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Kemper Earnings Calls
| Release date | May 06, 2026 |
| EPS estimate | $0.81 |
| EPS actual | $0.210 |
| EPS Surprise | -74.07% |
| Revenue estimate | 1.17B |
| Revenue actual | 1.107B |
| Revenue Surprise | -5.38% |
| Release date | Feb 04, 2026 |
| EPS estimate | $0.85 |
| EPS actual | $0.250 |
| EPS Surprise | -70.59% |
| Revenue estimate | 1.184B |
| Revenue actual | 1.131B |
| Revenue Surprise | -4.47% |
| Release date | Nov 05, 2025 |
| EPS estimate | $1.33 |
| EPS actual | $0.330 |
| EPS Surprise | -75.19% |
| Revenue estimate | 1.216B |
| Revenue actual | 1.236B |
| Revenue Surprise | 1.62% |
| Release date | Aug 05, 2025 |
| EPS estimate | $1.52 |
| EPS actual | $1.30 |
| EPS Surprise | -14.47% |
| Revenue estimate | 1.275B |
| Revenue actual | 1.228B |
| Revenue Surprise | -3.67% |
Last 4 Quarters for Kemper
Below you can see how KMPR performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Aug 05, 2025 |
| Price on release | $61.49 |
| EPS estimate | $1.52 |
| EPS actual | $1.30 |
| EPS surprise | -14.47% |
| Date | Price |
|---|---|
| Jul 30, 2025 | $60.49 |
| Jul 31, 2025 | $61.59 |
| Aug 01, 2025 | $60.06 |
| Aug 04, 2025 | $60.91 |
| Aug 05, 2025 | $61.49 |
| Aug 06, 2025 | $48.42 |
| Aug 07, 2025 | $50.62 |
| Aug 08, 2025 | $50.27 |
| Aug 11, 2025 | $50.94 |
| 4 days before | 1.65% |
| 4 days after | -17.16% |
| On release day | -21.26% |
| Change in period | -15.79% |
| Release date | Nov 05, 2025 |
| Price on release | $42.63 |
| EPS estimate | $1.33 |
| EPS actual | $0.330 |
| EPS surprise | -75.19% |
| Date | Price |
|---|---|
| Oct 30, 2025 | $44.99 |
| Oct 31, 2025 | $44.99 |
| Nov 03, 2025 | $43.60 |
| Nov 04, 2025 | $43.75 |
| Nov 05, 2025 | $42.63 |
| Nov 06, 2025 | $36.53 |
| Nov 07, 2025 | $37.02 |
| Nov 10, 2025 | $36.85 |
| Nov 11, 2025 | $37.40 |
| 4 days before | -5.25% |
| 4 days after | -12.27% |
| On release day | -14.31% |
| Change in period | -16.87% |
| Release date | Feb 04, 2026 |
| Price on release | $38.50 |
| EPS estimate | $0.85 |
| EPS actual | $0.250 |
| EPS surprise | -70.59% |
| Date | Price |
|---|---|
| Jan 29, 2026 | $39.13 |
| Jan 30, 2026 | $39.41 |
| Feb 02, 2026 | $38.98 |
| Feb 03, 2026 | $38.09 |
| Feb 04, 2026 | $38.50 |
| Feb 05, 2026 | $33.46 |
| Feb 06, 2026 | $34.24 |
| Feb 09, 2026 | $34.10 |
| Feb 10, 2026 | $32.50 |
| 4 days before | -1.61% |
| 4 days after | -15.58% |
| On release day | -13.09% |
| Change in period | -16.94% |
| Release date | May 06, 2026 |
| Price on release | $32.74 |
| EPS estimate | $0.81 |
| EPS actual | $0.210 |
| EPS surprise | -74.07% |
| Date | Price |
|---|---|
| Apr 30, 2026 | $33.69 |
| May 01, 2026 | $34.15 |
| May 04, 2026 | $33.55 |
| May 05, 2026 | $32.88 |
| May 06, 2026 | $32.74 |
| May 07, 2026 | $29.38 |
| May 08, 2026 | $30.29 |
| May 11, 2026 | $30.81 |
| May 12, 2026 | $30.82 |
| 4 days before | -2.82% |
| 4 days after | -5.86% |
| On release day | -10.26% |
| Change in period | -8.52% |
Kemper Earnings Call Transcript Summary of Q1 2026
Kemper reported disappointing first quarter 2026 results driven primarily by elevated loss costs in California personal auto and statutory premium refund liabilities in Florida. Management emphasized that these are concentrated, addressable issues and highlighted specific actions: multiple rate filings in California (including a recent approval for portions of the book), underwriting and claims process improvements, targeted product launches (BVP) to better align rate with risk, and a restructuring program that has identified roughly $60 million of run-rate savings (with $50 million actioned). Bright spots include strong commercial auto production (record quarter, >$1B trailing 12-month written premium, low-90s combined ratio), profitable growth in Florida and Texas personal auto (PIF growth and attractive combined ratios outside California), and stable Life results (adjusted net operating income of $18M and $19.7B in-force face value). Investments in data/technology, agent and customer digital tools, and claims reviews are underway to improve loss costs, efficiency and scalability. Capital and liquidity were described as within normal operating ranges, with an RBC around 225% and holdco liquidity noted but manageable. Management reiterated focus on returning to target performance, diversifying away from California concentration over time, and providing updates as actions take effect (with more meaningful benefits expected in the back half of the year).
