Donegal Group Stock Earnings Reports
Donegal Group Earnings Calls
Release date | Apr 24, 2025 |
EPS estimate | $0.360 |
EPS actual | $0.720 |
EPS Surprise | 100.00% |
Revenue estimate | 249.364M |
Revenue actual | 245.174M |
Revenue Surprise | -1.68% |
Release date | Feb 20, 2025 |
EPS estimate | $0.300 |
EPS actual | $0.690 |
EPS Surprise | 130.00% |
Revenue estimate | 255.036M |
Revenue actual | 249.954M |
Revenue Surprise | -1.99% |
Release date | Oct 24, 2024 |
EPS estimate | $0.100 |
EPS actual | $0.460 |
EPS Surprise | 360.00% |
Revenue estimate | 249.828M |
Revenue actual | 251.737M |
Revenue Surprise | 0.764% |
Release date | Jul 25, 2024 |
EPS estimate | $0.0700 |
EPS actual | $0.110 |
EPS Surprise | 57.14% |
Revenue estimate | 241.93M |
Revenue actual | 246.773M |
Revenue Surprise | 2.00% |
Last 4 Quarters for Donegal Group
Below you can see how DGICA performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
Release date | Jul 25, 2024 |
Price on release | $14.82 |
EPS estimate | $0.0700 |
EPS actual | $0.110 |
EPS surprise | 57.14% |
Date | Price |
---|---|
Jul 19, 2024 | $13.60 |
Jul 22, 2024 | $13.74 |
Jul 23, 2024 | $14.00 |
Jul 24, 2024 | $14.03 |
Jul 25, 2024 | $14.82 |
Jul 26, 2024 | $14.88 |
Jul 29, 2024 | $14.83 |
Jul 30, 2024 | $14.97 |
Jul 31, 2024 | $14.73 |
4 days before | 8.97% |
4 days after | -0.607% |
On release day | 0.405% |
Change in period | 8.31% |
Release date | Oct 24, 2024 |
Price on release | $15.79 |
EPS estimate | $0.100 |
EPS actual | $0.460 |
EPS surprise | 360.00% |
Date | Price |
---|---|
Oct 18, 2024 | $14.88 |
Oct 21, 2024 | $14.60 |
Oct 22, 2024 | $14.45 |
Oct 23, 2024 | $14.54 |
Oct 24, 2024 | $15.79 |
Oct 25, 2024 | $15.16 |
Oct 28, 2024 | $15.42 |
Oct 29, 2024 | $15.65 |
Oct 30, 2024 | $15.46 |
4 days before | 6.12% |
4 days after | -2.09% |
On release day | -3.99% |
Change in period | 3.90% |
Release date | Feb 20, 2025 |
Price on release | $15.58 |
EPS estimate | $0.300 |
EPS actual | $0.690 |
EPS surprise | 130.00% |
Date | Price |
---|---|
Feb 13, 2025 | $15.32 |
Feb 14, 2025 | $15.21 |
Feb 18, 2025 | $15.19 |
Feb 19, 2025 | $15.17 |
Feb 20, 2025 | $15.58 |
Feb 21, 2025 | $15.58 |
Feb 24, 2025 | $15.96 |
Feb 25, 2025 | $16.62 |
Feb 26, 2025 | $16.99 |
4 days before | 1.70% |
4 days after | 9.05% |
On release day | 0% |
Change in period | 10.90% |
Release date | Apr 24, 2025 |
Price on release | $19.55 |
EPS estimate | $0.360 |
EPS actual | $0.720 |
EPS surprise | 100.00% |
Date | Price |
---|---|
Apr 17, 2025 | $18.24 |
Apr 21, 2025 | $17.85 |
Apr 22, 2025 | $18.64 |
Apr 23, 2025 | $18.55 |
Apr 24, 2025 | $19.55 |
Apr 25, 2025 | $19.16 |
Apr 28, 2025 | $19.43 |
Apr 29, 2025 | $19.42 |
Apr 30, 2025 | $19.35 |
4 days before | 7.18% |
4 days after | -1.02% |
On release day | -1.99% |
Change in period | 6.09% |
Donegal Group Earnings Call Transcript Summary of Q1 2025
Donegal Group First Quarter 2025 Earnings Call Summary for Investors
1. Record Earnings: Donegal Group reported record earnings for the first quarter of 2025, surpassing previous quarters, driven by lower weather-related and large fire losses, alongside improvements in core loss ratios for both commercial and personal lines.
2. Financial Highlights:
- Net Premiums Earned: Increased by 2.2% to $232.7 million.
- Net Premiums Written: Decreased by 1.7%, attributed to lower new business volume and planned attrition, though offset by substantial premium rate increases.
- Combined Ratio: Improved significantly to 91.6%, a 10.8 percentage point improvement year-over-year.
- Net Investment Income: $12 million for the quarter, contributing to strong after-tax net income of $25.2 million, up from $6 million in the prior year.
3. Commercial Lines:
- Net premiums written rose by 3.3% with rate increases averaging 11.5%.
- Strong growth was seen despite increased competition and margin pressures in workers' compensation.
4. Personal Lines:
- Experienced a 9.9% decrease in net premiums written due to strategic non-renewals and limited new business to improve profitability.
- Retention rate was healthy at 86.7%.
5. Underwriting Improvements:
- Significant improvements in core loss ratios across major lines, with substantial decreases in both personal and commercial lines due to premium rate adjustments and lower loss frequencies.
6. Systems Modernization:
- Progress is ongoing with the technology roadmap and modernization efforts, successfully deploying parts of the software for personal and commercial lines, enhancing operational capabilities.
7. Economic Monitoring:
- The company is carefully monitoring potential impacts of economic uncertainty, tariff policies, and inflation on claims costs, particularly in auto repairs and construction.
8. Strategic Initiatives:
- Emphasis on underwriting discipline and the pruning of less profitable business segments to position for sustainable growth.
9. Dividend Announcement:
- A cash dividend increase was announced, reflecting confidence in ongoing business strategies and commitment to financial performance.
10. Forward Guidance:
- The management expressed optimism about continued performance improvements and strategic initiatives aimed at leveraging technology for competitive advantage in the insurance market.
Conclusion
Donegal Group demonstrates robust performance with a focus on disciplined underwriting, operational efficiency, and strategic modernization. Investors should note the strong financial metrics, forward guidance, and commitment to returning value through dividends, all contributing to a positive outlook for the company.