Transunion Stock Earnings Reports

TransUnion reported a strong Q1 2026: revenue beat guidance with reported revenue up 14% (organic constant currency up 11%) and adjusted diluted EPS up 12%. U.S. markets were the primary driver (U.S. revenue +14%), led by Financial Services (mortgage strength, TruIQ, alternative data and trusted call solutions). International was mixed: U.K., Canada and Africa grew, while India and Asia Pacific were softer but expected to improve through the year. The company completed two acquisitions (TransUnion de Mexico and RealNetworks' mobile division), repurchased $25 million of stock year-to-date, and increased the high end of full-year guidance mainly from the Mexico consolidation. Management reiterated full-year organic constant-currency revenue guidance of 8%–9% (5%–6% excluding FICO mortgage royalties) and adjusted diluted EPS guidance of $4.68–$4.75 (up 9%–11%). Adjusted EBITDA margin is expected to modestly compress this year due to FICO mortgage royalties and the Mexico consolidation, though underlying margin expansion is expected over time. Management emphasized AI as a material accelerator for demand (customers consuming more data) and for faster product innovation (OneTru, TruIQ Analytics Orchestrator, Marketing audiences, AI model factory for fraud), and they highlighted durable growth, balanced capital allocation (paying down debt, buybacks), and a medium-term framework targeting high single-digit organic growth and low-to-mid-teens EPS growth.