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Bank Of America Earnings Calls
| Release date | Apr 15, 2026 |
| EPS estimate | $1.01 |
| EPS actual | $1.11 |
| EPS Surprise | 9.90% |
| Revenue estimate | 29.951B |
| Revenue actual | 30.272B |
| Revenue Surprise | 1.07% |
| Release date | Jan 14, 2026 |
| EPS estimate | $0.96 |
| EPS actual | $0.98 |
| EPS Surprise | 2.30% |
| Revenue estimate | 27.761B |
| Revenue actual | 28.367B |
| Revenue Surprise | 2.18% |
| Release date | Oct 15, 2025 |
| EPS estimate | $0.95 |
| EPS actual | $1.10 |
| EPS Surprise | 15.55% |
| Revenue estimate | 27.515B |
| Revenue actual | 12.855B |
| Revenue Surprise | -53.28% |
| Release date | Jul 16, 2025 |
| EPS estimate | $0.86 |
| EPS actual | $0.93 |
| EPS Surprise | 8.14% |
| Revenue estimate | 27.765B |
| Revenue actual | 46.666B |
| Revenue Surprise | 68.07% |
Last 4 Quarters for Bank Of America
Below you can see how BAC-PO performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Jul 16, 2025 |
| Price on release | $17.66 |
| EPS estimate | $0.86 |
| EPS actual | $0.93 |
| EPS surprise | 8.14% |
| Date | Price |
|---|---|
| Jul 10, 2025 | $18.27 |
| Jul 11, 2025 | $18.14 |
| Jul 14, 2025 | $18.04 |
| Jul 15, 2025 | $17.66 |
| Jul 16, 2025 | $17.66 |
| Jul 17, 2025 | $17.80 |
| Jul 18, 2025 | $17.82 |
| Jul 21, 2025 | $17.82 |
| Jul 22, 2025 | $17.78 |
| 4 days before | -3.34% |
| 4 days after | 0.680% |
| On release day | 0.793% |
| Change in period | -2.68% |
| Release date | Oct 15, 2025 |
| Price on release | $18.50 |
| EPS estimate | $0.95 |
| EPS actual | $1.10 |
| EPS surprise | 15.55% |
| Date | Price |
|---|---|
| Oct 09, 2025 | $18.65 |
| Oct 10, 2025 | $18.53 |
| Oct 13, 2025 | $18.67 |
| Oct 14, 2025 | $18.64 |
| Oct 15, 2025 | $18.50 |
| Oct 16, 2025 | $18.47 |
| Oct 17, 2025 | $18.42 |
| Oct 20, 2025 | $18.55 |
| Oct 21, 2025 | $18.58 |
| 4 days before | -0.80% |
| 4 days after | 0.432% |
| On release day | -0.162% |
| Change in period | -0.375% |
| Release date | Jan 14, 2026 |
| Price on release | $18.34 |
| EPS estimate | $0.96 |
| EPS actual | $0.98 |
| EPS surprise | 2.30% |
| Date | Price |
|---|---|
| Jan 08, 2026 | $18.20 |
| Jan 09, 2026 | $18.25 |
| Jan 12, 2026 | $18.30 |
| Jan 13, 2026 | $18.31 |
| Jan 14, 2026 | $18.34 |
| Jan 15, 2026 | $18.18 |
| Jan 16, 2026 | $18.15 |
| Jan 20, 2026 | $18.02 |
| Jan 21, 2026 | $18.12 |
| 4 days before | 0.769% |
| 4 days after | -1.20% |
| On release day | -0.87% |
| Change in period | -0.440% |
| Release date | Apr 15, 2026 |
| Price on release | $17.76 |
| EPS estimate | $1.01 |
| EPS actual | $1.11 |
| EPS surprise | 9.90% |
| Date | Price |
|---|---|
| Apr 09, 2026 | $17.82 |
| Apr 10, 2026 | $17.78 |
| Apr 13, 2026 | $17.88 |
| Apr 14, 2026 | $18.02 |
| Apr 15, 2026 | $17.76 |
| Apr 16, 2026 | $17.68 |
| Apr 17, 2026 | $17.70 |
| Apr 20, 2026 | $17.74 |
| Apr 21, 2026 | $17.67 |
| 4 days before | -0.337% |
| 4 days after | -0.507% |
| On release day | -0.450% |
| Change in period | -0.84% |
Bank Of America Earnings Call Transcript Summary of Q1 2026
Key investor takeaways from Bank of America's Q1 2026 earnings call: Revenue $30.3B, +7% y/y; EPS $1.11, +25% y/y. Net interest income (FTE) $15.9B, +9% y/y and management raised full-year NII growth guidance to +6%–8% (vs. 2025). All business segments grew revenue, earnings, loans and deposits; average deposits > $2T (3% y/y) and average loans +~9% y/y (commercial-led). Operating discipline drove 290 bps of positive operating leverage, improving efficiency to 61% and delivering ROTCE of 16% (within the stated 16%–18% medium‑term range). Noninterest expense rose ~4% y/y ($18.5B) consistent with guidance, reflecting targeted investments and revenue‑related incentives. Credit remained benign: provision ~$1.3B (down y/y), net charge-offs ~$1.4B, improving CRE office trend and no new office NPL inflows this quarter. Capital and liquidity strong: CET1 11.2% (down 14 bps q/q mainly due to capital returns), $200B+ CET1, $2B dividends paid and $7.2B share buybacks. Management highlights continued investments in technology and AI to drive productivity while reducing nonstrategic costs and headcount (down ~1,070 YTD through attrition). Key risks noted: geopolitical/energy uncertainty (Middle East), macro/ inflation dynamics, and regulatory rule changes (Basel III Endgame / G‑SIB) — management expects proposed changes overall to be manageable and potentially modestly favorable. Overall message: diversified revenue mix, improving efficiency and disciplined capital deployment support durable earnings and shareholder returns, with guidance conservatively updated given current interest‑rate expectations.
