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NerdWallet Earnings Calls
| Release date | May 06, 2026 |
| EPS estimate | $0.250 |
| EPS actual | $0.290 |
| EPS Surprise | 16.00% |
| Revenue estimate | 227.629M |
| Revenue actual | 222.2M |
| Revenue Surprise | -2.39% |
| Release date | Feb 25, 2026 |
| EPS estimate | $0.170 |
| EPS actual | $0.190 |
| EPS Surprise | 11.76% |
| Revenue estimate | 211.29M |
| Revenue actual | 225.4M |
| Revenue Surprise | 6.68% |
| Release date | Nov 06, 2025 |
| EPS estimate | $0.200 |
| EPS actual | $0.340 |
| EPS Surprise | 70.00% |
| Revenue estimate | 211.37M |
| Revenue actual | 215.1M |
| Revenue Surprise | 1.76% |
| Release date | Aug 07, 2025 |
| EPS estimate | $0.110 |
| EPS actual | $0.110 |
| Revenue estimate | 198.972M |
| Revenue actual | 186.9M |
| Revenue Surprise | -6.07% |
Last 4 Quarters for NerdWallet
Below you can see how NRDS performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Aug 07, 2025 |
| Price on release | $11.08 |
| EPS estimate | $0.110 |
| EPS actual | $0.110 |
| Date | Price |
|---|---|
| Aug 01, 2025 | $10.54 |
| Aug 04, 2025 | $10.94 |
| Aug 05, 2025 | $11.00 |
| Aug 06, 2025 | $11.07 |
| Aug 07, 2025 | $11.08 |
| Aug 08, 2025 | $9.18 |
| Aug 11, 2025 | $9.47 |
| Aug 12, 2025 | $9.83 |
| Aug 13, 2025 | $10.40 |
| 4 days before | 5.12% |
| 4 days after | -6.14% |
| On release day | -17.15% |
| Change in period | -1.33% |
| Release date | Nov 06, 2025 |
| Price on release | $11.98 |
| EPS estimate | $0.200 |
| EPS actual | $0.340 |
| EPS surprise | 70.00% |
| Date | Price |
|---|---|
| Oct 31, 2025 | $11.67 |
| Nov 03, 2025 | $12.03 |
| Nov 04, 2025 | $11.99 |
| Nov 05, 2025 | $12.04 |
| Nov 06, 2025 | $11.98 |
| Nov 07, 2025 | $13.64 |
| Nov 10, 2025 | $14.35 |
| Nov 11, 2025 | $14.50 |
| Nov 12, 2025 | $14.58 |
| 4 days before | 2.66% |
| 4 days after | 21.70% |
| On release day | 13.86% |
| Change in period | 24.94% |
| Release date | Feb 25, 2026 |
| Price on release | $10.32 |
| EPS estimate | $0.170 |
| EPS actual | $0.190 |
| EPS surprise | 11.76% |
| Date | Price |
|---|---|
| Feb 19, 2026 | $10.11 |
| Feb 20, 2026 | $10.14 |
| Feb 23, 2026 | $9.46 |
| Feb 24, 2026 | $9.56 |
| Feb 25, 2026 | $10.32 |
| Feb 26, 2026 | $11.07 |
| Feb 27, 2026 | $10.85 |
| Mar 02, 2026 | $11.08 |
| Mar 03, 2026 | $11.48 |
| 4 days before | 2.08% |
| 4 days after | 11.24% |
| On release day | 7.27% |
| Change in period | 13.55% |
| Release date | May 06, 2026 |
| Price on release | $11.20 |
| EPS estimate | $0.250 |
| EPS actual | $0.290 |
| EPS surprise | 16.00% |
| Date | Price |
|---|---|
| Apr 30, 2026 | $10.84 |
| May 01, 2026 | $11.01 |
| May 04, 2026 | $10.90 |
| May 05, 2026 | $10.89 |
| May 06, 2026 | $11.20 |
| May 07, 2026 | $9.77 |
| May 08, 2026 | $9.14 |
| May 11, 2026 | $8.42 |
| May 12, 2026 | $8.28 |
| 4 days before | 3.32% |
| 4 days after | -26.07% |
| On release day | -12.77% |
| Change in period | -23.62% |
NerdWallet Earnings Call Transcript Summary of Q1 2026
Q1 2026 highlights: Total revenue $222M, up 6% YoY. Consumer revenue $198M (+10% YoY) led by banking (savings accounts) and personal loans; credit cards declined. SMB revenue $25M (-15% YoY) due to organic search headwinds. Profitability: NGOI (non-GAAP operating income) $34M (15% margin), above prior guidance; adjusted EBITDA $45M (Q1 record). Cash and capital allocation: Cash $56M at quarter end; generated $40M adjusted free cash flow in Q1; $66M of share repurchases during the quarter with $90M remaining authorization. Guidance: Q2 revenue $186M–$202M (midpoint +4% YoY); Q2 NGOI $6M–$14M. Full-year NGOI guidance narrowed to $85M–$110M — company reaffirmed the high end but lowered the low end to reflect (1) lower-than-expected monetization from one large auto insurance partner and (2) planned, accelerated investments in vertical integration. Strategy and outlook: Management is increasing investments in vertical integration (building distribution-backed offerings and a branded insurance agency, NerdWallet Insurance Experts), expanding direct agent referrals and deeper carrier integrations to diversify and stabilize auto insurance monetization. They see a favorable window for investing given falling product launch costs and rising distribution value, while LLM-driven traffic is noticeable but currently a small revenue contributor. Management emphasizes disciplined G&A, evaluating further share repurchases, and a multi-quarter ramp for the insurance/agent channel build-out.
