Sign In
NASDAQ:ACIW
ACI Worldwide Stock Earnings Reports
$53.26
+0.340 (+0.642%)
At Close: Mar 17, 2025
ACI Worldwide Earnings Calls
Q4 2024
Beat
$1.08 (47.95%)
| Release date | Feb 27, 2025 |
| EPS estimate | $0.730 |
| EPS actual | $1.08 |
| EPS Surprise | 47.95% |
| Revenue estimate | 337.404M |
| Revenue actual | 453.038M |
| Revenue Surprise | 34.27% |
Q3 2024
Beat
$0.770 (83.33%)
| Release date | Nov 07, 2024 |
| EPS estimate | $0.420 |
| EPS actual | $0.770 |
| EPS Surprise | 83.33% |
| Revenue estimate | 451.004M |
| Revenue actual | 451.752M |
| Revenue Surprise | 0.166% |
Q2 2024
Beat
$0.470 (113.64%)
| Release date | Aug 01, 2024 |
| EPS estimate | $0.220 |
| EPS actual | $0.470 |
| EPS Surprise | 113.64% |
| Revenue estimate | 349.63M |
| Revenue actual | 373.479M |
| Revenue Surprise | 6.82% |
Q1 2024
Beat
$0.100 (62.02%)
| Release date | Apr 30, 2024 |
| EPS estimate | $0.0617 |
| EPS actual | $0.100 |
| EPS Surprise | 62.02% |
| Revenue estimate | 306.26M |
| Revenue actual | 316.019M |
| Revenue Surprise | 3.19% |
Last 4 Quarters for ACI Worldwide
Below you can see how ACIW performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
Q1 2024
Beat
| Release date | Apr 30, 2024 |
| Fiscal end date | Mar 31, 2024 |
| Price on release | $34.10 |
| EPS estimate | $0.0617 |
| EPS actual | $0.100 |
| EPS surprise | 62.02% |
| Date | Price |
|---|---|
| Apr 24, 2024 | $33.33 |
| Apr 25, 2024 | $32.77 |
| Apr 26, 2024 | $33.30 |
| Apr 29, 2024 | $33.10 |
| Apr 30, 2024 | $34.10 |
| May 01, 2024 | $34.35 |
| May 02, 2024 | $35.46 |
| May 03, 2024 | $35.12 |
| May 06, 2024 | $35.51 |
| 4 days before | 2.31% |
| 4 days after | 4.13% |
| On release day | 0.733% |
| Change in period | 6.54% |
Q2 2024
Beat
| Release date | Aug 01, 2024 |
| Fiscal end date | Jun 30, 2024 |
| Price on release | $45.75 |
| EPS estimate | $0.220 |
| EPS actual | $0.470 |
| EPS surprise | 113.64% |
| Date | Price |
|---|---|
| Jul 26, 2024 | $42.99 |
| Jul 29, 2024 | $43.15 |
| Jul 30, 2024 | $42.78 |
| Jul 31, 2024 | $43.23 |
| Aug 01, 2024 | $45.75 |
| Aug 02, 2024 | $44.86 |
| Aug 05, 2024 | $43.55 |
| Aug 06, 2024 | $45.79 |
| Aug 07, 2024 | $45.36 |
| 4 days before | 6.42% |
| 4 days after | -0.85% |
| On release day | -1.95% |
| Change in period | 5.51% |
Q3 2024
Beat
| Release date | Nov 07, 2024 |
| Fiscal end date | Sep 30, 2024 |
| Price on release | $59.20 |
| EPS estimate | $0.420 |
| EPS actual | $0.770 |
| EPS surprise | 83.33% |
| Date | Price |
|---|---|
| Nov 01, 2024 | $49.49 |
| Nov 04, 2024 | $50.15 |
| Nov 05, 2024 | $51.17 |
| Nov 06, 2024 | $54.42 |
| Nov 07, 2024 | $59.20 |
| Nov 08, 2024 | $58.01 |
| Nov 11, 2024 | $55.82 |
| Nov 12, 2024 | $56.77 |
| Nov 13, 2024 | $56.69 |
| 4 days before | 19.62% |
| 4 days after | -4.24% |
| On release day | -2.01% |
| Change in period | 14.55% |
Q4 2024
Beat
| Release date | Feb 27, 2025 |
| Fiscal end date | Dec 31, 2024 |
| Price on release | $54.47 |
| EPS estimate | $0.730 |
| EPS actual | $1.08 |
| EPS surprise | 47.95% |
| Date | Price |
|---|---|
| Feb 21, 2025 | $50.56 |
| Feb 24, 2025 | $50.38 |
| Feb 25, 2025 | $50.56 |
| Feb 26, 2025 | $50.58 |
| Feb 27, 2025 | $54.47 |
| Feb 28, 2025 | $57.35 |
| Mar 03, 2025 | $54.95 |
| Mar 04, 2025 | $53.70 |
| Mar 05, 2025 | $54.20 |
| 4 days before | 7.73% |
| 4 days after | -0.496% |
| On release day | 5.29% |
| Change in period | 7.20% |
ACI Worldwide Earnings Call Transcript Summary of Q4 2024
This exceeded initial expectations set earlier in the year.
