.34 |
| EPS actual | $1.37 |
| EPS surprise | 2.24% |
| Date | Price |
|---|---|
| Jul 09, 2025 | $61.28 |
| Jul 10, 2025 | $61.84 |
| Jul 11, 2025 | $59.58 |
| Jul 14, 2025 | $60.23 |
| Jul 15, 2025 | $58.22 |
| Jul 16, 2025 | $59.42 |
| Jul 17, 2025 | $60.24 |
| Jul 18, 2025 | $60.21 |
| Jul 21, 2025 | $60.38 |
| 4 days before | -4.99% |
| 4 days after | 3.71% |
| On release day | 2.06% |
| Change in period | -1.47% |
| Release date | Oct 14, 2025 |
| Price on release | $62.53 |
| EPS estimate | $1.41 |
| EPS actual | $1.49 |
| EPS surprise | 5.67% |
| Date | Price |
|---|---|
| Oct 08, 2025 | $62.83 |
| Oct 09, 2025 | $61.76 |
| Oct 10, 2025 | $59.01 |
| Oct 13, 2025 | $60.49 |
| Oct 14, 2025 | $62.53 |
| Oct 15, 2025 | $58.76 |
| Oct 16, 2025 | $54.52 |
| Oct 17, 2025 | $55.27 |
| Oct 20, 2025 | $56.57 |
| 4 days before | -0.477% |
| 4 days after | -9.53% |
| On release day | -6.03% |
| Change in period | -9.96% |
Hancock Whitney Earnings Call Transcript Summary of Q3 2025
Hancock Whitney reported a strong Q3 2025 with ROA improving to 1.46% and adjusted net income of nearly $128 million ($1.49 per share). Net interest income was stable and fee income grew for the third consecutive quarter to a record level in insurance and annuities. Loan production was robust (production up 6% quarter-over-quarter and 46% year-over-year) but net loan growth was muted by higher-than-expected paydowns (notably SNC reductions and industrial contractor project payoffs), leaving modest loan growth for the quarter. Deposits were down seasonally ($387 million), but DDA mix remains strong at 36% and deposit costs continued to edge down; management expects further deposit cost reductions following anticipated rate cuts. Credit metrics remain manageable: criticized commercial loans improved, non-accruals rose modestly, net charge-offs fell to 19 bps, and reserves stayed at 1.45% of loans. Capital is strong (CET1 14.08%, TCE 10.01%); the firm repurchased ~$40 million in shares this quarter and expects to continue repurchases at a similar pace while prioritizing organic growth investments (including hiring more bankers and opening five new Dallas branches). Management expects low single-digit loan growth for 2025, continued fee momentum, continued efficiency improvement (efficiency ratio ~54.1%), and remains cautious about paydown persistence — planning to add offensive bankers to offset paydowns and pursue disciplined growth.
