- Excellent financial health (Piotroski 8/9)
- High gross margin of 64.0%
- Attractive free cash flow ratio of 11.2x
First Citizens Bancshares, Inc. stock upgraded from Sell Candidate to Hold/Accumulate after Friday trading session
(Updated on Jul 31, 2026)
The First Citizens Bancshares, Inc. stock price gained 0.340% on the last trading day (Friday, 31st Jul 2026), rising from $20.57 to $20.64. During the last trading day the stock fluctuated 0.780% from a day low at $20.50 to a day high of $20.66. The price has fallen in 6 of the last 10 days but is still up by 0.1% over the past 2 weeks. Volume has increased on the last day along with the price, which is a positive technical sign, and, in total, 3 thousand more shares were traded than the day before. In total, 17 thousand shares were bought and sold for approximately $355.92 thousand.
The stock lies the upper part of a narrow and falling trend in the short term, and this may normally pose a very good selling opportunity for the short-term trader as reaction back towards the lower part of the trend can be expected. A break up at the top trend line at $20.69 will firstly indicate a slower falling rate, but may be the first sign of a trend shift. Given the current short-term trend, the stock is expected to fall -4.49% during the next 3 months and, with a 90% probability hold a price between $19.06 and $19.76 at the end of this 3-month period. Do note, that if the stock price manages to stay at current levels or higher, our prediction target will start to change positively over the next few days as the conditions for the current predictions will be broken.
FCNCO Signals & Forecast
The First Citizens Bancshares, Inc. stock holds buy signals from both short and long-term Moving Averages giving a positive forecast for the stock. Also, there is a general buy signal from the relation between the two signals where the short-term average is above the long-term average. On corrections down, there will be some support from the lines at $20.60 and $20.59. A breakdown below any of these levels will issue sell signals. A buy signal was issued from a pivot bottom point on Friday, June 26, 2026, and so far it has risen 1.47%. Further rise is indicated until a new top pivot has been found. First Citizens Bancshares, Inc. has increased volume and follows the last lift in the price. This is considered to be a technical positive sign as volume should follow the price-formation. Higher liquidity also reduces the general risk. Some negative signals were issued as well, and these may have some influence on the near short-term development. Furthermore, there is currently a sell signal from the 3 month Moving Average Convergence Divergence (MACD).
Support, Risk & Stop-loss for First Citizens Bancshares, Inc. stock
First Citizens Bancshares, Inc. finds support from accumulated volume at $20.62 and this level may hold a buying opportunity as an upwards reaction can be expected when the support is being tested.
In general the stock tends to have very controlled movements and with good liquidity the risk is considered very low in this stock. During the last day, the stock moved $0.160 between high and low, or 0.780%. For the last week the stock has had daily average volatility of 0.666%.
Our recommended stop-loss: $19.43 (-5.84%) (This stock has very low daily movements and this gives very low risk. There is a buy signal from a pivot bottom found 24 days ago.)
Trading Expectations (FCNCO) For The Upcoming Trading Day Of Monday 3rd
For the upcoming trading day on Monday, 3rd we expect First Citizens Bancshares, Inc. to open at $20.60, and during the day (based on 14 day Average True Range), to move between $20.56 and $20.72, which gives a possible trading interval of +/-$0.153 (+/-0.74%) up or down from last closing price. If First Citizens Bancshares, Inc. takes out the full calculated possible swing range there will be an estimated 0.74% move between the lowest and the highest trading price during the day.
Since the stock is closer to the support from accumulated volume at $20.62 (0.10%) than the resistance at $20.68 (0.19%), our systems sees the trading risk/reward intra-day as attractive and believe profit can be made before the stock reaches first resistance..
Earnings coming up
First Citizens Bancshares, Inc. will release earnings on Tuesday, August 04, 2026.The consensus among the analysts for the expected earnings (EPS) is $40.42. We will update the financials statements for First Citizens Bancshares, Inc., that can be found here as soon as the records are public. Our systems has calculated a possible swing of +/- 1.48% in the first trading day after earnings release.
Dividend Warning For FCNCO
Dividend coming up for FCNCO: Ex-dividend date (Monday 31st August, 2026) is 29 days away. The dividend is $0.350.Is First Citizens Bancshares, Inc. stock A Buy?
First Citizens Bancshares, Inc. holds several positive signals, but we still don't find these to be enough for a buy candidate. At the current level, it should be considered as a hold candidate (hold or accumulate) in this position whilst awaiting further development. We have upgraded our analysis conclusion for this stock since the last evaluation from a Sell to a Hold candidate.
Current score:
-0.031
Hold/Accumulate
Upgraded
Predicted Fair Opening Price
Predicted fair opening price on August 3, 2026 - $20.60 ( 0.194%).
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FCNCO Performance
Trading levels for FCNCO
Fibonacci Support & Resistance Levels
| Level | Price | |
|---|---|---|
| R3 | 20.76 | 0.581% |
| R2 | 20.70 | 0.285% |
| R1 | 20.66 | 0.102% |
| Price | 20.64 | |
| S1 | 20.54 | -0.490% |
| S2 | 20.50 | -0.673% |
| S3 | 20.44 | -0.97% |
Accumulated Volume Support & Resistance Levels
| Level | Price | |
|---|---|---|
| R3 | 21.59 | 4.60% |
| R2 | 21.14 | 2.42% |
| R1 | 20.68 | 0.194% |
| Price | 20.64 | |
| S1 | 20.62 | -0.0964% |
| S2 | 20.57 | -0.339% |
| S3 | 20.45 | -0.92% |
FCNCO Dividend Payout History
| # | Ex-Date | Pay Date | Amount | Yield | |
|---|---|---|---|---|---|
| 1 | Jul 23, 2026 | Aug 31, 2026 | Sep 15, 2026 | $0.352 | 1.71% |
| 2 | May 29, 2026 | May 29, 2026 | Jun 15, 2026 | $0.352 | 1.62% |
| 3 | Jan 20, 2026 | Feb 27, 2026 | Mar 16, 2026 | $0.352 | 1.60% |
| 4 | Oct 23, 2025 | Nov 28, 2025 | Dec 15, 2025 | $0.352 | 1.55% |
| 5 | Jul 22, 2025 | Aug 29, 2025 | Sep 15, 2025 | $0.352 | 1.55% |
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