- Excellent financial health (Piotroski 8/9)
- High gross margin of 62.8%
- Attractive free cash flow ratio of 10.9x
First Citizens Bancshares, Inc. stock downgraded from Hold/Accumulate to Sell Candidate after Friday trading session
(Updated on Jul 10, 2026)
No changes to the price of First Citizens Bancshares, Inc. stock on the last trading day (Friday, 10th Jul 2026). During the last trading day the stock fluctuated 0.170% from a day low at $20.60 to a day high of $20.63. The price has risen in 6 of the last 10 days and is up by 1.28% over the past 2 weeks.
The stock lies the upper part of a narrow and falling trend in the short term, and this may normally pose a very good selling opportunity for the short-term trader as reaction back towards the lower part of the trend can be expected. A break up at the top trend line at $20.72 will firstly indicate a slower falling rate, but may be the first sign of a trend shift. Given the current short-term trend, the stock is expected to fall -6.75% during the next 3 months and, with a 90% probability hold a price between $18.76 and $19.32 at the end of this 3-month period. Do note, that if the stock price manages to stay at current levels or higher, our prediction target will start to change positively over the next few days as the conditions for the current predictions will be broken.
FCNCO Signals & Forecast
There are mixed signals in the stock today. The First Citizens Bancshares, Inc. stock holds sell signals from both short and long-term Moving Averages giving a more negative forecast for the stock. Also, there is a general sell signal from the relation between the two signals where the long-term average is above the short-term average. On corrections up, there will be some resistance from the lines at $20.65 and $20.71. A break-up above any of these levels will issue buy signals. Volume fell on the last day without any changes to the price. This does not cause any direct divergence but may be an early warning and a possible "turning point". The very low volume increases the risk and reduces the other technical signals issued. A buy signal was issued from a pivot bottom point on Friday, June 26, 2026, and so far it has risen 1.43%. Further rise is indicated until a new top pivot has been found. Furthermore, there is a buy signal from the 3 month Moving Average Convergence Divergence (MACD).
Support, Risk & Stop-loss for First Citizens Bancshares, Inc. stock
First Citizens Bancshares, Inc. finds support from accumulated volume at $20.47 and this level may hold a buying opportunity as an upwards reaction can be expected when the support is being tested.
In general the stock tends to have very controlled movements and therefore the general risk is considered very low. However, be aware of low or falling volume and make sure to keep an eye on the stock During the last day, the stock moved $0.0350 between high and low, or 0.170%. For the last week the stock has had daily average volatility of 0.694%
Our recommended stop-loss: We hold a negative evaluation for this stock. No stop-loss is set.
Trading Expectations (FCNCO) For The Upcoming Trading Day Of Monday 13th
For the upcoming trading day on Monday, 13th we expect First Citizens Bancshares, Inc. to open at $20.62, and during the day (based on 14 day Average True Range), to move between $20.54 and $20.72, which gives a possible trading interval of +/-$0.190 (+/-0.92%) up or down from last closing price. If First Citizens Bancshares, Inc. takes out the full calculated possible swing range there will be an estimated 0.92% move between the lowest and the highest trading price during the day.
Since the stock is closer to the resistance from accumulated volume at $20.68 (0.24%) than the support at $20.47 (0.78%), our systems don't find the trading risk/reward intra-day attractive and any bets should be held until the stock is closer to the support level.
Is First Citizens Bancshares, Inc. stock A Buy?
First Citizens Bancshares, Inc. holds several negative signals and we believe that it will still perform weakly in the next couple of days or weeks. We, therefore, hold a negative evaluation of this stock. Due to some small weaknesses in the technical picture we have downgraded our analysis conclusion for this stock since the last evaluation from a Hold to a Sell candidate.
Current score:
-1.339
Sell Candidate
Downgraded
Predicted Fair Opening Price
Predicted fair opening price on July 13, 2026 - $20.62 ( 0.0566%).
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FCNCO Performance
Trading levels for FCNCO
Fibonacci Support & Resistance Levels
| Level | Price | |
|---|---|---|
| R3 | 20.65 | 0.113% |
| R2 | 20.64 | 0.0483% |
| R1 | 20.63 | 0.0083% |
| Price | 20.63 | |
| S1 | 20.60 | -0.121% |
| S2 | 20.60 | -0.161% |
| S3 | 20.58 | -0.226% |
Accumulated Volume Support & Resistance Levels
| Level | Price | |
|---|---|---|
| R3 | 21.92 | 6.25% |
| R2 | 21.59 | 4.65% |
| R1 | 20.68 | 0.242% |
| Price | 20.63 | |
| S1 | 20.47 | -0.776% |
| S2 | 20.45 | -0.87% |
| S3 | 20.34 | -1.41% |
FCNCO Dividend Payout History
| # | Ex-Date | Pay Date | Amount | Yield | |
|---|---|---|---|---|---|
| 1 | May 29, 2026 | May 29, 2026 | Jun 15, 2026 | $0.352 | 1.62% |
| 2 | Jan 20, 2026 | Feb 27, 2026 | Mar 16, 2026 | $0.352 | 1.60% |
| 3 | Oct 23, 2025 | Nov 28, 2025 | Dec 15, 2025 | $0.352 | 1.55% |
| 4 | Jul 22, 2025 | Aug 29, 2025 | Sep 15, 2025 | $0.352 | 1.55% |
| 5 | May 30, 2025 | May 30, 2025 | Jun 16, 2025 | $0.352 | 1.55% |
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