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Bank Of America Earnings Calls
| Release date | Apr 15, 2026 |
| EPS estimate | $1.01 |
| EPS actual | $1.11 |
| EPS Surprise | 9.90% |
| Revenue estimate | 29.951B |
| Revenue actual | 30.272B |
| Revenue Surprise | 1.07% |
| Release date | Jan 14, 2026 |
| EPS estimate | $0.96 |
| EPS actual | $0.98 |
| EPS Surprise | 2.30% |
| Revenue estimate | 27.761B |
| Revenue actual | 28.367B |
| Revenue Surprise | 2.18% |
| Release date | Oct 15, 2025 |
| EPS estimate | $0.95 |
| EPS actual | $1.10 |
| EPS Surprise | 15.55% |
| Revenue estimate | 27.515B |
| Revenue actual | 12.855B |
| Revenue Surprise | -53.28% |
| Release date | Jul 16, 2025 |
| EPS estimate | $0.86 |
| EPS actual | $0.93 |
| EPS Surprise | 8.14% |
| Revenue estimate | 27.765B |
| Revenue actual | 46.666B |
| Revenue Surprise | 68.07% |
Last 4 Quarters for Bank Of America
Below you can see how BAC-PK performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Jul 16, 2025 |
| Price on release | $24.32 |
| EPS estimate | $0.86 |
| EPS actual | $0.93 |
| EPS surprise | 8.14% |
| Date | Price |
|---|---|
| Jul 10, 2025 | $24.68 |
| Jul 11, 2025 | $24.54 |
| Jul 14, 2025 | $24.45 |
| Jul 15, 2025 | $24.27 |
| Jul 16, 2025 | $24.32 |
| Jul 17, 2025 | $24.43 |
| Jul 18, 2025 | $24.48 |
| Jul 21, 2025 | $24.47 |
| Jul 22, 2025 | $24.45 |
| 4 days before | -1.46% |
| 4 days after | 0.535% |
| On release day | 0.452% |
| Change in period | -0.93% |
| Release date | Oct 15, 2025 |
| Price on release | $25.04 |
| EPS estimate | $0.95 |
| EPS actual | $1.10 |
| EPS surprise | 15.55% |
| Date | Price |
|---|---|
| Oct 09, 2025 | $25.00 |
| Oct 10, 2025 | $24.92 |
| Oct 13, 2025 | $25.00 |
| Oct 14, 2025 | $25.03 |
| Oct 15, 2025 | $25.04 |
| Oct 16, 2025 | $24.97 |
| Oct 17, 2025 | $24.97 |
| Oct 20, 2025 | $25.08 |
| Oct 21, 2025 | $25.17 |
| 4 days before | 0.160% |
| 4 days after | 0.519% |
| On release day | -0.280% |
| Change in period | 0.680% |
| Release date | Jan 14, 2026 |
| Price on release | $24.75 |
| EPS estimate | $0.96 |
| EPS actual | $0.98 |
| EPS surprise | 2.30% |
| Date | Price |
|---|---|
| Jan 08, 2026 | $24.76 |
| Jan 09, 2026 | $24.79 |
| Jan 12, 2026 | $24.71 |
| Jan 13, 2026 | $24.77 |
| Jan 14, 2026 | $24.75 |
| Jan 15, 2026 | $24.89 |
| Jan 16, 2026 | $24.86 |
| Jan 20, 2026 | $24.80 |
| Jan 21, 2026 | $24.95 |
| 4 days before | -0.0404% |
| 4 days after | 0.81% |
| On release day | 0.545% |
| Change in period | 0.767% |
| Release date | Apr 15, 2026 |
| Price on release | $24.98 |
| EPS estimate | $1.01 |
| EPS actual | $1.11 |
| EPS surprise | 9.90% |
| Date | Price |
|---|---|
| Apr 09, 2026 | $24.88 |
| Apr 10, 2026 | $24.84 |
| Apr 13, 2026 | $24.80 |
| Apr 14, 2026 | $24.94 |
| Apr 15, 2026 | $24.98 |
| Apr 16, 2026 | $24.88 |
| Apr 17, 2026 | $25.01 |
| Apr 20, 2026 | $24.95 |
| Apr 21, 2026 | $24.93 |
| 4 days before | 0.402% |
| 4 days after | -0.200% |
| On release day | -0.400% |
| Change in period | 0.201% |
Bank Of America Earnings Call Transcript Summary of Q1 2026
Bank of America reported a strong Q1 2026: revenue $30.3B (+7% YoY) and EPS $1.11 (+25% YoY). Net interest income (FTE) was $15.9B (+9% YoY) and management raised full-year NII growth guidance to +6%–8% vs. 2025. Every segment grew revenue, earnings, loans and deposits; Global Markets, Wealth, and Investment Banking showed double-digit fee momentum. Operating leverage was 290 bps, noninterest expense rose ~4% YoY to $18.5B, and the company improved its efficiency ratio to 61% and ROTCE to 16%. Balance sheet and funding: assets ~$3.5T, deposits >$2T, average loans +~9% YoY, CET1 ratio 11.2% (down 14 bps q/q) and management returned capital ($2B dividends, $7.2B buybacks). Credit trends were benign: provision $1.3B (vs. $1.5B prior year), net charge-offs ~$1.4B, improved delinquencies and reduced reservable criticized commercial exposure; modest reserve release this quarter largely reflecting CRE office improvements. Liquidity remains strong (~$960B global liquidity). Risks/monitoring points include geopolitical uncertainty (Middle East), inflation/interest-rate path, and pending Basel III Endgame / G-SIB proposals (management expects modest net relief if proposals finalize as drafted). Management emphasized disciplined expense control, selective investments (relationship managers, branches, technology/AI), and continued focus on high-quality deposit mix and underwriting discipline.
