NYSE:LFT

Lument Finance Trust Stock Earnings Reports

Real Estate > REIT - Mortgage

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$0.94

+0.0151 (+1.63%)

At Close: Jul 10, 2026

Lument Finance Trust Earnings Calls

Jun 30, 2026 (Upcoming)

Release date	Aug 06, 2026
EPS estimate	$0.0650
EPS actual	-
Revenue estimate	4.595M
Revenue actual	-
Expected change	+/- 3.67%

Mar 31, 2026

$0.0200 (-66.67%)

Release date	May 15, 2026
EPS estimate	$0.0600
EPS actual	$0.0200
EPS Surprise	-66.67%
Revenue estimate	4.585M
Revenue actual	21.122M
Revenue Surprise	360.70%

Dec 31, 2025

-$0.170 (-383.33%)

Release date	Mar 23, 2026
EPS estimate	$0.0600
EPS actual	-$0.170
EPS Surprise	-383.33%
Revenue estimate	4.965M
Revenue actual	5.366M
Revenue Surprise	8.09%

Sep 30, 2025

$0.0200 (-66.67%)

Release date	Nov 12, 2025
EPS estimate	$0.0600
EPS actual	$0.0200
EPS Surprise	-66.67%
Revenue estimate	7.782M
Revenue actual	5.107M
Revenue Surprise	-34.38%

Last 4 Quarters for Lument Finance Trust

Below you can see how LFT performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.

Sep 30, 2025 Missed

Release date	Nov 12, 2025
Price on release	$1.54
EPS estimate	$0.0600
EPS actual	$0.0200
EPS surprise	-66.67%

Date	Price
Nov 06, 2025	$1.53
Nov 07, 2025	$1.52
Nov 10, 2025	$1.55
Nov 11, 2025	$1.56
Nov 12, 2025	$1.54
Nov 13, 2025	$1.49
Nov 14, 2025	$1.49
Nov 17, 2025	$1.50
Nov 18, 2025	$1.47
4 days before	0.654%
4 days after	-4.55%
On release day	-3.25%
Change in period	-3.92%

Dec 31, 2025 Missed

Release date	Mar 23, 2026
Price on release	$1.38
EPS estimate	$0.0600
EPS actual	-$0.170
EPS surprise	-383.33%

Date	Price
Mar 17, 2026	$1.43
Mar 18, 2026	$1.28
Mar 19, 2026	$1.28
Mar 20, 2026	$1.32
Mar 23, 2026	$1.38
Mar 24, 2026	$1.23
Mar 25, 2026	$1.24
Mar 26, 2026	$1.26
Mar 27, 2026	$1.21
4 days before	-3.50%
4 days after	-12.32%
On release day	-10.87%
Change in period	-15.38%

Mar 31, 2026 Missed

Release date	May 15, 2026
Price on release	$1.07
EPS estimate	$0.0600
EPS actual	$0.0200
EPS surprise	-66.67%

Date	Price
May 11, 2026	$1.16
May 12, 2026	$1.14
May 13, 2026	$1.11
May 14, 2026	$1.15
May 15, 2026	$1.07
May 18, 2026	$1.10
May 19, 2026	$1.08
May 20, 2026	$1.14
May 21, 2026	$1.12
4 days before	-7.76%
4 days after	4.67%
On release day	2.80%
Change in period	-3.45%

Jun 30, 2026 (Upcoming)

Release date	Aug 06, 2026
Price on release	-
EPS estimate	$0.0650
EPS actual	-

Date	Price
Jul 06, 2026	$0.96
Jul 07, 2026	$0.96
Jul 08, 2026	$0.93
Jul 09, 2026	$0.93
Jul 10, 2026	$0.94

Lument Finance Trust Earnings Call Transcript Summary of Q1 2026

Key investor takeaways from Lument Finance Trust Q1 2026 earnings call:

- Financial results: GAAP net loss to common stockholders was $1.0 million (-$0.02/share) for Q1 2026; distributable earnings were $1.1 million ($0.02/share). The company declared a quarterly dividend of $0.04 per common share, unchanged from prior quarter.

