Upstart stock is up about 260% this year but still is down 88% from its all-time highs. The company has declining revenue and negative profit margins.

Upstart: Buy, Sell, or Hold?

07:00am, Wednesday, 20'th Dec 2023
Upstart stock struggled in 2022, and growth for its loans slowed significantly. This year, it added several new lending partners, spurring a huge rally in the stock.

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Upstart's AI lending platform increases accessibility to credit for borrowers. Upstart's management team believes the total addressable market is huge.
Rapidly rising interest rates decimated Upstart's business. But inflation has cooled, and rates are holding steady.
The Fed's decision sent stocks up across the board. Upstart and Affirm stand to benefit to an especially large extent from cheaper financing costs.

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Rivian's stock looks cheap relative to its near-term growth. Upstart and Opendoor will grow again as interest rates decline.
Throughout 2023, the financial sector and its financial stocks continued to perform relatively well. Specifically, the sector provided 4.6% returns from financial stocks within the S&P 500.
Upstart stock rallied today thanks to a combination of macroeconomic and business-specific news. Conditions could be improving for the fintech specialist.

Why Upstart Stock Blasted 20% Higher Today

04:21pm, Wednesday, 13'th Dec 2023
Upstart added a new lending partner to its rolls. The company's AI-based lending business has suffered under the weight of fast-rising interest rates.
Upstart specializes in assessing personal loans. Upstart's loan volume tumbled thanks to high interest rates.

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Is Upstart Stock a Buy?

08:01am, Sunday, 10'th Dec 2023
Although Upstart shares have soared this year, they still look cheap from a valuation perspective. Rising interest rates have crushed Upstart's financials.
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