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Amalgamated Bank Earnings Calls
| Release date | Apr 23, 2026 |
| EPS estimate | $0.95 |
| EPS actual | $0.80 |
| EPS Surprise | -15.79% |
| Revenue estimate | 89.758M |
| Revenue actual | 91.356M |
| Revenue Surprise | 1.78% |
| Release date | Jan 22, 2026 |
| EPS estimate | $0.91 |
| EPS actual | $0.99 |
| EPS Surprise | 8.79% |
| Revenue estimate | 85.371M |
| Revenue actual | 87.906M |
| Revenue Surprise | 2.97% |
| Release date | Oct 23, 2025 |
| EPS estimate | $0.88 |
| EPS actual | $0.91 |
| EPS Surprise | 3.41% |
| Revenue estimate | 86.335M |
| Revenue actual | 85.011M |
| Revenue Surprise | -1.53% |
| Release date | Jul 24, 2025 |
| EPS estimate | $0.90 |
| EPS actual | $0.88 |
| EPS Surprise | -2.22% |
| Revenue estimate | 82.518M |
| Revenue actual | 80.883M |
| Revenue Surprise | -1.98% |
Last 4 Quarters for Amalgamated Bank
Below you can see how AMAL performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Jul 24, 2025 |
| Price on release | $30.51 |
| EPS estimate | $0.90 |
| EPS actual | $0.88 |
| EPS surprise | -2.22% |
| Date | Price |
|---|---|
| Jul 18, 2025 | $32.99 |
| Jul 21, 2025 | $33.10 |
| Jul 22, 2025 | $32.81 |
| Jul 23, 2025 | $33.22 |
| Jul 24, 2025 | $30.51 |
| Jul 25, 2025 | $30.06 |
| Jul 28, 2025 | $29.85 |
| Jul 29, 2025 | $29.63 |
| Jul 30, 2025 | $29.29 |
| 4 days before | -7.52% |
| 4 days after | -4.00% |
| On release day | -1.47% |
| Change in period | -11.22% |
| Release date | Oct 23, 2025 |
| Price on release | $27.45 |
| EPS estimate | $0.88 |
| EPS actual | $0.91 |
| EPS surprise | 3.41% |
| Date | Price |
|---|---|
| Oct 17, 2025 | $25.72 |
| Oct 20, 2025 | $26.55 |
| Oct 21, 2025 | $26.70 |
| Oct 22, 2025 | $26.68 |
| Oct 23, 2025 | $27.45 |
| Oct 24, 2025 | $28.32 |
| Oct 27, 2025 | $28.13 |
| Oct 28, 2025 | $27.85 |
| Oct 29, 2025 | $27.27 |
| 4 days before | 6.73% |
| 4 days after | -0.656% |
| On release day | 3.17% |
| Change in period | 6.03% |
| Release date | Jan 22, 2026 |
| Price on release | $38.44 |
| EPS estimate | $0.91 |
| EPS actual | $0.99 |
| EPS surprise | 8.79% |
| Date | Price |
|---|---|
| Jan 15, 2026 | $34.79 |
| Jan 16, 2026 | $34.65 |
| Jan 20, 2026 | $33.84 |
| Jan 21, 2026 | $36.03 |
| Jan 22, 2026 | $38.44 |
| Jan 23, 2026 | $38.02 |
| Jan 26, 2026 | $38.21 |
| Jan 27, 2026 | $38.15 |
| Jan 28, 2026 | $37.65 |
| 4 days before | 10.49% |
| 4 days after | -2.06% |
| On release day | -1.09% |
| Change in period | 8.22% |
| Release date | Apr 23, 2026 |
| Price on release | $40.37 |
| EPS estimate | $0.95 |
| EPS actual | $0.80 |
| EPS surprise | -15.79% |
| Date | Price |
|---|---|
| Apr 17, 2026 | $43.50 |
| Apr 20, 2026 | $43.60 |
| Apr 21, 2026 | $43.08 |
| Apr 22, 2026 | $42.31 |
| Apr 23, 2026 | $40.37 |
| Apr 24, 2026 | $40.49 |
| Apr 27, 2026 | $41.64 |
| Apr 28, 2026 | $41.15 |
| Apr 29, 2026 | $40.37 |
| 4 days before | -7.20% |
| 4 days after | 0% |
| On release day | 0.297% |
| Change in period | -7.20% |
Amalgamated Bank Earnings Call Transcript Summary of Q1 2026
Amalgamated Financial reported a strong Q1 2026 with net revenue up 9.7% to $93.4M, net interest margin (NIM) expanding to 3.75%, and on-balance sheet deposits rising $229M to $8.2B. Net income was $25.2M ($0.84 diluted), with core EPS $0.80 after an incremental $9.2M provision tied to a single multifamily borrower that moved to nonaccrual. Management characterized the credit event as borrower-specific, added $11.1M of total reserves on that relationship, and increased disclosure on D.C. metro exposure. Loans rose modestly (net +1.3%), led by CRE, multifamily and C&I; the PACE portfolio grew to ~$1.3B. Deposit mix improved (noninterest-bearing at 41%, super-core deposits ~60%). Core efficiency improved to 49.55% and Tier 1 leverage was 9.33%. Management raised full-year targets: NII to $333M, core pre-tax pre-provision earnings to $183M, and now expects ~8% annual balance sheet growth (targeting ~ $9.6B YE assets). Guidance for Q2 NII is $81–$83M; NIM may compress modestly in Q2 before modestly expanding later. Management emphasized that the reserve build was conservative to limit future P&L volatility and reaffirmed confidence in the franchise, capital and disciplined growth plan toward $10B+ in assets.
