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Bank Of America Earnings Calls
| Release date | Apr 15, 2026 |
| EPS estimate | $1.01 |
| EPS actual | $1.11 |
| EPS Surprise | 9.90% |
| Revenue estimate | 29.949B |
| Revenue actual | 30.272B |
| Revenue Surprise | 1.08% |
| Release date | Jan 14, 2026 |
| EPS estimate | $0.96 |
| EPS actual | $0.98 |
| EPS Surprise | 2.30% |
| Revenue estimate | 27.761B |
| Revenue actual | 28.367B |
| Revenue Surprise | 2.18% |
| Release date | Oct 15, 2025 |
| EPS estimate | $0.95 |
| EPS actual | $1.10 |
| EPS Surprise | 15.55% |
| Revenue estimate | 27.515B |
| Revenue actual | 12.855B |
| Revenue Surprise | -53.28% |
| Release date | Jul 16, 2025 |
| EPS estimate | $0.86 |
| EPS actual | $0.93 |
| EPS Surprise | 8.14% |
| Revenue estimate | 27.765B |
| Revenue actual | 46.666B |
| Revenue Surprise | 68.07% |
Last 4 Quarters for Bank Of America
Below you can see how BML-PJ performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Jul 16, 2025 |
| Price on release | $21.66 |
| EPS estimate | $0.86 |
| EPS actual | $0.93 |
| EPS surprise | 8.14% |
| Date | Price |
|---|---|
| Jul 10, 2025 | $22.23 |
| Jul 11, 2025 | $22.11 |
| Jul 14, 2025 | $21.92 |
| Jul 15, 2025 | $21.85 |
| Jul 16, 2025 | $21.66 |
| Jul 17, 2025 | $21.71 |
| Jul 18, 2025 | $21.73 |
| Jul 21, 2025 | $21.71 |
| Jul 22, 2025 | $21.55 |
| 4 days before | -2.56% |
| 4 days after | -0.508% |
| On release day | 0.231% |
| Change in period | -3.06% |
| Release date | Oct 15, 2025 |
| Price on release | $21.03 |
| EPS estimate | $0.95 |
| EPS actual | $1.10 |
| EPS surprise | 15.55% |
| Date | Price |
|---|---|
| Oct 09, 2025 | $21.18 |
| Oct 10, 2025 | $21.10 |
| Oct 13, 2025 | $21.15 |
| Oct 14, 2025 | $21.05 |
| Oct 15, 2025 | $21.03 |
| Oct 16, 2025 | $21.01 |
| Oct 17, 2025 | $21.02 |
| Oct 20, 2025 | $21.06 |
| Oct 21, 2025 | $21.14 |
| 4 days before | -0.727% |
| 4 days after | 0.523% |
| On release day | -0.0951% |
| Change in period | -0.208% |
| Release date | Jan 14, 2026 |
| Price on release | $20.63 |
| EPS estimate | $0.96 |
| EPS actual | $0.98 |
| EPS surprise | 2.30% |
| Date | Price |
|---|---|
| Jan 08, 2026 | $20.25 |
| Jan 09, 2026 | $20.32 |
| Jan 12, 2026 | $20.31 |
| Jan 13, 2026 | $20.37 |
| Jan 14, 2026 | $20.63 |
| Jan 15, 2026 | $20.69 |
| Jan 16, 2026 | $20.76 |
| Jan 20, 2026 | $20.62 |
| Jan 21, 2026 | $20.61 |
| 4 days before | 1.88% |
| 4 days after | -0.121% |
| On release day | 0.267% |
| Change in period | 1.75% |
| Release date | Apr 15, 2026 |
| Price on release | $19.99 |
| EPS estimate | $1.01 |
| EPS actual | $1.11 |
| EPS surprise | 9.90% |
| Date | Price |
|---|---|
| Apr 09, 2026 | $19.75 |
| Apr 10, 2026 | $19.86 |
| Apr 13, 2026 | $19.87 |
| Apr 14, 2026 | $19.99 |
| Apr 15, 2026 | $19.99 |
| Apr 16, 2026 | $19.93 |
| Apr 17, 2026 | $19.85 |
| Apr 20, 2026 | $19.75 |
| Apr 21, 2026 | $19.66 |
| 4 days before | 1.22% |
| 4 days after | -1.66% |
| On release day | -0.300% |
| Change in period | -0.463% |
Bank Of America Earnings Call Transcript Summary of Q1 2026
Bank of America reported a strong Q1 2026: revenue grew 7% YoY to $30.3B and EPS rose 25% YoY to $1.11, driven by broad-based growth across all business segments. Net interest income (FTE) was $15.9B, +9% YoY, and the firm raised its full-year NII growth guidance to +6%–8% vs. 2025. The bank delivered 290 bps of operating leverage, improved the efficiency ratio to 61% (down 170 bps YoY), and generated ROTCE of 16%. Average loans rose ~9% YoY (commercial-led) and deposits exceeded $2T (avg deposits +3% YoY) with a low total deposit rate of 1.47%. Asset quality was benign: provision expense eased to ~$1.3B, net charge-offs improved, and reservable criticized exposure declined. Capital and liquidity remain strong: CET1 ~11.2%, $200B+ CET1, >$960B global liquidity, and the company returned capital via $2B dividends and $7.2B buybacks. Management emphasized disciplined expense management while selectively investing (technology, relationship managers), continued digital/AI adoption to drive productivity, and conservative underwriting. Near-term outlook: management expects continued positive operating leverage (>200 bps for the year), durability in fee and markets momentum, and modestly improved NII tailwinds absent further rate cuts. They continue to monitor macro/geopolitical risks and regulatory rulemaking (Basel III Endgame / G‑SIB), but believe proposed changes may modestly reduce future overall capital requirements.
