X Financial Earnings Calls

Jun 30, 2026 (Upcoming)
Release date Aug 10, 2026
EPS estimate $0.293
EPS actual -
Revenue estimate 190.468M
Revenue actual -
Expected change +/- 10.94%
Mar 31, 2026
$0.300 (3.31%)
Release date May 28, 2026
EPS estimate $0.290
EPS actual $0.300
EPS Surprise 3.31%
Revenue estimate 169.859M
Revenue actual 169.859M
Dec 31, 2025
$0.220 (-22.75%)
Release date Mar 26, 2026
EPS estimate $0.285
EPS actual $0.220
EPS Surprise -22.75%
Revenue estimate 206.947M
Revenue actual 206.947M
Sep 30, 2025
Release date Nov 20, 2025
EPS estimate -
EPS actual $1.47
Revenue estimate -
Revenue actual 275.416M

Last 4 Quarters for X Financial

Below you can see how XYF performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.

Sep 30, 2025
Release date Nov 20, 2025
Price on release $9.11
EPS estimate -
EPS actual $1.47
Date Price
Nov 14, 2025 $11.62
Nov 17, 2025 $11.27
Nov 18, 2025 $11.09
Nov 19, 2025 $9.71
Nov 20, 2025 $9.11
Nov 21, 2025 $7.68
Nov 24, 2025 $7.36
Nov 25, 2025 $7.38
Nov 26, 2025 $7.17
4 days before -21.60%
4 days after -21.30%
On release day -15.70%
Change in period -38.30%
Dec 31, 2025 Missed
Release date Mar 26, 2026
Price on release $3.41
EPS estimate $0.285
EPS actual $0.220
EPS surprise -22.75%
Date Price
Mar 20, 2026 $4.42
Mar 23, 2026 $4.63
Mar 24, 2026 $4.50
Mar 25, 2026 $4.62
Mar 26, 2026 $3.41
Mar 27, 2026 $3.64
Mar 30, 2026 $3.88
Mar 31, 2026 $4.12
Apr 01, 2026 $4.12
4 days before -22.85%
4 days after 20.82%
On release day 6.74%
Change in period -6.79%
Mar 31, 2026 Beat
Release date May 28, 2026
Price on release $4.73
EPS estimate $0.290
EPS actual $0.300
EPS surprise 3.31%
Date Price
May 21, 2026 $5.01
May 22, 2026 $4.57
May 26, 2026 $4.42
May 27, 2026 $4.87
May 28, 2026 $4.73
May 29, 2026 $4.81
Jun 01, 2026 $4.91
Jun 02, 2026 $4.91
Jun 03, 2026 $4.83
4 days before -5.59%
4 days after 2.11%
On release day 1.69%
Change in period -3.59%
Jun 30, 2026 (Upcoming)
Release date Aug 10, 2026
Price on release -
EPS estimate $0.293
EPS actual -
Date Price
Jul 07, 2026 $4.97
Jul 08, 2026 $4.84
Jul 09, 2026 $4.88
Jul 10, 2026 $4.68
Jul 13, 2026 $4.62

X Financial Earnings History

Earnings Calendar

FAQ

When is the earnings report for XYF?
X Financial (XYF) has scheduled its earnings report for Aug 10, 2026 before the markets open.

What is the XYF price-to-earnings (P/E) ratio?
XYF P/E ratio as of Jul 13, 2026 (TTM) is 0.203.

What is the XYF EPS forecast?
The forecasted EPS (Earnings Per Share) for X Financial (XYF) for the first fiscal quarter 2026 is $0.293.

What are X Financial's retained earnings?
On its balance sheet, X Financial reported retained earnings of $0 for the latest quarter ending Mar 31, 2030.

What Is an Earnings Report?
An earnings report is usually issued quarterly (Q1, Q2, Q3 & Q4) by public companies to report their performance. Earnings reports typically include net income, earnings per share, earnings from continuing operations, and net sales. Looking at the earnings report investors can start gauge the financial health of the company and make even better decisions whether to buy, sell, or stay in the company. Fundamental analysts and value investors will typically hunt for stocks that continue to show good financial ratios and use a decline as an exit point. One of the most anticipated numbers for analysis is earnings per share because it indicates how much the company earned for its shareholders. The report will also indicate a possible dividend.

Earnings Report Content
Earnings reports generally provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. These figures are typically measured against previous quarters/years. Furthermore, the earnings report usually includes a summary and analysis from the CEO or company spokesman, alongside a more general view of the financials and future forecast.

What To Know About Earnings Reports?
Announcement of earnings for a stock, particularly for well followed large-capitalization stocks, can move the market. Stock prices can fluctuate wildly on days when the quarterly earnings report is released. Despite good reports, stocks may very well fall if the investors were expecting more or they believe the next quarter will not be as good. Investors always try to be ahead of the market and future earnings/losses are often discounted into the current price of the stock. It is natural for stocks to start to move in either direction a few days before the release of an earnings report.
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