- Portfolio and credit: Total loan portfolio ~ $1.1 billion UPB across 57 floating-rate loans (93% multifamily), weighted average spread ~331 bps over SOFR, weighted average remaining term ~19 months. 7 loans are risk-rated 5 with aggregate UPB ~ $108 million (~10% of portfolio). REO portfolio consisted of 4 multifamily properties (carry value ~$57M, occupancy ~72%) at quarter end. One foreclosure during Q1 (Colorado Springs); an Arlington, TX loan foreclosed subsequent to quarter end.

- Asset resolution and liquidity: The company sold the San Antonio REO property in early May for net proceeds of $12.4 million (no Q2 P&L impact). Unrestricted cash at quarter end was ~$21 million. FL3 CLO was substantially fully invested (approximate 88% advance rate). The firm emphasized selective redeployment of capital and active portfolio/REO management.

- Reserves and impairments: Q1 included a $1.3M unrealized impairment on two REO properties held for sale, a $1.2M loss on extinguishment of debt related to the redeemed LMF financing, a $732k net release of provision for credit losses, and $305k depreciation on REO. Specific reserves increased by ~$550k on certain evaluated loans; specific reserves totaled ~$15.8M for individually evaluated loans (about 15% of those loans' UPB). A $2.4M charge-off was recorded for an asset that transferred to REO.

- Capital markets/strategy outlook: Management remains cautious and selective given uneven CRE recovery, focusing on resolving legacy assets, improving REO performance, and redeploying capital into attractively underwritten floating-rate loans. A key path to restoring stronger dividend coverage is executing a new securitization (CLO/securitization) to re-leverage capital once asset resolutions and market conditions permit. Continued improvement in liability markets (demand for floating-rate exposure) supports that objective but timing depends on asset-level resolutions and market conditions.

Lument Finance Trust Earnings History

Earnings Calendar

FAQ

When is the earnings report for LFT?

Lument Finance Trust, Inc. (LFT) has scheduled its earnings report for Aug 06, 2026 after the markets close.

What is the LFT price-to-earnings (P/E) ratio?

LFT P/E ratio as of Jul 10, 2026 (TTM) is -7.36.

What is the LFT EPS forecast?

The forecasted EPS (Earnings Per Share) for Lument Finance Trust, Inc. (LFT) for the first fiscal quarter 2026 is $0.0650.

What are Lument Finance Trust, Inc.'s retained earnings?

On its balance sheet, Lument Finance Trust, Inc. reported retained earnings of $21.12 million for the latest quarter ending Mar 31, 2026.

What Is an Earnings Report?

An earnings report is usually issued quarterly (Q1, Q2, Q3 & Q4) by public companies to report their performance. Earnings reports typically include net income, earnings per share, earnings from continuing operations, and net sales. Looking at the earnings report investors can start gauge the financial health of the company and make even better decisions whether to buy, sell, or stay in the company. Fundamental analysts and value investors will typically hunt for stocks that continue to show good financial ratios and use a decline as an exit point. One of the most anticipated numbers for analysis is earnings per share because it indicates how much the company earned for its shareholders. The report will also indicate a possible dividend.

Earnings Report Content

Earnings reports generally provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. These figures are typically measured against previous quarters/years. Furthermore, the earnings report usually includes a summary and analysis from the CEO or company spokesman, alongside a more general view of the financials and future forecast.

What To Know About Earnings Reports?

Announcement of earnings for a stock, particularly for well followed large-capitalization stocks, can move the market. Stock prices can fluctuate wildly on days when the quarterly earnings report is released. Despite good reports, stocks may very well fall if the investors were expecting more or they believe the next quarter will not be as good. Investors always try to be ahead of the market and future earnings/losses are often discounted into the current price of the stock. It is natural for stocks to start to move in either direction a few days before the release of an earnings report.

ABOUT LUMENT FINANCE TRUST, INC.

Lument Finance Trust, Inc., a real estate investment trust, focuses on investing in, financing, and managing a portfolio of commercial real estate (CRE) debt investments in the United States. The company primarily invests in transitional floating rate commercial mortgage loans on middle market multi-family assets; and other CRE -related investments, including mezzanine loans, preferred equity, commercial mortgage-backed securities, fixed rate loa...

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