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NMI Holdings Earnings Calls
| Release date | Apr 30, 2026 |
| EPS estimate | $1.22 |
| EPS actual | $1.28 |
| EPS Surprise | 4.92% |
| Revenue estimate | 153.991M |
| Revenue actual | 154.806M |
| Revenue Surprise | 0.529% |
| Release date | Feb 10, 2026 |
| EPS estimate | $1.17 |
| EPS actual | $1.20 |
| EPS Surprise | 2.56% |
| Revenue estimate | 152.736M |
| Revenue actual | 152.457M |
| Revenue Surprise | -0.183% |
| Release date | Nov 04, 2025 |
| EPS estimate | $1.21 |
| EPS actual | $1.21 |
| Revenue estimate | 180.691M |
| Revenue actual | 178.679M |
| Revenue Surprise | -1.11% |
| Release date | Jul 29, 2025 |
| EPS estimate | $1.16 |
| EPS actual | $1.22 |
| EPS Surprise | 5.17% |
| Revenue estimate | 177.011M |
| Revenue actual | 173.779M |
| Revenue Surprise | -1.83% |
Last 4 Quarters for NMI Holdings
Below you can see how NMIH performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Jul 29, 2025 |
| Price on release | $37.96 |
| EPS estimate | $1.16 |
| EPS actual | $1.22 |
| EPS surprise | 5.17% |
| Date | Price |
|---|---|
| Jul 23, 2025 | $38.48 |
| Jul 24, 2025 | $38.06 |
| Jul 25, 2025 | $38.07 |
| Jul 28, 2025 | $37.81 |
| Jul 29, 2025 | $37.96 |
| Jul 30, 2025 | $37.37 |
| Jul 31, 2025 | $37.32 |
| Aug 01, 2025 | $37.19 |
| Aug 04, 2025 | $37.60 |
| 4 days before | -1.35% |
| 4 days after | -0.95% |
| On release day | -1.55% |
| Change in period | -2.29% |
| Release date | Nov 04, 2025 |
| Price on release | $37.52 |
| EPS estimate | $1.21 |
| EPS actual | $1.21 |
| Date | Price |
|---|---|
| Oct 29, 2025 | $35.58 |
| Oct 30, 2025 | $36.35 |
| Oct 31, 2025 | $36.43 |
| Nov 03, 2025 | $36.79 |
| Nov 04, 2025 | $37.52 |
| Nov 05, 2025 | $36.83 |
| Nov 06, 2025 | $36.08 |
| Nov 07, 2025 | $36.65 |
| Nov 10, 2025 | $37.54 |
| 4 days before | 5.45% |
| 4 days after | 0.0533% |
| On release day | -1.84% |
| Change in period | 5.51% |
| Release date | Feb 10, 2026 |
| Price on release | $40.19 |
| EPS estimate | $1.17 |
| EPS actual | $1.20 |
| EPS surprise | 2.56% |
| Date | Price |
|---|---|
| Feb 04, 2026 | $40.31 |
| Feb 05, 2026 | $41.26 |
| Feb 06, 2026 | $41.05 |
| Feb 09, 2026 | $39.94 |
| Feb 10, 2026 | $40.19 |
| Feb 11, 2026 | $40.92 |
| Feb 12, 2026 | $40.95 |
| Feb 13, 2026 | $39.65 |
| Feb 17, 2026 | $40.03 |
| 4 days before | -0.298% |
| 4 days after | -0.398% |
| On release day | 1.82% |
| Change in period | -0.695% |
| Release date | Apr 30, 2026 |
| Price on release | $38.71 |
| EPS estimate | $1.22 |
| EPS actual | $1.28 |
| EPS surprise | 4.92% |
| Date | Price |
|---|---|
| Apr 24, 2026 | $41.11 |
| Apr 27, 2026 | $41.59 |
| Apr 28, 2026 | $41.48 |
| Apr 29, 2026 | $41.12 |
| Apr 30, 2026 | $38.71 |
| May 01, 2026 | $37.21 |
| May 04, 2026 | $36.96 |
| May 05, 2026 | $37.66 |
| May 06, 2026 | $38.25 |
| 4 days before | -5.84% |
| 4 days after | -1.19% |
| On release day | -3.87% |
| Change in period | -6.96% |
NMI Holdings Earnings Call Transcript Summary of Q1 2026
National MI reported a strong Q1 2026: $12.3 billion of new insurance written (NIW), record primary insurance-in-force of $222.3 billion, and record total revenue of $183.5 million. Adjusted net income was $99.4 million ($1.28 diluted EPS) and adjusted ROE was 15.2%. Core yields and net yields were stable quarter-over-quarter. Credit performance remains high quality with a default rate of 1.17% and modest seasonality-driven increases in defaults and reserves (reserve per new notice ~$14,200). Investment income and expense efficiency improved slightly; expense ratio declined to 19.8%. The company repurchased $27.7 million of stock in the quarter and has $198 million remaining buyback capacity. Capital remains strong with $3.6 billion available assets under PMIERs, $2.2 billion required assets, and $1.5 billion excess available assets. Management reiterated disciplined pricing, risk selection and reinsurance strategy amid macro uncertainty, and emphasized continued focus on growth, risk management, and shareholder value.
