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Atlanticus Holdings Earnings Calls
| Release date | May 07, 2026 |
| EPS estimate | $1.69 |
| EPS actual | $2.23 |
| EPS Surprise | 31.95% |
| Revenue estimate | 749.363M |
| Revenue actual | 679.534M |
| Revenue Surprise | -9.32% |
| Release date | Mar 12, 2026 |
| EPS estimate | $1.59 |
| EPS actual | $1.75 |
| EPS Surprise | 10.06% |
| Revenue estimate | 691.734M |
| Revenue actual | 734.375M |
| Revenue Surprise | 6.16% |
| Release date | Nov 10, 2025 |
| EPS estimate | $1.70 |
| EPS actual | $1.30 |
| EPS Surprise | -23.53% |
| Revenue estimate | 506.667M |
| Revenue actual | 495.292M |
| Revenue Surprise | -2.25% |
| Release date | Aug 11, 2025 |
| EPS estimate | $1.23 |
| EPS actual | $1.59 |
| EPS Surprise | 29.27% |
| Revenue estimate | 513.749M |
| Revenue actual | 143.301M |
| Revenue Surprise | -72.11% |
Last 4 Quarters for Atlanticus Holdings
Below you can see how ATLCP performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Aug 11, 2025 |
| Price on release | $23.23 |
| EPS estimate | $1.23 |
| EPS actual | $1.59 |
| EPS surprise | 29.27% |
| Date | Price |
|---|---|
| Aug 05, 2025 | $23.05 |
| Aug 06, 2025 | $23.20 |
| Aug 07, 2025 | $23.02 |
| Aug 08, 2025 | $23.13 |
| Aug 11, 2025 | $23.23 |
| Aug 12, 2025 | $23.28 |
| Aug 13, 2025 | $23.20 |
| Aug 14, 2025 | $23.19 |
| Aug 15, 2025 | $23.03 |
| 4 days before | 0.789% |
| 4 days after | -0.88% |
| On release day | 0.209% |
| Change in period | -0.0959% |
| Release date | Nov 10, 2025 |
| Price on release | $24.15 |
| EPS estimate | $1.70 |
| EPS actual | $1.30 |
| EPS surprise | -23.53% |
| Date | Price |
|---|---|
| Nov 04, 2025 | $24.04 |
| Nov 05, 2025 | $24.16 |
| Nov 06, 2025 | $24.16 |
| Nov 07, 2025 | $24.18 |
| Nov 10, 2025 | $24.15 |
| Nov 11, 2025 | $24.20 |
| Nov 12, 2025 | $24.18 |
| Nov 13, 2025 | $23.96 |
| Nov 14, 2025 | $23.84 |
| 4 days before | 0.470% |
| 4 days after | -1.30% |
| On release day | 0.194% |
| Change in period | -0.83% |
| Release date | Mar 12, 2026 |
| Price on release | $24.35 |
| EPS estimate | $1.59 |
| EPS actual | $1.75 |
| EPS surprise | 10.06% |
| Date | Price |
|---|---|
| Mar 06, 2026 | $24.61 |
| Mar 09, 2026 | $24.49 |
| Mar 10, 2026 | $24.12 |
| Mar 11, 2026 | $24.09 |
| Mar 12, 2026 | $24.35 |
| Mar 13, 2026 | $24.31 |
| Mar 16, 2026 | $24.40 |
| Mar 17, 2026 | $24.29 |
| Mar 18, 2026 | $24.25 |
| 4 days before | -1.07% |
| 4 days after | -0.394% |
| On release day | -0.143% |
| Change in period | -1.46% |
| Release date | May 07, 2026 |
| Price on release | $23.66 |
| EPS estimate | $1.69 |
| EPS actual | $2.23 |
| EPS surprise | 31.95% |
| Date | Price |
|---|---|
| May 01, 2026 | $23.90 |
| May 04, 2026 | $23.85 |
| May 05, 2026 | $23.81 |
| May 06, 2026 | $23.72 |
| May 07, 2026 | $23.66 |
| May 08, 2026 | $23.89 |
| May 11, 2026 | $23.90 |
| May 12, 2026 | $23.91 |
| May 13, 2026 | $24.00 |
| 4 days before | -1.01% |
| 4 days after | 1.44% |
| On release day | 0.98% |
| Change in period | 0.418% |
Atlanticus Holdings Earnings Call Transcript Summary of Q1 2026
Atlanticus reported a strong start to 2026 driven by the integration and early outperformance of the Mercury Financial acquisition plus broad-based growth in legacy portfolios. Management says integration is progressing ahead of plan with better-than-modeled origination volumes, repricing, and consumer adoption. Managed receivables (ex-Mercury) grew 35% year-over-year and overall asset-level performance (utilization, payment rates, delinquencies) remained stable despite macro uncertainty. Financial highlights: Q1 net income to common shareholders of $41.9 million ($2.23/diluted share), ROAE of 26.8%, total operating revenue up 97% YoY to $680 million (including $224 million from Mercury), net margin of $190 million, interest expense up on higher debt, and a balance sheet with $7.5 billion in assets, $644 million equity and $650 million of unrestricted cash. Management reiterated confidence in multi-year guidance and expects integration to finish sooner than the original 18-month plan.
