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Landmark Bancorp Earnings Calls
| Release date | Oct 29, 2025 |
| EPS estimate | - |
| EPS actual | $0.85 |
| Revenue estimate | - |
| Revenue actual | - |
| Release date | Jul 24, 2025 |
| EPS estimate | - |
| EPS actual | $0.750 |
| Revenue estimate | - |
| Revenue actual | 23.724M |
| Release date | Apr 30, 2025 |
| EPS estimate | - |
| EPS actual | $0.81 |
| Revenue estimate | - |
| Revenue actual | 22.7M |
| Release date | Mar 25, 2025 |
| EPS estimate | - |
| EPS actual | $0.567 |
| Revenue estimate | - |
| Revenue actual | 22.323M |
Last 4 Quarters for Landmark Bancorp
Below you can see how LARK performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Mar 25, 2025 |
| Price on release | $27.13 |
| EPS estimate | - |
| EPS actual | $0.567 |
| Date | Price |
|---|---|
| Mar 19, 2025 | $26.01 |
| Mar 20, 2025 | $27.55 |
| Mar 21, 2025 | $27.30 |
| Mar 24, 2025 | $27.14 |
| Mar 25, 2025 | $27.13 |
| Mar 26, 2025 | $27.17 |
| Mar 27, 2025 | $27.50 |
| Mar 28, 2025 | $27.11 |
| Mar 31, 2025 | $27.24 |
| 4 days before | 4.31% |
| 4 days after | 0.405% |
| On release day | 0.147% |
| Change in period | 4.73% |
| Release date | Apr 30, 2025 |
| Price on release | $28.21 |
| EPS estimate | - |
| EPS actual | $0.81 |
| Date | Price |
|---|---|
| Apr 24, 2025 | $30.49 |
| Apr 25, 2025 | $29.61 |
| Apr 28, 2025 | $29.28 |
| Apr 29, 2025 | $28.99 |
| Apr 30, 2025 | $28.21 |
| May 01, 2025 | $29.81 |
| May 02, 2025 | $30.54 |
| May 05, 2025 | $29.95 |
| May 06, 2025 | $28.50 |
| 4 days before | -7.48% |
| 4 days after | 1.03% |
| On release day | 5.67% |
| Change in period | -6.53% |
| Release date | Jul 24, 2025 |
| Price on release | $26.11 |
| EPS estimate | - |
| EPS actual | $0.750 |
| Date | Price |
|---|---|
| Jul 18, 2025 | $26.25 |
| Jul 21, 2025 | $26.58 |
| Jul 22, 2025 | $26.25 |
| Jul 23, 2025 | $27.15 |
| Jul 24, 2025 | $26.11 |
| Jul 25, 2025 | $26.19 |
| Jul 28, 2025 | $26.12 |
| Jul 29, 2025 | $25.28 |
| Jul 30, 2025 | $25.13 |
| 4 days before | -0.533% |
| 4 days after | -3.75% |
| On release day | 0.306% |
| Change in period | -4.27% |
| Release date | Oct 29, 2025 |
| Price on release | $25.93 |
| EPS estimate | - |
| EPS actual | $0.85 |
| Date | Price |
|---|---|
| Oct 23, 2025 | $26.34 |
| Oct 24, 2025 | $26.10 |
| Oct 27, 2025 | $25.68 |
| Oct 28, 2025 | $25.70 |
| Oct 29, 2025 | $25.93 |
| Oct 30, 2025 | $25.92 |
| Oct 31, 2025 | $25.69 |
| Nov 03, 2025 | $25.50 |
| Nov 04, 2025 | $25.56 |
| 4 days before | -1.56% |
| 4 days after | -1.43% |
| On release day | -0.0386% |
| Change in period | -2.96% |
Landmark Bancorp Earnings Call Transcript Summary of Q3 2025
Landmark Bancorp reported a solid Q3 2025: net income was $4.9 million ($0.85 diluted EPS), up 24.1% year‑over‑year, with return on assets of 1.21% and return on equity of 13.0%. Revenue gains were driven by higher net interest income (loan interest up as average loans rose ~10% annualized) and increased noninterest income (mortgage sale gains and deposit fees). Net interest margin held steady at 3.83% (up 53 bps YoY); total cost of funds declined to 2.44%. Credit metrics improved: nonperforming loans fell by nearly $7 million and the allowance for credit losses remains $12.3 million (1.10% of gross loans), although Q3 included $2.3 million of net charge‑offs primarily related to resolution of a previously disclosed commercial loan. Deposits grew $51.6 million (linked quarter), driven by CDs and demand balances; loan‑to‑deposit ratio is 83.4%. Tangible book value increased (to $20.96) and book value per share rose to $26.92. The board declared a $0.21 cash dividend and a 5% stock dividend, continuing long‑standing shareholder distributions. Management emphasizes disciplined credit underwriting, investment in talent and infrastructure, strong capital/liquidity, and a focus on growing lending and fee businesses.
