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Prudential Financial Earnings Calls
| Release date | Oct 29, 2025 |
| EPS estimate | $3.72 |
| EPS actual | $4.26 |
| EPS Surprise | 14.52% |
| Revenue estimate | 14.136B |
| Revenue actual | 17.95B |
| Revenue Surprise | 26.98% |
| Release date | Jul 30, 2025 |
| EPS estimate | $3.22 |
| EPS actual | $3.58 |
| EPS Surprise | 11.18% |
| Revenue estimate | 13.51B |
| Revenue actual | 13.771B |
| Revenue Surprise | 1.93% |
| Release date | Apr 30, 2025 |
| EPS estimate | $3.18 |
| EPS actual | $3.29 |
| EPS Surprise | 3.46% |
| Revenue estimate | 14.443B |
| Revenue actual | 13.537B |
| Revenue Surprise | -6.27% |
| Release date | Feb 04, 2025 |
| EPS estimate | $3.36 |
| EPS actual | $2.96 |
| EPS Surprise | -11.90% |
| Revenue estimate | 14.709B |
| Revenue actual | 12.615B |
| Revenue Surprise | -14.24% |
Last 4 Quarters for Prudential Financial
Below you can see how PRU performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Feb 04, 2025 |
| Price on release | $117.95 |
| EPS estimate | $3.36 |
| EPS actual | $2.96 |
| EPS surprise | -11.90% |
| Date | Price |
|---|---|
| Jan 29, 2025 | $122.33 |
| Jan 30, 2025 | $121.88 |
| Jan 31, 2025 | $120.76 |
| Feb 03, 2025 | $118.89 |
| Feb 04, 2025 | $117.95 |
| Feb 05, 2025 | $114.06 |
| Feb 06, 2025 | $113.52 |
| Feb 07, 2025 | $112.82 |
| Feb 10, 2025 | $112.09 |
| 4 days before | -3.58% |
| 4 days after | -4.97% |
| On release day | -3.30% |
| Change in period | -8.37% |
| Release date | Apr 30, 2025 |
| Price on release | $102.71 |
| EPS estimate | $3.18 |
| EPS actual | $3.29 |
| EPS surprise | 3.46% |
| Date | Price |
|---|---|
| Apr 24, 2025 | $104.03 |
| Apr 25, 2025 | $102.90 |
| Apr 28, 2025 | $103.61 |
| Apr 29, 2025 | $104.03 |
| Apr 30, 2025 | $102.71 |
| May 01, 2025 | $101.73 |
| May 02, 2025 | $103.62 |
| May 05, 2025 | $102.67 |
| May 06, 2025 | $101.88 |
| 4 days before | -1.27% |
| 4 days after | -0.81% |
| On release day | -0.95% |
| Change in period | -2.07% |
| Release date | Jul 30, 2025 |
| Price on release | $101.78 |
| EPS estimate | $3.22 |
| EPS actual | $3.58 |
| EPS surprise | 11.18% |
| Date | Price |
|---|---|
| Jul 24, 2025 | $104.31 |
| Jul 25, 2025 | $105.21 |
| Jul 28, 2025 | $103.75 |
| Jul 29, 2025 | $103.44 |
| Jul 30, 2025 | $101.78 |
| Jul 31, 2025 | $103.58 |
| Aug 01, 2025 | $100.71 |
| Aug 04, 2025 | $101.73 |
| Aug 05, 2025 | $103.18 |
| 4 days before | -2.43% |
| 4 days after | 1.38% |
| On release day | 1.77% |
| Change in period | -1.08% |
| Release date | Oct 29, 2025 |
| Price on release | $101.19 |
| EPS estimate | $3.72 |
| EPS actual | $4.26 |
| EPS surprise | 14.52% |
| Date | Price |
|---|---|
| Oct 23, 2025 | $101.76 |
| Oct 24, 2025 | $102.18 |
| Oct 27, 2025 | $102.21 |
| Oct 28, 2025 | $101.45 |
| Oct 29, 2025 | $101.19 |
| Oct 30, 2025 | $103.09 |
| Oct 31, 2025 | $104.00 |
| Nov 03, 2025 | $104.63 |
| Nov 04, 2025 | $105.04 |
| 4 days before | -0.560% |
| 4 days after | 3.80% |
| On release day | 1.88% |
| Change in period | 3.22% |
Prudential Financial Earnings Call Transcript Summary of Q3 2025
Prudential reported a strong quarter with record pretax adjusted operating income of $1.9 billion ($4.26 per share), up 28% year-over-year, driven by higher spread income, favorable underwriting across retirement and insurance, and stronger alternative investment returns (private equity and hedge funds). PGIM saw AUM growth to $1.5 trillion with $2.4 billion of net inflows (affiliated $1.8B, third-party $0.6B), though Jennison continued to experience equity outflows. The company is executing a strategic focus on higher-return growth areas, completed the sale of PGIM Taiwan, and is reorganizing PGIM into a unified asset manager to drive efficiency and margin expansion (targeting ~$100 million annual run-rate savings by end of 2026 and 200+ bps margin improvement in 2026 toward a 25–30% margin target). Retirement businesses showed strong sales momentum (Individual Retirement >$3B sales for 7 consecutive quarters; Institutional Retirement notable PRT and LRT transactions), while International sales were mixed with Japan seeing stabilization but ongoing surrender headwinds. Capital and liquidity remain strong (cash/liquid assets $3.9B; Board set a 150% ESR operating target for Japanese entities). Management reiterated a 3-year EPS growth target of 5–8% (not linear, near-term headwinds from VA runoff and Japan surrenders incorporated) and emphasized disciplined capital allocation, continued investments (including AI/tech), use of partnerships, and selective M&A as a tool.
