Top Stocks
Sign In
NASDAQ:CVBF
CVB Financial Corporation Stock Earnings Reports
$19.18
-0.0800 (-0.415%)
At Close: May 09, 2025
CVB Financial Earnings Calls
Q1 2025
Beat
$0.360 (9.09%)
| Release date | Apr 23, 2025 |
| EPS estimate | $0.330 |
| EPS actual | $0.360 |
| EPS Surprise | 9.09% |
| Revenue estimate | 124.987M |
| Revenue actual | 31.755M |
| Revenue Surprise | -74.59% |
Q4 2024
Beat
$0.360 (5.88%)
| Release date | Jan 22, 2025 |
| EPS estimate | $0.340 |
| EPS actual | $0.360 |
| EPS Surprise | 5.88% |
| Revenue estimate | 112.93M |
| Revenue actual | 31.061M |
| Revenue Surprise | -72.50% |
Q3 2024
Beat
$0.370 (5.71%)
| Release date | Oct 23, 2024 |
| EPS estimate | $0.350 |
| EPS actual | $0.370 |
| EPS Surprise | 5.71% |
| Revenue estimate | 126.751M |
| Revenue actual | 117.275M |
| Revenue Surprise | -7.48% |
Q2 2024
Beat
$0.360 (5.88%)
| Release date | Jul 24, 2024 |
| EPS estimate | $0.340 |
| EPS actual | $0.360 |
| EPS Surprise | 5.88% |
| Revenue estimate | 116.17M |
| Revenue actual | 173.496M |
| Revenue Surprise | 49.35% |
Last 4 Quarters for CVB Financial
Below you can see how CVBF performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
Q2 2024
Beat
| Release date | Jul 24, 2024 |
| Fiscal end date | Jun 30, 2024 |
| Price on release | $19.44 |
| EPS estimate | $0.340 |
| EPS actual | $0.360 |
| EPS surprise | 5.88% |
| Date | Price |
|---|---|
| Jul 18, 2024 | $19.11 |
| Jul 19, 2024 | $19.01 |
| Jul 22, 2024 | $19.53 |
| Jul 23, 2024 | $19.87 |
| Jul 24, 2024 | $19.44 |
| Jul 25, 2024 | $19.76 |
| Jul 26, 2024 | $20.04 |
| Jul 29, 2024 | $19.05 |
| Jul 30, 2024 | $19.15 |
| 4 days before | 1.73% |
| 4 days after | -1.49% |
| On release day | 1.65% |
| Change in period | 0.209% |
Q3 2024
Beat
| Release date | Oct 23, 2024 |
| Fiscal end date | Sep 30, 2024 |
| Price on release | $18.99 |
| EPS estimate | $0.350 |
| EPS actual | $0.370 |
| EPS surprise | 5.71% |
| Date | Price |
|---|---|
| Oct 17, 2024 | $19.77 |
| Oct 18, 2024 | $19.55 |
| Oct 21, 2024 | $18.78 |
| Oct 22, 2024 | $18.97 |
| Oct 23, 2024 | $18.99 |
| Oct 24, 2024 | $19.59 |
| Oct 25, 2024 | $19.23 |
| Oct 28, 2024 | $19.58 |
| Oct 29, 2024 | $19.64 |
| 4 days before | -3.95% |
| 4 days after | 3.42% |
| On release day | 3.16% |
| Change in period | -0.658% |
Q4 2024
Beat
| Release date | Jan 22, 2025 |
| Fiscal end date | Dec 31, 2024 |
| Price on release | $20.69 |
| EPS estimate | $0.340 |
| EPS actual | $0.360 |
| EPS surprise | 5.88% |
| Date | Price |
|---|---|
| Jan 15, 2025 | $20.77 |
| Jan 16, 2025 | $20.37 |
| Jan 17, 2025 | $20.53 |
| Jan 21, 2025 | $20.75 |
| Jan 22, 2025 | $20.69 |
| Jan 23, 2025 | $20.66 |
| Jan 24, 2025 | $20.69 |
| Jan 27, 2025 | $21.02 |
| Jan 28, 2025 | $20.94 |
| 4 days before | -0.385% |
| 4 days after | 1.21% |
| On release day | -0.145% |
| Change in period | 0.82% |
Q1 2025
Beat
| Release date | Apr 23, 2025 |
| Fiscal end date | Mar 31, 2025 |
| Price on release | $18.78 |
| EPS estimate | $0.330 |
| EPS actual | $0.360 |
| EPS surprise | 9.09% |
| Date | Price |
|---|---|
| Apr 16, 2025 | $17.47 |
| Apr 17, 2025 | $17.70 |
| Apr 21, 2025 | $17.72 |
| Apr 22, 2025 | $18.41 |
| Apr 23, 2025 | $18.78 |
| Apr 24, 2025 | $18.91 |
| Apr 25, 2025 | $18.46 |
| Apr 28, 2025 | $18.52 |
| Apr 29, 2025 | $18.78 |
| 4 days before | 7.50% |
| 4 days after | 0% |
| On release day | 0.692% |
| Change in period | 7.50% |
CVB Financial Earnings Call Transcript Summary of Q1 2025
Summary of CVB Financial Corp. Q1 2025 Earnings Call for Investors
Key Financial Highlights:
- Net Earnings:
- Q1 2025 reported net earnings of $51.1 million or $0.36 per share.
