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Bank Of America Earnings Calls
| Release date | Apr 15, 2026 |
| EPS estimate | $1.01 |
| EPS actual | $1.11 |
| EPS Surprise | 9.90% |
| Revenue estimate | 29.949B |
| Revenue actual | 30.272B |
| Revenue Surprise | 1.08% |
| Release date | Jan 14, 2026 |
| EPS estimate | $0.96 |
| EPS actual | $0.98 |
| EPS Surprise | 2.30% |
| Revenue estimate | 27.761B |
| Revenue actual | 28.367B |
| Revenue Surprise | 2.18% |
| Release date | Oct 15, 2025 |
| EPS estimate | $0.95 |
| EPS actual | $1.10 |
| EPS Surprise | 15.55% |
| Revenue estimate | 27.515B |
| Revenue actual | 12.855B |
| Revenue Surprise | -53.28% |
| Release date | Jul 16, 2025 |
| EPS estimate | $0.86 |
| EPS actual | $0.93 |
| EPS Surprise | 8.14% |
| Revenue estimate | 27.765B |
| Revenue actual | 46.666B |
| Revenue Surprise | 68.07% |
Last 4 Quarters for Bank Of America
Below you can see how BAC-PN performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Jul 16, 2025 |
| Price on release | $20.25 |
| EPS estimate | $0.86 |
| EPS actual | $0.93 |
| EPS surprise | 8.14% |
| Date | Price |
|---|---|
| Jul 10, 2025 | $20.70 |
| Jul 11, 2025 | $20.57 |
| Jul 14, 2025 | $20.40 |
| Jul 15, 2025 | $20.27 |
| Jul 16, 2025 | $20.25 |
| Jul 17, 2025 | $20.48 |
| Jul 18, 2025 | $20.52 |
| Jul 21, 2025 | $20.57 |
| Jul 22, 2025 | $20.45 |
| 4 days before | -2.17% |
| 4 days after | 0.99% |
| On release day | 1.14% |
| Change in period | -1.21% |
| Release date | Oct 15, 2025 |
| Price on release | $21.42 |
| EPS estimate | $0.95 |
| EPS actual | $1.10 |
| EPS surprise | 15.55% |
| Date | Price |
|---|---|
| Oct 09, 2025 | $21.38 |
| Oct 10, 2025 | $21.24 |
| Oct 13, 2025 | $21.34 |
| Oct 14, 2025 | $21.34 |
| Oct 15, 2025 | $21.42 |
| Oct 16, 2025 | $21.37 |
| Oct 17, 2025 | $21.41 |
| Oct 20, 2025 | $21.55 |
| Oct 21, 2025 | $21.60 |
| 4 days before | 0.187% |
| 4 days after | 0.84% |
| On release day | -0.233% |
| Change in period | 1.03% |
| Release date | Jan 14, 2026 |
| Price on release | $21.02 |
| EPS estimate | $0.96 |
| EPS actual | $0.98 |
| EPS surprise | 2.30% |
| Date | Price |
|---|---|
| Jan 08, 2026 | $20.91 |
| Jan 09, 2026 | $20.89 |
| Jan 12, 2026 | $20.94 |
| Jan 13, 2026 | $20.97 |
| Jan 14, 2026 | $21.02 |
| Jan 15, 2026 | $21.17 |
| Jan 16, 2026 | $21.16 |
| Jan 20, 2026 | $21.14 |
| Jan 21, 2026 | $21.30 |
| 4 days before | 0.526% |
| 4 days after | 1.33% |
| On release day | 0.714% |
| Change in period | 1.87% |
| Release date | Apr 15, 2026 |
| Price on release | $20.78 |
| EPS estimate | $1.01 |
| EPS actual | $1.11 |
| EPS surprise | 9.90% |
| Date | Price |
|---|---|
| Apr 09, 2026 | $20.52 |
| Apr 10, 2026 | $20.55 |
| Apr 13, 2026 | $20.57 |
| Apr 14, 2026 | $20.70 |
| Apr 15, 2026 | $20.78 |
| Apr 16, 2026 | $20.70 |
| Apr 17, 2026 | $20.75 |
| Apr 20, 2026 | $20.72 |
| Apr 21, 2026 | $20.66 |
| 4 days before | 1.27% |
| 4 days after | -0.577% |
| On release day | -0.385% |
| Change in period | 0.682% |
Bank Of America Earnings Call Transcript Summary of Q1 2026
Bank of America reported a strong Q1 2026: revenue rose 7% YoY to $30.3 billion and EPS increased 25% YoY to $1.11. Net interest income (FTE) was $15.9 billion, up 9% YoY, and the firm raised its 2026 NII growth guidance to +6%–8% versus 2025. Every business segment grew revenue, earnings, deposits and loans; operating leverage was 290 bps and the efficiency ratio improved to 61%. ROTCE reached 16%. Deposits exceeded $2 trillion with a continued high-quality mix and total deposit rate paid declined to 1.47%. Average loans grew ~9% YoY driven by commercial demand; consumer loans grew ~4%. Asset quality remained benign: provision expense was $1.3 billion (vs. $1.5B a year ago), net charge-offs improved, and commercial reservable criticized exposure fell. CET1 was ~11.2% after returning capital (dividends $2B, buybacks $7.2B). Management emphasized disciplined expense control while selectively investing (technology, relationship managers, AI) and expects sustained operating leverage (>200 bps for the year). Key risks cited: geopolitical uncertainty and macro risks, but management views the macro backdrop as constructive and the diversified business model as resilient.
