OTCBB:CZFS

Citizens Financial Services Stock Insider Trading

Financial Services > Banks - Regional

Buy CZFS

*Your capital is at risk

$62.65

-1.75 (-2.72%)

At Close: Jun 03, 2026

Citizens Financial Services Stock Insider Power

Based on the 100 latest insides trades, we have calculated the insider power to be negative at -30.34. In total, the insiders bought 99.47M and sold 6.62K CZFS shares in the last 100 trades. The insider score can be negative despite buy/sell ratio being positive. The score focuses on the quality of the trades.

Insider Power (Last 100 transactions)	-30.34
● Buy	99.47M shares
● Sell	6.62K shares
81% Buy Activity Moderate Negative Correlation
Buy Signal Low Confidence Mar 06, 2026 Analysis Breakdown: Signal is highly questionable due to a strongly contradictory negative Insider Power Score of -30.34. Confidence increased due to high data reliability score of 90. Supported by overwhelming buy-side pressure (81% buys).

Historical Insider Trades

Date	Type	Person	Role	Amount
Sep 15, 2025 Buy	COMMON CLASS A-Award	Hilfiger Janie M Director	Director	94 Value: $6K
Sep 15, 2025 Buy	COMMON CLASS A-Award	Painter John P Ii Director	Director	94 Value: $6K
Sep 15, 2025 Buy	COMMON CLASS A-Award	Osborne Terry B Director	Director	94 Value: $6K
Sep 15, 2025 Buy	COMMON CLASS A-Award	Graham Roger C Jr Director	Director	94 Value: $6K
Sep 15, 2025 Buy	COMMON CLASS A-Award	Jones Mickey L Director	Director	94 Value: $6K
Sep 15, 2025 Buy	COMMON CLASS A-Award	Jones Mickey L Director	Director	94 Value: $6K
Sep 15, 2025 Buy	COMMON CLASS A-Award	Graham Roger C Jr Director	Director	94 Value: $6K
Sep 15, 2025 Buy	COMMON CLASS A-Award	Osborne Terry B Director	Director	94 Value: $6K
Sep 15, 2025 Buy	COMMON CLASS A-Award	Painter John P Ii Director	Director	94 Value: $6K
Sep 15, 2025 Buy	COMMON CLASS A-Award	Hilfiger Janie M Director	Director	94 Value: $6K
Sep 15, 2025 Buy	COMMON CLASS A-Award	Kunes Christopher W Director	Director	94 Value: $6K
Sep 15, 2025 Buy	COMMON CLASS A-Award	Freeman Thomas E. Director	Director	94 Value: $6K
Sep 15, 2025 Buy	COMMON CLASS A-Award	Chappell Robert W Director	Director	94 Value: $6K
Sep 15, 2025 Buy	COMMON CLASS A-Award	Landy R Joseph Director	Director	94 Value: $6K
Sep 15, 2025 Buy	COMMON CLASS A-Award	Depaola Rinaldo A Director	Director	94 Value: $6K
Aug 31, 2025 Buy	COMMON CLASS P-Purchase	Guillaume Stephen J Senior Vice President	CEO / President	13 Value: $740
Aug 31, 2025 Buy	COMMON CLASS P-Purchase	Guillaume Stephen J Senior Vice President	CEO / President	13 Value: $740
Aug 22, 2025 Sell	COMMON CLASS S-Sale	Freeman Thomas E. Director	Director	3 000 Value: $180.0K
Aug 22, 2025 Sell	COMMON CLASS S-Sale	Freeman Thomas E. Director	Director	3 000 Value: $180.0K
Aug 04, 2025 Sell	COMMON CLASS G-Gift	Landy R Joseph Director	Director	20 Value: $0
Aug 04, 2025 Sell	COMMON CLASS G-Gift	Landy R Joseph Director	Director	20 Value: $0
Jul 08, 2025 Sell	COMMON CLASS S-Sale	Gephart Leeann Executive Vice President	CEO / President	14 Value: $835
Jul 08, 2025 Sell	COMMON CLASS S-Sale	Gephart Leeann Executive Vice President	CEO / President	14 Value: $835
Jun 30, 2025 Sell	COMMON CLASS G-Gift	Landy R Joseph Director	Director	20 Value: $0
Jun 30, 2025 Sell	COMMON CLASS G-Gift	Landy R Joseph Director	Director	20 Value: $0

About Insider Power

Insider Power is a proprietary algorithm developed by StockInvest.us to evaluate the significance of insider transactions. The calculation considers the size, type, and timing of transactions, as well as the insider’s role within the company.

It is important to note that, in general, there is little to no correlation between insider transactions and short-term stock price movements. In one of our studies, only 0.22%^* of stocks with insider activity showed a measurable correlation — and even then, it was unclear whether the effect was caused by insider actions or simply by the stock’s broader trend.

While our algorithms are designed to highlight potentially meaningful signals, these cannot be regarded as statistically significant on their own. Insider trading activity should therefore be seen as informative rather than as direct trading guidance. The Insider Power metric was created to present this information in a clearer and more accessible way, helping investors better understand the possible context of insider activity.

* October 6th, 2025 - Tested on 5562 stocks