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First Western Financial Earnings Calls
| Release date | Apr 23, 2026 |
| EPS estimate | $0.440 |
| EPS actual | $0.630 |
| EPS Surprise | 43.18% |
| Revenue estimate | 27.101M |
| Revenue actual | 28.267M |
| Revenue Surprise | 4.30% |
| Release date | Jan 22, 2026 |
| EPS estimate | $0.470 |
| EPS actual | $0.340 |
| EPS Surprise | -27.66% |
| Revenue estimate | 27.5M |
| Revenue actual | 25.741M |
| Revenue Surprise | -6.40% |
| Release date | Oct 23, 2025 |
| EPS estimate | $0.357 |
| EPS actual | $0.320 |
| EPS Surprise | -10.29% |
| Revenue estimate | 26.85M |
| Revenue actual | 26.296M |
| Revenue Surprise | -2.06% |
| Release date | Jul 24, 2025 |
| EPS estimate | $0.357 |
| EPS actual | $0.260 |
| EPS Surprise | -27.11% |
| Revenue estimate | 26.573M |
| Revenue actual | 24.189M |
| Revenue Surprise | -8.97% |
Last 4 Quarters for First Western Financial
Below you can see how MYFW performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Jul 24, 2025 |
| Price on release | $24.56 |
| EPS estimate | $0.357 |
| EPS actual | $0.260 |
| EPS surprise | -27.11% |
| Date | Price |
|---|---|
| Jul 18, 2025 | $24.55 |
| Jul 21, 2025 | $24.40 |
| Jul 22, 2025 | $24.62 |
| Jul 23, 2025 | $24.77 |
| Jul 24, 2025 | $24.56 |
| Jul 25, 2025 | $23.41 |
| Jul 28, 2025 | $22.99 |
| Jul 29, 2025 | $22.27 |
| Jul 30, 2025 | $21.90 |
| 4 days before | 0.0407% |
| 4 days after | -10.83% |
| On release day | -4.70% |
| Change in period | -10.79% |
| Release date | Oct 23, 2025 |
| Price on release | $22.68 |
| EPS estimate | $0.357 |
| EPS actual | $0.320 |
| EPS surprise | -10.29% |
| Date | Price |
|---|---|
| Oct 17, 2025 | $22.25 |
| Oct 20, 2025 | $22.78 |
| Oct 21, 2025 | $22.40 |
| Oct 22, 2025 | $23.04 |
| Oct 23, 2025 | $22.68 |
| Oct 24, 2025 | $22.30 |
| Oct 27, 2025 | $22.81 |
| Oct 28, 2025 | $22.77 |
| Oct 29, 2025 | $22.76 |
| 4 days before | 1.93% |
| 4 days after | 0.353% |
| On release day | -1.68% |
| Change in period | 2.29% |
| Release date | Jan 22, 2026 |
| Price on release | $27.23 |
| EPS estimate | $0.470 |
| EPS actual | $0.340 |
| EPS surprise | -27.66% |
| Date | Price |
|---|---|
| Jan 15, 2026 | $26.71 |
| Jan 16, 2026 | $26.67 |
| Jan 20, 2026 | $26.38 |
| Jan 21, 2026 | $27.27 |
| Jan 22, 2026 | $27.23 |
| Jan 23, 2026 | $24.83 |
| Jan 26, 2026 | $25.61 |
| Jan 27, 2026 | $25.08 |
| Jan 28, 2026 | $24.60 |
| 4 days before | 1.95% |
| 4 days after | -9.66% |
| On release day | -8.81% |
| Change in period | -7.90% |
| Release date | Apr 23, 2026 |
| Price on release | $26.04 |
| EPS estimate | $0.440 |
| EPS actual | $0.630 |
| EPS surprise | 43.18% |
| Date | Price |
|---|---|
| Apr 17, 2026 | $26.93 |
| Apr 20, 2026 | $26.89 |
| Apr 21, 2026 | $26.09 |
| Apr 22, 2026 | $25.81 |
| Apr 23, 2026 | $26.04 |
| Apr 24, 2026 | $26.39 |
| Apr 27, 2026 | $27.72 |
| Apr 28, 2026 | $28.41 |
| Apr 29, 2026 | $27.74 |
| 4 days before | -3.30% |
| 4 days after | 6.53% |
| On release day | 1.34% |
| Change in period | 3.01% |
First Western Financial Earnings Call Transcript Summary of Q1 2026
First Western Financial delivered a strong Q1 2026: net income of $6.2 million (63¢ per diluted share), EPS up 85% quarter-over-quarter, and tangible book value per share increased 3.3% sequentially. Key drivers were loan and deposit growth, net interest margin (NIM) expansion (up 10 bps sequentially to 2.81%), higher mortgage banking revenues, improved asset quality (no charge-offs, declines in nonaccruals and NPAs), and disciplined expense management (efficiency ratio improved for the sixth consecutive quarter). New loan production was $116 million in the quarter (avg yield on new production 6.31%), and deposits rose ~$95 million sequentially, lowering the loan-to-deposit ratio to below 95%. Trust and investment AUM increased modestly; trust/wealth fees rose and the team was restructured for growth. Management reiterated prior 2026 guidance, expects continued balance-sheet growth (loan and deposit growth similar to 2025), further but more moderate NIM expansion, improved fee income, and operating leverage from controlled expenses and strategic hires—especially opportunities created by M&A disruption in their markets. Capital and liquidity appear healthy (FHLB borrowing at zero in April), buybacks continue modestly (avg price ~$23.85), and management targets restoring longer-term profitability (aspiration of >1% ROA and mid/high-single-digit to low-teens ROE over time).
