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Bank Of America Earnings Calls
| Release date | Jul 14, 2026 |
| EPS estimate | $1.13 |
| EPS actual | $1.21 |
| EPS Surprise | 7.08% |
| Revenue estimate | 30.776B |
| Revenue actual | 31.558B |
| Revenue Surprise | 2.54% |
| Release date | Apr 15, 2026 |
| EPS estimate | $1.01 |
| EPS actual | $1.11 |
| EPS Surprise | 9.90% |
| Revenue estimate | 29.949B |
| Revenue actual | 30.272B |
| Revenue Surprise | 1.08% |
| Release date | Jan 14, 2026 |
| EPS estimate | $0.96 |
| EPS actual | $0.98 |
| EPS Surprise | 2.30% |
| Revenue estimate | 27.761B |
| Revenue actual | 28.367B |
| Revenue Surprise | 2.18% |
| Release date | Oct 15, 2025 |
| EPS estimate | $0.95 |
| EPS actual | $1.10 |
| EPS Surprise | 15.55% |
| Revenue estimate | 27.515B |
| Revenue actual | 12.855B |
| Revenue Surprise | -53.28% |
Last 4 Quarters for Bank Of America
Below you can see how BAC-PN performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Oct 15, 2025 |
| Price on release | $21.42 |
| EPS estimate | $0.95 |
| EPS actual | $1.10 |
| EPS surprise | 15.55% |
| Date | Price |
|---|---|
| Oct 09, 2025 | $21.38 |
| Oct 10, 2025 | $21.24 |
| Oct 13, 2025 | $21.34 |
| Oct 14, 2025 | $21.34 |
| Oct 15, 2025 | $21.42 |
| Oct 16, 2025 | $21.37 |
| Oct 17, 2025 | $21.41 |
| Oct 20, 2025 | $21.55 |
| Oct 21, 2025 | $21.60 |
| 4 days before | 0.187% |
| 4 days after | 0.84% |
| On release day | -0.233% |
| Change in period | 1.03% |
| Release date | Jan 14, 2026 |
| Price on release | $21.02 |
| EPS estimate | $0.96 |
| EPS actual | $0.98 |
| EPS surprise | 2.30% |
| Date | Price |
|---|---|
| Jan 08, 2026 | $20.91 |
| Jan 09, 2026 | $20.89 |
| Jan 12, 2026 | $20.94 |
| Jan 13, 2026 | $20.97 |
| Jan 14, 2026 | $21.02 |
| Jan 15, 2026 | $21.17 |
| Jan 16, 2026 | $21.16 |
| Jan 20, 2026 | $21.14 |
| Jan 21, 2026 | $21.30 |
| 4 days before | 0.526% |
| 4 days after | 1.33% |
| On release day | 0.714% |
| Change in period | 1.87% |
| Release date | Apr 15, 2026 |
| Price on release | $20.78 |
| EPS estimate | $1.01 |
| EPS actual | $1.11 |
| EPS surprise | 9.90% |
| Date | Price |
|---|---|
| Apr 09, 2026 | $20.52 |
| Apr 10, 2026 | $20.55 |
| Apr 13, 2026 | $20.57 |
| Apr 14, 2026 | $20.70 |
| Apr 15, 2026 | $20.78 |
| Apr 16, 2026 | $20.70 |
| Apr 17, 2026 | $20.75 |
| Apr 20, 2026 | $20.72 |
| Apr 21, 2026 | $20.66 |
| 4 days before | 1.27% |
| 4 days after | -0.577% |
| On release day | -0.385% |
| Change in period | 0.682% |
| Release date | Jul 14, 2026 |
| Price on release | $19.78 |
| EPS estimate | $1.13 |
| EPS actual | $1.21 |
| EPS surprise | 7.08% |
| Date | Price |
|---|---|
| Jul 08, 2026 | $19.83 |
| Jul 09, 2026 | $19.83 |
| Jul 10, 2026 | $19.83 |
| Jul 13, 2026 | $19.73 |
| Jul 14, 2026 | $19.78 |
| Jul 15, 2026 | $19.77 |
| Jul 16, 2026 | $19.74 |
| Jul 17, 2026 | $19.78 |
| Jul 20, 2026 | $19.75 |
| 4 days before | -0.252% |
| 4 days after | -0.152% |
| On release day | -0.0506% |
| Change in period | -0.403% |
Bank Of America Earnings Call Transcript Summary of Q2 2026
Bank of America reported a strong quarter with broad-based organic growth, margin expansion and improved efficiency. Revenue was $31.6 billion (+15% YoY), net income $9.1 billion (+27% YoY) and EPS $1.21 (+34% YoY). Net interest income (FTE) was ~$16.2 billion (+9% YoY) and non-interest income grew 22%, led by investment banking, wealth management and sales & trading. Deposits and loans continued to grow (average deposits $2.02T, average loans/leases $1.2T), with 12 consecutive quarters of deposit growth and the ninth consecutive quarter of loan growth. The bank delivered 6.6% operating leverage for the quarter, improved efficiency ratio to 59%, and return on tangible common equity of 17%. Management raised its confidence in full-year NII growth to the upper end of 6%-8% (reflecting modest loan/deposit growth and one potential 25bp hike in September) and raised full-year operating leverage expectations to 300-400 basis points after 450 bps in H1. Credit trends remain stable with provision expense and net charge-offs roughly in line with Q1; reservable criticized commercial exposures and non-performing loans declined modestly. Management highlighted accelerating AI adoption (300+ approved AI use cases, 114 live generative AI use cases) as a productivity driver and said capital returns remain strong ($8 billion in dividends and buybacks this quarter, CET1 ratio 11.2%).
