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Western Union Earnings Calls
| Release date | Apr 24, 2026 |
| EPS estimate | $0.400 |
| EPS actual | $0.250 |
| EPS Surprise | -37.50% |
| Revenue estimate | 960.574M |
| Revenue actual | 982.7M |
| Revenue Surprise | 2.30% |
| Release date | Feb 20, 2026 |
| EPS estimate | $0.430 |
| EPS actual | $0.450 |
| EPS Surprise | 4.65% |
| Revenue estimate | 1.045B |
| Revenue actual | 1.008B |
| Revenue Surprise | -3.47% |
| Release date | Oct 23, 2025 |
| EPS estimate | $0.430 |
| EPS actual | $0.470 |
| EPS Surprise | 9.30% |
| Revenue estimate | 1.042B |
| Revenue actual | 1.033B |
| Revenue Surprise | -0.92% |
| Release date | Jul 28, 2025 |
| EPS estimate | $0.440 |
| EPS actual | $0.420 |
| EPS Surprise | -4.55% |
| Revenue estimate | 1.042B |
| Revenue actual | 1.026B |
| Revenue Surprise | -1.50% |
Last 4 Quarters for Western Union
Below you can see how WU performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Jul 28, 2025 |
| Price on release | $8.44 |
| EPS estimate | $0.440 |
| EPS actual | $0.420 |
| EPS surprise | -4.55% |
| Date | Price |
|---|---|
| Jul 22, 2025 | $8.60 |
| Jul 23, 2025 | $8.82 |
| Jul 24, 2025 | $8.74 |
| Jul 25, 2025 | $8.58 |
| Jul 28, 2025 | $8.44 |
| Jul 29, 2025 | $8.09 |
| Jul 30, 2025 | $8.10 |
| Jul 31, 2025 | $8.05 |
| Aug 01, 2025 | $7.92 |
| 4 days before | -1.86% |
| 4 days after | -6.16% |
| On release day | -4.15% |
| Change in period | -7.91% |
| Release date | Oct 23, 2025 |
| Price on release | $8.14 |
| EPS estimate | $0.430 |
| EPS actual | $0.470 |
| EPS surprise | 9.30% |
| Date | Price |
|---|---|
| Oct 17, 2025 | $8.29 |
| Oct 20, 2025 | $8.10 |
| Oct 21, 2025 | $8.13 |
| Oct 22, 2025 | $8.13 |
| Oct 23, 2025 | $8.14 |
| Oct 24, 2025 | $8.97 |
| Oct 27, 2025 | $8.91 |
| Oct 28, 2025 | $9.49 |
| Oct 29, 2025 | $9.54 |
| 4 days before | -1.81% |
| 4 days after | 17.20% |
| On release day | 10.20% |
| Change in period | 15.08% |
| Release date | Feb 20, 2026 |
| Price on release | $9.26 |
| EPS estimate | $0.430 |
| EPS actual | $0.450 |
| EPS surprise | 4.65% |
| Date | Price |
|---|---|
| Feb 13, 2026 | $9.60 |
| Feb 17, 2026 | $9.44 |
| Feb 18, 2026 | $9.65 |
| Feb 19, 2026 | $9.44 |
| Feb 20, 2026 | $9.26 |
| Feb 23, 2026 | $9.21 |
| Feb 24, 2026 | $9.36 |
| Feb 25, 2026 | $9.70 |
| Feb 26, 2026 | $9.53 |
| 4 days before | -3.54% |
| 4 days after | 2.92% |
| On release day | -0.540% |
| Change in period | -0.729% |
| Release date | Apr 24, 2026 |
| Price on release | $8.90 |
| EPS estimate | $0.400 |
| EPS actual | $0.250 |
| EPS surprise | -37.50% |
| Date | Price |
|---|---|
| Apr 20, 2026 | $9.52 |
| Apr 21, 2026 | $9.54 |
| Apr 22, 2026 | $9.51 |
| Apr 23, 2026 | $9.33 |
| Apr 24, 2026 | $8.90 |
| Apr 27, 2026 | $9.37 |
| Apr 28, 2026 | $8.94 |
| Apr 29, 2026 | $8.98 |
| Apr 30, 2026 | $9.09 |
| 4 days before | -6.57% |
| 4 days after | 2.19% |
| On release day | 5.34% |
| Change in period | -4.52% |
Western Union Earnings Call Transcript Summary of Q1 2026
Western Union reported Q1 2026 GAAP revenue of $983M and adjusted revenue down ~1% year-over-year, with adjusted EPS of $0.25 (below prior year $0.41) driven by quarter-specific timing issues, FX remeasurement losses, and seasonal Travel Money dynamics. Consumer Money Transfer (CMT) transactions were slightly positive — the first positive reading since Q1 2025 — and cross-border principal grew mid-single digits. Branded digital showed strong transaction growth (21%) though revenue grew more modestly (6%) due to mix (lower RPT corridors), increased account payouts and promotional activity. Consumer Services (notably Travel Money/Eurochange and bill pay) grew ~33% and is expected to approach $150M in revenue in 2026. Management highlighted improving remittance trends in key Americas corridors (including notable stabilization in U.S.→Mexico, Ecuador, Guatemala) but warned that North America is not fully back to growth. M&A remains central to strategy: closed Lana (Mexico) and Dash (Singapore), pending Intermex closing (expected Q2) which management expects to deliver meaningful synergies (initial target $30M, likely conservative). Western Union is accelerating a $150M operating efficiency program (target by year-end 2028) leveraging vendor rationalization, Intermex synergies and AI-driven process automation with substantial contributions in 2026–2027. Digital-asset initiatives are moving to execution: USDPT (U.S. dollar-backed stablecoin) expected to go live next month to modernize settlement, the Digital Asset Network (DAN) has a first partner launching imminently to enable crypto wallets to payout via Western Union, and a consumer-facing Stable Card is planned later this year. Cash & balance sheet: ~$900M cash, $2.6B debt (gross leverage ~2.8x), returned >$120M to shareholders in Q1. Management reaffirmed full-year 2026 guidance: adjusted revenue growth of 6%–9% (inclusive of Intermex) and adjusted EPS of $1.75–$1.85, expecting Q2 EPS roughly in line with last year and acceleration in the back half of 2026 as synergies, new agent rollouts, Travel Money seasonality and efficiency gains materialize.