- Adjusted EBITDA: The adjusted EBITDA rose 18% to $466 million, with an adjusted EBITDA margin of 41%, reflecting over 300 basis points of expansion from 2023.
- Strong Cash Flow: Operating cash flow was $359 million, more than double the previous year's figures. Ending cash on hand totaled $216 million, and total debt decreased by over $100 million to $932 million.
Segment Growth:
- Payment Software Segment (newly combined Bank and Merchant segments):
- Bank revenues grew 14%, with a 61% adjusted EBITDA margin.
- Merchant revenues increased 10%, with a 42% EBITDA margin.
- Biller Segment: Revenue grew 6%, but EBITDA declined due to non-recurring margin benefits from the previous year. Still, there was 20% growth in annual recurring revenue (ARR) bookings in Q4 compared to the previous year.
Strategic Initiatives:
- Unified Payment Software Business: The Bank and Merchant segments have been combined into a single Payment Software segment for operational synergies and efficiency.
- Leadership Changes: Erich Litch, a seasoned industry leader, has been appointed to lead the new Payment Software segment.
- Next-Generation Payments Hub (Kinetic): Progress continues on the Kinetic payments hub set for launch in 2025, allowing for cloud-native services. Early demand and interest from the sales force have been promising.
Outlook for 2025:
- Revenue Guidance: Revenue is expected to range from $1.685 billion to $1.715 billion, representing 7% to 9% growth on a constant currency basis.
- Adjusted EBITDA Guidance: Forecasted between $480 million and $495 million.
- Q1 Expectations: Anticipated revenue in Q1 is between $360 million and $370 million, reflecting growth of 17% to 21% compared to the previous year, with adjusted EBITDA ranging from $70 million to $80 million.
Overall Confidence:
- Management expressed high confidence in growth trajectories for 2025, supported by a strong current sales pipeline and early bookings.
Conclusion:
Investors should be optimistic about ACI Worldwide's solid performance in 2024, strategic operational changes, and strong growth outlook for 2025. The focus on executing new contracts early in the year could mitigate previous seasonality challenges and bolster future revenues.
ACI Worldwide Earnings History
Earnings Calendar
FAQ
When is the earnings report for ACIW?
ACI Worldwide (ACIW) has scheduled its earnings report for Apr 29, 2025 before the markets open.
What is the ACIW price-to-earnings (P/E) ratio?
ACIW P/E ratio as of Mar 17, 2025 (TTM) is 27.56.
What is the ACIW EPS forecast?
The forecasted EPS (Earnings Per Share) for ACI Worldwide (ACIW) for the first fiscal quarter 2025 is $0.330.
What are ACI Worldwide's retained earnings?
On its balance sheet, ACI Worldwide reported retained earnings of $453.04 million for the latest quarter ending Dec 31, 2024.
What Is an Earnings Report?
An earnings report is usually issued quarterly (Q1, Q2, Q3 & Q4) by public companies to report their performance. Earnings reports typically include net income, earnings per share, earnings from continuing operations, and net sales. Looking at the earnings report investors can start gauge the financial health of the company and make even better decisions whether to buy, sell, or stay in the company. Fundamental analysts and value investors will typically hunt for stocks that continue to show good financial ratios and use a decline as an exit point. One of the most anticipated numbers for analysis is earnings per share because it indicates how much the company earned for its shareholders. The report will also indicate a possible dividend.
Earnings Report Content
Earnings reports generally provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. These figures are typically measured against previous quarters/years. Furthermore, the earnings report usually includes a summary and analysis from the CEO or company spokesman, alongside a more general view of the financials and future forecast.
What To Know About Earnings Reports?
Announcement of earnings for a stock, particularly for well followed large-capitalization stocks, can move the market. Stock prices can fluctuate wildly on days when the quarterly earnings report is released. Despite good reports, stocks may very well fall if the investors were expecting more or they believe the next quarter will not be as good. Investors always try to be ahead of the market and future earnings/losses are often discounted into the current price of the stock. It is natural for stocks to start to move in either direction a few days before the release of an earnings report.
