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Buy UPST
$30.29
-2.10 (-6.48%)
At Close: Jun 03, 2026
Upstart Earnings Calls
Mar 31, 2026
$0.300 (-23.08%)
| Release date | May 05, 2026 |
| EPS estimate | $0.390 |
| EPS actual | $0.300 |
| EPS Surprise | -23.08% |
| Revenue estimate | 301.3M |
| Revenue actual | 308.214M |
| Revenue Surprise | 2.29% |
Dec 31, 2025
$0.460 (-2.13%)
| Release date | Feb 10, 2026 |
| EPS estimate | $0.470 |
| EPS actual | $0.460 |
| EPS Surprise | -2.13% |
| Revenue estimate | 288.473M |
| Revenue actual | 296.09M |
| Revenue Surprise | 2.64% |
Sep 30, 2025
$0.520 (23.81%)
| Release date | Nov 04, 2025 |
| EPS estimate | $0.420 |
| EPS actual | $0.520 |
| EPS Surprise | 23.81% |
| Revenue estimate | 288.584M |
| Revenue actual | 285.899M |
| Revenue Surprise | -0.93% |
Jun 30, 2025
$0.360 (33.33%)
| Release date | Aug 05, 2025 |
| EPS estimate | $0.270 |
| EPS actual | $0.360 |
| EPS Surprise | 33.33% |
| Revenue estimate | 281.015M |
| Revenue actual | 257.291M |
| Revenue Surprise | -8.44% |
Last 4 Quarters for Upstart
Below you can see how UPST performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
Jun 30, 2025
Beat
| Release date | Aug 05, 2025 |
| Price on release | $82.62 |
| EPS estimate | $0.270 |
| EPS actual | $0.360 |
| EPS surprise | 33.33% |
| Date | Price |
|---|---|
| Jul 30, 2025 | $83.33 |
| Jul 31, 2025 | $81.74 |
| Aug 01, 2025 | $79.22 |
| Aug 04, 2025 | $82.83 |
| Aug 05, 2025 | $82.62 |
| Aug 06, 2025 | $67.14 |
| Aug 07, 2025 | $69.53 |
| Aug 08, 2025 | $68.76 |
| Aug 11, 2025 | $63.46 |
| 4 days before | -0.85% |
| 4 days after | -23.19% |
| On release day | -18.74% |
| Change in period | -23.84% |
Sep 30, 2025
Beat
| Release date | Nov 04, 2025 |
| Price on release | $46.24 |
| EPS estimate | $0.420 |
| EPS actual | $0.520 |
| EPS surprise | 23.81% |
| Date | Price |
|---|---|
| Oct 29, 2025 | $48.75 |
| Oct 30, 2025 | $44.96 |
| Oct 31, 2025 | $47.52 |
| Nov 03, 2025 | $47.54 |
| Nov 04, 2025 | $46.24 |
| Nov 05, 2025 | $41.75 |
| Nov 06, 2025 | $37.73 |
| Nov 07, 2025 | $38.60 |
| Nov 10, 2025 | $38.77 |
| 4 days before | -5.15% |
| 4 days after | -16.15% |
| On release day | -9.71% |
| Change in period | -20.47% |
Dec 31, 2025
Missed
| Release date | Feb 10, 2026 |
| Price on release | $38.96 |
| EPS estimate | $0.470 |
| EPS actual | $0.460 |
| EPS surprise | -2.13% |
| Date | Price |
|---|---|
| Feb 04, 2026 | $37.92 |
| Feb 05, 2026 | $34.62 |
| Feb 06, 2026 | $38.24 |
| Feb 09, 2026 | $38.85 |
| Feb 10, 2026 | $38.96 |
| Feb 11, 2026 | $33.10 |
| Feb 12, 2026 | $30.19 |
| Feb 13, 2026 | $30.68 |
| Feb 17, 2026 | $31.97 |
| 4 days before | 2.74% |
| 4 days after | -17.94% |
| On release day | -15.04% |
| Change in period | -15.69% |
Mar 31, 2026
Missed
| Release date | May 05, 2026 |
| Price on release | $31.17 |
| EPS estimate | $0.390 |
| EPS actual | $0.300 |
| EPS surprise | -23.08% |
| Date | Price |
|---|---|
| Apr 29, 2026 | $30.48 |
| Apr 30, 2026 | $31.58 |
| May 01, 2026 | $32.74 |
| May 04, 2026 | $32.08 |
| May 05, 2026 | $31.17 |
| May 06, 2026 | $28.70 |
| May 07, 2026 | $29.00 |
| May 08, 2026 | $28.96 |
| May 11, 2026 | $28.69 |
| 4 days before | 2.26% |
| 4 days after | -7.96% |
| On release day | -7.92% |
| Change in period | -5.87% |
Upstart Earnings Call Transcript Summary of Q1 2026
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Upstart Earnings History
Earnings Calendar
FAQ
When is the earnings report for UPST?
Upstart (UPST) has scheduled its earnings report for Aug 04, 2026 after the markets close.
What is the UPST price-to-earnings (P/E) ratio?
UPST P/E ratio as of Jun 03, 2026 (TTM) is 63.53.
What is the UPST EPS forecast?
The forecasted EPS (Earnings Per Share) for Upstart (UPST) for the first fiscal quarter 2026 is $0.550.
What are Upstart's retained earnings?
On its balance sheet, Upstart reported retained earnings of $308.21 million for the latest quarter ending Mar 31, 2026.
What Is an Earnings Report?
An earnings report is usually issued quarterly (Q1, Q2, Q3 & Q4) by public companies to report their performance. Earnings reports typically include net income, earnings per share, earnings from continuing operations, and net sales. Looking at the earnings report investors can start gauge the financial health of the company and make even better decisions whether to buy, sell, or stay in the company. Fundamental analysts and value investors will typically hunt for stocks that continue to show good financial ratios and use a decline as an exit point. One of the most anticipated numbers for analysis is earnings per share because it indicates how much the company earned for its shareholders. The report will also indicate a possible dividend.
Earnings Report Content
Earnings reports generally provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. These figures are typically measured against previous quarters/years. Furthermore, the earnings report usually includes a summary and analysis from the CEO or company spokesman, alongside a more general view of the financials and future forecast.
What To Know About Earnings Reports?
Announcement of earnings for a stock, particularly for well followed large-capitalization stocks, can move the market. Stock prices can fluctuate wildly on days when the quarterly earnings report is released. Despite good reports, stocks may very well fall if the investors were expecting more or they believe the next quarter will not be as good. Investors always try to be ahead of the market and future earnings/losses are often discounted into the current price of the stock. It is natural for stocks to start to move in either direction a few days before the release of an earnings report.
