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Byline Bancorp Earnings Calls
| Release date | Apr 23, 2026 |
| EPS estimate | $0.740 |
| EPS actual | $0.83 |
| EPS Surprise | 12.16% |
| Revenue estimate | 114.137M |
| Revenue actual | 112.401M |
| Revenue Surprise | -1.52% |
| Release date | Jan 22, 2026 |
| EPS estimate | $0.720 |
| EPS actual | $0.760 |
| EPS Surprise | 5.56% |
| Revenue estimate | 112.311M |
| Revenue actual | 117.005M |
| Revenue Surprise | 4.18% |
| Release date | Oct 23, 2025 |
| EPS estimate | $0.710 |
| EPS actual | $0.83 |
| EPS Surprise | 16.90% |
| Revenue estimate | 111.506M |
| Revenue actual | 115.735M |
| Revenue Surprise | 3.79% |
| Release date | Jul 24, 2025 |
| EPS estimate | $0.667 |
| EPS actual | $0.750 |
| EPS Surprise | 12.44% |
| Revenue estimate | 110M |
| Revenue actual | 109.559M |
| Revenue Surprise | -0.401% |
Last 4 Quarters for Byline Bancorp
Below you can see how BY performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Jul 24, 2025 |
| Price on release | $27.04 |
| EPS estimate | $0.667 |
| EPS actual | $0.750 |
| EPS surprise | 12.44% |
| Date | Price |
|---|---|
| Jul 18, 2025 | $27.73 |
| Jul 21, 2025 | $27.79 |
| Jul 22, 2025 | $27.91 |
| Jul 23, 2025 | $27.69 |
| Jul 24, 2025 | $27.04 |
| Jul 25, 2025 | $27.09 |
| Jul 28, 2025 | $27.37 |
| Jul 29, 2025 | $27.32 |
| Jul 30, 2025 | $26.74 |
| 4 days before | -2.49% |
| 4 days after | -1.11% |
| On release day | 0.185% |
| Change in period | -3.57% |
| Release date | Oct 23, 2025 |
| Price on release | $26.65 |
| EPS estimate | $0.710 |
| EPS actual | $0.83 |
| EPS surprise | 16.90% |
| Date | Price |
|---|---|
| Oct 17, 2025 | $26.19 |
| Oct 20, 2025 | $26.86 |
| Oct 21, 2025 | $26.94 |
| Oct 22, 2025 | $26.94 |
| Oct 23, 2025 | $26.65 |
| Oct 24, 2025 | $28.15 |
| Oct 27, 2025 | $27.21 |
| Oct 28, 2025 | $27.32 |
| Oct 29, 2025 | $26.94 |
| 4 days before | 1.76% |
| 4 days after | 1.09% |
| On release day | 5.63% |
| Change in period | 2.86% |
| Release date | Jan 22, 2026 |
| Price on release | $31.71 |
| EPS estimate | $0.720 |
| EPS actual | $0.760 |
| EPS surprise | 5.56% |
| Date | Price |
|---|---|
| Jan 15, 2026 | $30.95 |
| Jan 16, 2026 | $30.70 |
| Jan 20, 2026 | $30.19 |
| Jan 21, 2026 | $31.59 |
| Jan 22, 2026 | $31.71 |
| Jan 23, 2026 | $30.95 |
| Jan 26, 2026 | $31.14 |
| Jan 27, 2026 | $31.88 |
| Jan 28, 2026 | $30.99 |
| 4 days before | 2.46% |
| 4 days after | -2.27% |
| On release day | -2.40% |
| Change in period | 0.129% |
| Release date | Apr 23, 2026 |
| Price on release | $33.06 |
| EPS estimate | $0.740 |
| EPS actual | $0.83 |
| EPS surprise | 12.16% |
| Date | Price |
|---|---|
| Apr 17, 2026 | $33.72 |
| Apr 20, 2026 | $33.48 |
| Apr 21, 2026 | $33.15 |
| Apr 22, 2026 | $33.09 |
| Apr 23, 2026 | $33.06 |
| Apr 24, 2026 | $33.03 |
| Apr 27, 2026 | $33.00 |
| Apr 28, 2026 | $33.12 |
| Apr 29, 2026 | $32.40 |
| 4 days before | -1.96% |
| 4 days after | -2.00% |
| On release day | -0.0907% |
| Change in period | -3.91% |
Byline Bancorp Earnings Call Transcript Summary of Q1 2026
Byline reported a strong start to 2026 with continued profitability, solid capital and stable credit metrics. Key results: net income $37.6M, EPS $0.83, ROA 156 bps, ROTCE 13.7%; pretax pre-provision income $55.2M; net interest income ~$99.9M and NIM 4.33%. Deposits grew ~8.2% annualized to $7.8B; loans were $7.5B with $241M of originations and $320M of payoffs (management noted some planned runoff from acquired/participation loans). Efficiency improved to 49.8% with noninterest expense of $57M. Credit remained stable: ACL 1.46% of loans, NPLs declined to $67M, provision $5.5M. Capital is healthy (CET1 12.5%, TCE 11.1%) and tangible book value per share was $23.79 (up 14% YoY). Management repurchased ~318k shares this quarter and declared a $0.12 quarterly dividend; buyback capacity remains. Guidance/highlights: Q2 net interest income expected $99M–$101M; noninterest income targeted ~$14M–$15M; quarterly noninterest expense guidance unchanged at $58M–$60M; full-year loan growth expected mid-single-digits. Risks/caveats called out: fair-value volatility (impacting noninterest income), evolving macro/geopolitical uncertainty, and a projected Durbin interchange impact of roughly $3.5M–$4M annualized beginning July 1, 2027.
