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ACI Worldwide Earnings Calls
| Release date | May 07, 2026 |
| EPS estimate | $0.290 |
| EPS actual | $0.480 |
| EPS Surprise | 65.52% |
| Revenue estimate | 410.081M |
| Revenue actual | 425.749M |
| Revenue Surprise | 3.82% |
| Release date | Feb 26, 2026 |
| EPS estimate | $0.80 |
| EPS actual | $0.630 |
| EPS Surprise | -21.25% |
| Revenue estimate | 464.642M |
| Revenue actual | 481.6M |
| Revenue Surprise | 3.65% |
| Release date | Nov 06, 2025 |
| EPS estimate | $0.99 |
| EPS actual | $1.09 |
| EPS Surprise | 10.10% |
| Revenue estimate | 465.239M |
| Revenue actual | 482.359M |
| Revenue Surprise | 3.68% |
| Release date | Aug 07, 2025 |
| EPS estimate | $0.270 |
| EPS actual | $0.350 |
| EPS Surprise | 29.63% |
| Revenue estimate | 461.167M |
| Revenue actual | 401.258M |
| Revenue Surprise | -12.99% |
Last 4 Quarters for ACI Worldwide
Below you can see how ACIW performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Aug 07, 2025 |
| Price on release | $43.74 |
| EPS estimate | $0.270 |
| EPS actual | $0.350 |
| EPS surprise | 29.63% |
| Date | Price |
|---|---|
| Aug 01, 2025 | $40.74 |
| Aug 04, 2025 | $41.93 |
| Aug 05, 2025 | $41.54 |
| Aug 06, 2025 | $42.15 |
| Aug 07, 2025 | $43.74 |
| Aug 08, 2025 | $44.55 |
| Aug 11, 2025 | $44.39 |
| Aug 12, 2025 | $46.34 |
| Aug 13, 2025 | $47.29 |
| 4 days before | 7.36% |
| 4 days after | 8.12% |
| On release day | 1.85% |
| Change in period | 16.08% |
| Release date | Nov 06, 2025 |
| Price on release | $50.63 |
| EPS estimate | $0.99 |
| EPS actual | $1.09 |
| EPS surprise | 10.10% |
| Date | Price |
|---|---|
| Oct 31, 2025 | $47.63 |
| Nov 03, 2025 | $47.67 |
| Nov 04, 2025 | $47.37 |
| Nov 05, 2025 | $48.24 |
| Nov 06, 2025 | $50.63 |
| Nov 07, 2025 | $48.96 |
| Nov 10, 2025 | $47.48 |
| Nov 11, 2025 | $48.00 |
| Nov 12, 2025 | $47.57 |
| 4 days before | 6.30% |
| 4 days after | -6.04% |
| On release day | -3.30% |
| Change in period | -0.126% |
| Release date | Feb 26, 2026 |
| Price on release | $39.80 |
| EPS estimate | $0.80 |
| EPS actual | $0.630 |
| EPS surprise | -21.25% |
| Date | Price |
|---|---|
| Feb 20, 2026 | $40.88 |
| Feb 23, 2026 | $38.47 |
| Feb 24, 2026 | $39.08 |
| Feb 25, 2026 | $41.48 |
| Feb 26, 2026 | $39.80 |
| Feb 27, 2026 | $39.68 |
| Mar 02, 2026 | $40.35 |
| Mar 03, 2026 | $41.41 |
| Mar 04, 2026 | $42.44 |
| 4 days before | -2.64% |
| 4 days after | 6.63% |
| On release day | -0.302% |
| Change in period | 3.82% |
| Release date | May 07, 2026 |
| Price on release | $46.65 |
| EPS estimate | $0.290 |
| EPS actual | $0.480 |
| EPS surprise | 65.52% |
| Date | Price |
|---|---|
| May 01, 2026 | $43.86 |
| May 04, 2026 | $44.28 |
| May 05, 2026 | $44.16 |
| May 06, 2026 | $43.27 |
| May 07, 2026 | $46.65 |
| May 08, 2026 | $45.51 |
| May 11, 2026 | $42.36 |
| May 12, 2026 | $42.18 |
| May 13, 2026 | $40.81 |
| 4 days before | 6.36% |
| 4 days after | -12.52% |
| On release day | -2.44% |
| Change in period | -6.95% |
ACI Worldwide Earnings Call Transcript Summary of Q1 2026
Key points for investors:
- Strong start to 2026: Total revenue $426M (up 8% reported, up 6% constant currency). Recurring revenue $313M (up 10% reported, up 8% cc). Adjusted EBITDA $105M (up 12% reported, up 8% cc) with adjusted EBITDA margin of 38% (vs. 36% prior year).
- Product / segment momentum: Payment Software grew ~2% constant currency (SaaS revenue +11% ex-FX) with notable strength in real-time payments (+22% cc) and merchant (+21% cc). Biller revenue grew 10% (revenue ex-interchange +5%); Speedpay One driving new logos and expansions.
- ARR and bookings: Net new ARR bookings increased 39% to $12M, driven largely by Biller and SaaS offerings.
- Platform strategy: Kinetic (cloud-native payments platform) is gaining traction — it is driving customer confidence, cross-sell/expansion with large customers and new mid-market wins; early SaaS go-lives expected and revenue contribution beginning this year (not material to guidance).
- Capital allocation and balance sheet: Repurchased 1.5M shares in Q1 (~$65M); >5% of shares repurchased since start of 2025. Net leverage 1.3x adjusted EBITDA (well below 2x target). $162M cash on hand and $560M total liquidity. Management aims to allocate 50–60% of operating cash flow to buybacks in 2026.
- Raised full-year guidance: Revenue now expected $1.89B–$1.92B (7–9% growth). Adjusted EBITDA now $540M–$555M (7–10% growth). Q2 revenue guide $420M–$440M; Q2 adjusted EBITDA $85M–$95M.
- Risks / outlook: Management acknowledges geopolitical uncertainty (Middle East) and FX dynamics but emphasizes payments infrastructure resilience and continued operational discipline. Timing of some implementations/renewals is weighted to H2 (heavier contribution in Q4).
