Sign In
Buy FBK
FB Financial Earnings Calls
| Release date | Jul 13, 2026 |
| EPS estimate | $1.15 |
| EPS actual | $1.14 |
| EPS Surprise | -0.87% |
| Revenue estimate | 177.45M |
| Revenue actual | 174.752M |
| Revenue Surprise | -1.52% |
| Release date | Apr 13, 2026 |
| EPS estimate | $1.11 |
| EPS actual | $1.12 |
| EPS Surprise | 0.90% |
| Revenue estimate | 175.302M |
| Revenue actual | 172.34M |
| Revenue Surprise | -1.69% |
| Release date | Jan 21, 2026 |
| EPS estimate | $1.14 |
| EPS actual | $1.16 |
| EPS Surprise | 1.75% |
| Revenue estimate | 175.978M |
| Revenue actual | 178.599M |
| Revenue Surprise | 1.49% |
| Release date | Oct 14, 2025 |
| EPS estimate | $0.96 |
| EPS actual | $1.07 |
| EPS Surprise | 11.46% |
| Revenue estimate | 167.753M |
| Revenue actual | 173.875M |
| Revenue Surprise | 3.65% |
Last 4 Quarters for FB Financial
Below you can see how FBK performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Oct 14, 2025 |
| Price on release | $58.60 |
| EPS estimate | $0.96 |
| EPS actual | $1.07 |
| EPS surprise | 11.46% |
| Date | Price |
|---|---|
| Oct 08, 2025 | $59.21 |
| Oct 09, 2025 | $58.13 |
| Oct 10, 2025 | $55.89 |
| Oct 13, 2025 | $56.31 |
| Oct 14, 2025 | $58.60 |
| Oct 15, 2025 | $56.86 |
| Oct 16, 2025 | $52.05 |
| Oct 17, 2025 | $52.11 |
| Oct 20, 2025 | $53.38 |
| 4 days before | -1.03% |
| 4 days after | -8.91% |
| On release day | -2.97% |
| Change in period | -9.85% |
| Release date | Jan 21, 2026 |
| Price on release | $61.62 |
| EPS estimate | $1.14 |
| EPS actual | $1.16 |
| EPS surprise | 1.75% |
| Date | Price |
|---|---|
| Jan 14, 2026 | $59.14 |
| Jan 15, 2026 | $60.62 |
| Jan 16, 2026 | $59.64 |
| Jan 20, 2026 | $58.52 |
| Jan 21, 2026 | $61.62 |
| Jan 22, 2026 | $60.75 |
| Jan 23, 2026 | $56.90 |
| Jan 26, 2026 | $58.00 |
| Jan 27, 2026 | $57.17 |
| 4 days before | 4.19% |
| 4 days after | -7.22% |
| On release day | -1.41% |
| Change in period | -3.33% |
| Release date | Apr 13, 2026 |
| Price on release | $55.99 |
| EPS estimate | $1.11 |
| EPS actual | $1.12 |
| EPS surprise | 0.90% |
| Date | Price |
|---|---|
| Apr 07, 2026 | $54.30 |
| Apr 08, 2026 | $55.90 |
| Apr 09, 2026 | $56.44 |
| Apr 10, 2026 | $54.90 |
| Apr 13, 2026 | $55.99 |
| Apr 14, 2026 | $54.70 |
| Apr 15, 2026 | $54.21 |
| Apr 16, 2026 | $53.25 |
| Apr 17, 2026 | $54.00 |
| 4 days before | 3.11% |
| 4 days after | -3.55% |
| On release day | -2.30% |
| Change in period | -0.552% |
| Release date | Jul 13, 2026 |
| Price on release | $56.57 |
| EPS estimate | $1.15 |
| EPS actual | $1.14 |
| EPS surprise | -0.87% |
| Date | Price |
|---|---|
| Jul 07, 2026 | $56.94 |
| Jul 08, 2026 | $55.82 |
| Jul 09, 2026 | $56.22 |
| Jul 10, 2026 | $56.68 |
| Jul 13, 2026 | $56.57 |
| Jul 14, 2026 | $58.40 |
| Jul 15, 2026 | $58.97 |
| Jul 16, 2026 | $60.42 |
| Jul 17, 2026 | $59.96 |
| 4 days before | -0.650% |
| 4 days after | 5.99% |
| On release day | 3.23% |
| Change in period | 5.30% |
FB Financial Earnings Call Transcript Summary of Q2 2026
FB Financial reported solid second quarter results with GAAP EPS of $1.13 (adjusted $1.14), net income of $58.6 million, and continued balance sheet momentum: annualized loan growth of 11.6% and deposit growth of 7.7%. Pretax, pre-provision net revenue rose ~8% to $83.3 million, supporting a PPNR return on average assets above 2% and an adjusted ROTACE of 15%. Net interest margin was stable at 3.95% (all‑in loan yields 6.48%); management expects full-year NIM (ex‑accretion) of 3.7–3.8% and assumes one Fed rate hike in Q3. Deposits remain competitive; new deposit production blended ~2.60–2.70%. Noninterest income was modestly down (but adjusted slightly up) with mortgage banking mix shifting toward portfolio retention to support balance sheet growth. Credit metrics remain healthy: ACL coverage 1.51%, net charge-offs low (~6 bps annualized); a modest reserve build ($10.1M provision) was mainly for growth and two individually evaluated credits. Noninterest expense declined q/q; efficiency improved to 52.3% (banking segment sub‑50%). Capital remains strong (CET1 11.0%, leverage 10.1%); the company repurchased ~3% of shares in the quarter (including a one-off charity block) and reiterates disciplined capital deployment while prioritizing organic growth. Management is bullish on organic opportunities across the Southeast, focused on deepening operating relationships, selective hiring, and maintaining underwriting discipline.
