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First American (The) Earnings Calls
| Release date | Apr 22, 2026 |
| EPS estimate | $1.06 |
| EPS actual | $1.33 |
| EPS Surprise | 25.47% |
| Revenue estimate | 1.79B |
| Revenue actual | 1.838B |
| Revenue Surprise | 2.67% |
| Release date | Feb 11, 2026 |
| EPS estimate | $1.43 |
| EPS actual | $1.99 |
| EPS Surprise | 39.16% |
| Revenue estimate | 1.802B |
| Revenue actual | 2.05B |
| Revenue Surprise | 13.77% |
| Release date | Oct 22, 2025 |
| EPS estimate | $1.42 |
| EPS actual | $1.70 |
| EPS Surprise | 19.72% |
| Revenue estimate | 1.883B |
| Revenue actual | 1.979B |
| Revenue Surprise | 5.08% |
| Release date | Jul 23, 2025 |
| EPS estimate | $1.40 |
| EPS actual | $1.53 |
| EPS Surprise | 9.29% |
| Revenue estimate | 1.838B |
| Revenue actual | 1.841B |
| Revenue Surprise | 0.200% |
Last 4 Quarters for First American (The)
Below you can see how FAF performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Jul 23, 2025 |
| Price on release | $57.62 |
| EPS estimate | $1.40 |
| EPS actual | $1.53 |
| EPS surprise | 9.29% |
| Date | Price |
|---|---|
| Jul 17, 2025 | $56.17 |
| Jul 18, 2025 | $56.25 |
| Jul 21, 2025 | $56.43 |
| Jul 22, 2025 | $57.56 |
| Jul 23, 2025 | $57.62 |
| Jul 24, 2025 | $59.61 |
| Jul 25, 2025 | $60.50 |
| Jul 28, 2025 | $60.60 |
| Jul 29, 2025 | $61.03 |
| 4 days before | 2.58% |
| 4 days after | 5.92% |
| On release day | 3.45% |
| Change in period | 8.65% |
| Release date | Oct 22, 2025 |
| Price on release | $61.40 |
| EPS estimate | $1.42 |
| EPS actual | $1.70 |
| EPS surprise | 19.72% |
| Date | Price |
|---|---|
| Oct 16, 2025 | $59.14 |
| Oct 17, 2025 | $59.77 |
| Oct 20, 2025 | $61.10 |
| Oct 21, 2025 | $61.07 |
| Oct 22, 2025 | $61.40 |
| Oct 23, 2025 | $63.54 |
| Oct 24, 2025 | $63.72 |
| Oct 27, 2025 | $63.87 |
| Oct 28, 2025 | $62.82 |
| 4 days before | 3.82% |
| 4 days after | 2.31% |
| On release day | 3.49% |
| Change in period | 6.22% |
| Release date | Feb 11, 2026 |
| Price on release | $64.34 |
| EPS estimate | $1.43 |
| EPS actual | $1.99 |
| EPS surprise | 39.16% |
| Date | Price |
|---|---|
| Feb 05, 2026 | $67.09 |
| Feb 06, 2026 | $67.34 |
| Feb 09, 2026 | $65.65 |
| Feb 10, 2026 | $66.55 |
| Feb 11, 2026 | $64.34 |
| Feb 12, 2026 | $66.14 |
| Feb 13, 2026 | $67.22 |
| Feb 17, 2026 | $68.00 |
| Feb 18, 2026 | $66.16 |
| 4 days before | -4.10% |
| 4 days after | 2.83% |
| On release day | 2.80% |
| Change in period | -1.39% |
| Release date | Apr 22, 2026 |
| Price on release | $66.48 |
| EPS estimate | $1.06 |
| EPS actual | $1.33 |
| EPS surprise | 25.47% |
| Date | Price |
|---|---|
| Apr 16, 2026 | $63.82 |
| Apr 17, 2026 | $66.00 |
| Apr 20, 2026 | $66.35 |
| Apr 21, 2026 | $66.90 |
| Apr 22, 2026 | $66.48 |
| Apr 23, 2026 | $68.84 |
| Apr 24, 2026 | $70.87 |
| Apr 27, 2026 | $69.42 |
| Apr 28, 2026 | $70.51 |
| 4 days before | 4.17% |
| 4 days after | 6.06% |
| On release day | 3.55% |
| Change in period | 10.48% |
First American (The) Earnings Call Transcript Summary of Q1 2026
First American reported strong first-quarter 2026 results with adjusted EPS of $1.33, a 58% year-over-year increase. Title segment revenue rose 17% to $1.7 billion driven by a 48% increase in commercial revenue and a 76% increase in refinance (though refinance remains a small portion of revenue). Purchase revenue declined ~4% as the residential purchase market remains weak. Agency and information revenues grew, and investment income increased 12% despite recent Fed cuts, supported by higher average deposit balances at First American Trust ($6.8 billion average deposits, +19% YoY) including growth from non-captive sources (ServiceMac, 1031 exchanges) and agent banking. Pretax margins in Title were 9.6% (10.4% adjusted); Home Warranty margins remained healthy (~23–24%). The company repurchased shares opportunistically (556k shares, $33M in Q1; additional buys in April) and has ~$248M remaining under the repurchase authorization. Capital allocation priorities remain: reinvest in the business (notably AI/platform buildouts), disciplined M&A, and returning excess capital to shareholders.
Strategic/operational highlights investors should note:
- Commercial momentum: record first-quarter commercial revenue, driven by large deals (20 orders > $1M premium) concentrated in energy, industrial and data centers; management expects 2026 to be a record commercial year.
- AI and platform transformation: management is deploying AI across the business via Endpoint (branch workflow/escrow automation) and SEQUOIA (AI title decisioning). Endpoint pilot in Seattle is running (~30% task automation so far) and is planned to reach 80–85% of local branches by end of 2027; SEQUOIA is live in select counties (35% automation for refinances, 13% for purchases in pilot counties) with national rollout planned for 2027. Management believes AI will materially improve operating leverage and create new revenue opportunities.
- Competitive moat: management emphasizes title plants, distribution (800 offices/local relationships), underwriting balance sheet and proprietary data as durable advantages against new AI entrants.
Risks/considerations: continued weakness in residential purchase volumes; refinance activity is rate-dependent and currently modest; execution risk in scaling Endpoint and SEQUOIA; regulatory items appear benign for now but remain monitored.
