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PNC Financial Services Group (The) Earnings Calls
| Release date | Jul 15, 2026 |
| EPS estimate | $4.46 |
| EPS actual | $4.85 |
| EPS Surprise | 8.74% |
| Revenue estimate | 6.514B |
| Revenue actual | 6.875B |
| Revenue Surprise | 5.55% |
| Release date | Apr 15, 2026 |
| EPS estimate | $3.93 |
| EPS actual | $4.13 |
| EPS Surprise | 5.09% |
| Revenue estimate | 6.244B |
| Revenue actual | 6.166B |
| Revenue Surprise | -1.25% |
| Release date | Jan 16, 2026 |
| EPS estimate | $4.23 |
| EPS actual | $4.88 |
| EPS Surprise | 15.37% |
| Revenue estimate | 5.958B |
| Revenue actual | 6.071B |
| Revenue Surprise | 1.89% |
| Release date | Oct 15, 2025 |
| EPS estimate | $4.05 |
| EPS actual | $4.35 |
| EPS Surprise | 7.41% |
| Revenue estimate | 5.829B |
| Revenue actual | 5.915B |
| Revenue Surprise | 1.48% |
Last 4 Quarters for PNC Financial Services Group (The)
Below you can see how PNC performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Oct 15, 2025 |
| Price on release | $182.34 |
| EPS estimate | $4.05 |
| EPS actual | $4.35 |
| EPS surprise | 7.41% |
| Date | Price |
|---|---|
| Oct 09, 2025 | $190.67 |
| Oct 10, 2025 | $183.95 |
| Oct 13, 2025 | $186.92 |
| Oct 14, 2025 | $189.73 |
| Oct 15, 2025 | $182.34 |
| Oct 16, 2025 | $178.37 |
| Oct 17, 2025 | $179.40 |
| Oct 20, 2025 | $182.17 |
| Oct 21, 2025 | $181.91 |
| 4 days before | -4.37% |
| 4 days after | -0.236% |
| On release day | -2.18% |
| Change in period | -4.59% |
| Release date | Jan 16, 2026 |
| Price on release | $223.18 |
| EPS estimate | $4.23 |
| EPS actual | $4.88 |
| EPS surprise | 15.37% |
| Date | Price |
|---|---|
| Jan 12, 2026 | $215.74 |
| Jan 13, 2026 | $212.45 |
| Jan 14, 2026 | $212.32 |
| Jan 15, 2026 | $215.04 |
| Jan 16, 2026 | $223.18 |
| Jan 20, 2026 | $220.96 |
| Jan 21, 2026 | $225.49 |
| Jan 22, 2026 | $222.00 |
| Jan 23, 2026 | $219.39 |
| 4 days before | 3.45% |
| 4 days after | -1.70% |
| On release day | -0.99% |
| Change in period | 1.69% |
| Release date | Apr 15, 2026 |
| Price on release | $222.06 |
| EPS estimate | $3.93 |
| EPS actual | $4.13 |
| EPS surprise | 5.09% |
| Date | Price |
|---|---|
| Apr 09, 2026 | $223.23 |
| Apr 10, 2026 | $221.13 |
| Apr 13, 2026 | $223.00 |
| Apr 14, 2026 | $221.20 |
| Apr 15, 2026 | $222.06 |
| Apr 16, 2026 | $220.07 |
| Apr 17, 2026 | $224.81 |
| Apr 20, 2026 | $227.03 |
| Apr 21, 2026 | $228.05 |
| 4 days before | -0.524% |
| 4 days after | 2.70% |
| On release day | -0.90% |
| Change in period | 2.16% |
| Release date | Jul 15, 2026 |
| Price on release | $254.15 |
| EPS estimate | $4.46 |
| EPS actual | $4.85 |
| EPS surprise | 8.74% |
| Date | Price |
|---|---|
| Jul 09, 2026 | $250.91 |
| Jul 10, 2026 | $251.91 |
| Jul 13, 2026 | $252.85 |
| Jul 14, 2026 | $251.88 |
| Jul 15, 2026 | $254.15 |
| Jul 16, 2026 | $255.20 |
| Jul 17, 2026 | $252.86 |
| Jul 20, 2026 | $250.14 |
| Jul 21, 2026 | $250.38 |
| 4 days before | 1.29% |
| 4 days after | -1.48% |
| On release day | 0.413% |
| Change in period | -0.211% |
PNC Financial Services Group (The) Earnings Call Transcript Summary of Q2 2026
PNC reported a strong Q2 2026: GAAP net income was $2.1 billion, $4.81 diluted EPS (adjusted EPS $4.85), driven by broad-based revenue growth. Key drivers: average loan growth of $12 billion (4% linked quarter) concentrated in C&I, net interest income up (NII $4.1B) and fee income up 10% linked quarter / 20% YoY (notably capital markets and asset management). NIM was 2.96% (up 1 bp); management reiterated a path to be above 3% by year-end while prioritizing EPS accretion from loan growth over headline NIM. Credit metrics remained healthy (NPLs down 10% to $2B, NCO ratio 25 bps, allowance 1.48% of loans). The FirstBank conversion completed successfully; related integration costs and notable items (Visa monetization, securities repositioning, $140M PNC Foundation gift) had a negligible EPS impact (~$0.04). Capital and capital returns: estimated CET1 ~9.9%, returned $1.3B in Q2 (dividends $690M, buybacks $610M), board raised common dividend 18% to $2.00/quarter, and buyback pace expected to approximate Q3 at Q2 levels. Management provided full-year 2026 outlook (excludes FirstBank integration/significant items): average loan growth ~12.5%, NII +15–15.5%, noninterest income +~9%, total revenue +~13%, noninterest expense +~8.5%, and effective tax rate ~19.5%. Q3 guide: loans +1–2% QoQ, NII +3–3.5% QoQ, fee income -5–5.5% (capital markets expected to moderate from a strong Q2), and adjusted noninterest expense down 2–3%.