- This marks the 192nd consecutive quarter of profitability.
- Dividends:
- Declared a cash dividend of $0.20 per share, maintaining 142 consecutive quarters of dividend payments.
- Return Metrics:
- Return on average tangible common equity stood at 14.51%, and return on average assets at 1.37%.
- Share Repurchase Program:
- A new 10 million share repurchase program announced in November 2024; 2.05 million shares repurchased at an average price of $18.13 as of the end of Q1 2025.
- Net Interest Margin:
- Expanded by 13 basis points to 3.31% compared to 3.18% in Q4 2024, and 3.10% YoY.
- Loan Portfolio:
- Total loans decreased to $8.36 billion, down $173 million from Q4 2024, primarily due to a decline in dairy and livestock loans.
- Commercial real estate loans saw an uptick in demand, driven by competitive rates.
- Deposits:
- Total deposits and customer repurchase agreements totaled $12.3 billion, with a minor increase from Q4 2024.
- Noninterest-bearing deposits grew by $147 million, indicating strength in deposit growth.
- Noninterest Income:
- Increased to $16.2 million compared to $13.1 million in Q4 2024, bolstered by a $2.2 million gain on the sale of OREO (Other Real Estate Owned).
- Expenses:
- Non-interest expenses slightly increased to $59.1 million in Q1 2025.
- Credit Quality:
- Nonperforming loans declined to $26.8 million, with improved credit metrics in the dairy and livestock loan portfolio.
Strategic Insights:
- Strong Pipeline for Loans:
- Despite a seasonal dip in dairy and livestock loans, the company anticipates more activity in commercial real estate loans, with loan originations up 13% YoY.
- Market Position:
- CVB Financial Corp. remains disciplined in its credit approach while facing mixed market conditions, with a focus on maintaining high-quality lending standards.
- Competitive Landscape:
- The company is positioned to capitalize on disruptions within the banking sector, particularly from institutions already affected by recent market volatility.
- Upbeat Economic Outlook:
- CEO David Brager indicated a fairly optimistic sentiment among customers, attributing preparedness for potential economic turbulence in
CVB Financial Earnings History
Earnings Calendar
FAQ
When is the earnings report for CVBF?
CVB Financial Corporation (CVBF) has scheduled its earnings report for Jul 23, 2025 after the markets close.
What is the CVBF price-to-earnings (P/E) ratio?
CVBF P/E ratio as of May 09, 2025 (TTM) is 12.88.
What is the CVBF EPS forecast?
The forecasted EPS (Earnings Per Share) for CVB Financial Corporation (CVBF) for the first fiscal quarter 2025 is $0.350.
What are CVB Financial Corporation's retained earnings?
On its balance sheet, CVB Financial Corporation reported retained earnings of $31.76 million for the latest quarter ending Mar 31, 2025.
What Is an Earnings Report?
An earnings report is usually issued quarterly (Q1, Q2, Q3 & Q4) by public companies to report their performance. Earnings reports typically include net income, earnings per share, earnings from continuing operations, and net sales. Looking at the earnings report investors can start gauge the financial health of the company and make even better decisions whether to buy, sell, or stay in the company. Fundamental analysts and value investors will typically hunt for stocks that continue to show good financial ratios and use a decline as an exit point. One of the most anticipated numbers for analysis is earnings per share because it indicates how much the company earned for its shareholders. The report will also indicate a possible dividend.
Earnings Report Content
Earnings reports generally provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. These figures are typically measured against previous quarters/years. Furthermore, the earnings report usually includes a summary and analysis from the CEO or company spokesman, alongside a more general view of the financials and future forecast.
What To Know About Earnings Reports?
Announcement of earnings for a stock, particularly for well followed large-capitalization stocks, can move the market. Stock prices can fluctuate wildly on days when the quarterly earnings report is released. Despite good reports, stocks may very well fall if the investors were expecting more or they believe the next quarter will not be as good. Investors always try to be ahead of the market and future earnings/losses are often discounted into the current price of the stock. It is natural for stocks to start to move in either direction a few days before the release of an earnings report.
